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Kotak Term Insurance User Reviews

171 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Kotak
4.6
Based on
171 User reviews

  • Purchased an affordable term plan

    I wanted to purchase a term insurance policy that would not exceed my set budget. I contacted the helpline number and they advised me to purchase Kotak’s e-Term plan considering my requirements and budget. I am really impressed with the services provided by InsuranceDekho. Would definitely recommend it.

    S
    Seema Sehgal
    On: Dec 23, 2021

  • Paperless renewal process

    I renewed my Kotak’s e-Term from InsuranceDekho’s website. The renewal process was completely digital and required no paperwork. I was able to renew the term plan within a few minutes. The website was easy to navigate and the renewal process was streamline.

    G
    Gurcharan Tilak
    On: Dec 21, 2021

  • Got to know about useful riders

    While purchasing Kotak’s e-Term plan from InsuranceDekho I got to know about some useful riders which can help me increase the scope of coverage of my term plan. I purchased the term plan and added a suitable rider to my term plan.

    M
    Maveer Gupta
    On: Dec 14, 2021

  • Secure payments

    I must say that the payments made for the purchase of a term insurance plan from InsuranceDekho are completely secured. I purchased a Kotak E-Term plan from InsuranceDekho and the payments were completely secured. I was given the option of payment through Netbanking, Credit/Debit card, UPI, E-wallets etc.

    N
    Nirmala Bhattia
    On: Nov 24, 2021

  • Amazing customer services

    I had some doubts regarding the purchase of Kotak Term plan so I contacted the helpline number of InsuranceDekho. The customer service team at InsuranceDekho is very knowledgeable. They provided my good information and cleared all my doubts. The customer care assistance even helped me renew the policy step by step.

    R
    Riyaz Khan
    On: Nov 23, 2021

  • Easy renewal process

    I wanted to renew my Kotak Term Plan from InsuranceDekho. While renewing my policy I had some difficulties so I read the renewal process mentioned on the website and contacted the helpline for assistance. The customer executive easily solved my problem and helped me renew the policy within minutes. 

    S
    Sahil Narang
    On: Nov 18, 2021

  • Satisfying services provided

    Bought Kotak Saral Jeevan Bima from InsurandeDekho. Within minutes of making the payment the policy details were sent to my email ID and later a copy of policy documents were sent to my email ID. I am really satisfied with the services provided. 

    D
    Dinesh Trisanu
    On: Nov 16, 2021

  • Excellent customer assistance

    I was unable to purchase the Kotak e-Term plan from the website. For assistance I called the customer care number of InsuranceDekho. The customer care specialist not only provided me assistance but also helped me purchase the plan. I purchased the term Plan from InsuranceDekho. 

    C
    Chitrish Gulati
    On: Nov 11, 2021

  • Hassle-free policy issuance

    Bought Kotak e-Term plan from InsuranceDekho. The purchasing process was quick and completely hassle free and the policy details were sent immediately after the payment. The policy issuance is hassle-free. Extremely easy to purchase a term plan from InsuranceDekho. 

    A
    Akhil Ranjan
    On: Nov 09, 2021

  • Easy payment

    I bought a Kotak e-Term plan from InsuranceDekho and I must say the payment process was very quick and hassle-free. The payment portal is completely secure and without verification the payment will not be processed. 

    A
    Akul Chatterji
    On: Nov 03, 2021

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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