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Kotak Term Insurance User Reviews

164 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 787/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Kotak
4.6
Based on
164 User reviews

  • Safe payment methods

    Recently I purchased a Kotak e-term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho

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    P
    Priyal Singh
    On: Jan 27, 2022

  • Easy payment methods

    I bought a Kotak e-Term plan from InsuranceDekho and I must say the payment process was very quick and easy. The payment portal is completely secure and without verification, the payment will not be processed. 

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    A
    Atul Arora
    On: Jan 20, 2022

  • Helpful customer care services

    I had some queries related to my Kotak’s e-term plan which I had purchased from InsuranceDekho. I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant provided me with effective solutions.

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    D
    Deepankar Rana
    On: Jan 19, 2022

  • Dedicated customer assistance

    I wanted to know the process of filing a claim online for the Kotak e-Term plan so I contacted the helpdesk number of InsuranceDekho. The customer care executive was very knowledgeable and was able to answer all my questions. I am very satisfied with the kind of services provided by InsuranceDekho.  

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    S
    Sartaj Singh
    On: Jan 18, 2022

  • Hassle-free plan issuance

    Bought Kotak’s e-Term plan from InsuranceDekho. The buying procedure was speedy and definitely trouble-free and the plan’s important points had been despatched right away after the payment. The plan issuance is hassle-free. Extremely convenient to buy a time period format from InsuranceDekho. 

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    A
    Anil Rawat
    On: Jan 17, 2022

  • Time convenient

    I purchased Kotak’s e-term plan from InsuranceDekho. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

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    D
    Dabeet Manushi
    On: Jan 14, 2022

  • Dedicated customer assistance

    I wanted to know the process of filing a claim online for the Kotak e-Term plan so I contacted the helpdesk number of InsuranceDekho. The customer care executive was very knowledgeable and was able to answer all my questions. I am very satisfied with the kind of services provided by InsuranceDekho. 

    Read More
    S
    Surya Koritala
    On: Jan 13, 2022

  • Best insurance plan groups listed

    The satisfactory phase about InsuranceDekho is that I determined a listing of insurance plan agencies primarily based on their declared contract ratio. I observed some of the nice insurance plan groups listed on InsuranceDekho’s website. The data on the website involving the insurance plan gave me the self-assurance to select and buy Kotak’s e time period Plan from InsuranceDekho. I am very pleased with my purchase.

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    V
    Vaibhav Batra
    On: Jan 12, 2022

  • Smooth comparisons

    It is very convenient to evaluate time period insurance plan plans on InsuranceDekho’s website the usage of the online time period insurance plan top-class calculator tool. I in contrast and selected Kotak’s e-Term format from InsuranceDekho.

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    P
    Parveen Radu
    On: Jan 12, 2022

  • Helpful customer care services

    I had some queries related to my Kotak’s e-term plan which I had purchased from InsuranceDekho. I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant provided me with effective solutions.

    Read More
    D
    Deepan Kaliranjan
    On: Jan 11, 2022

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Kotak Term Insurance

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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