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Bharti AXA Term Insurance User Reviews

156 reviews Rate This
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bharti AXA Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Bharti AXA
4.9
Based on
156 User reviews
  • Multiple payment modes

    I decided to buy Bharti AXA eProtect Term plan from InsuranceDekho. So, when I was buying Bharti AXA eProtect Term plan from InsuranceDekho, I was able to select from a number of payment modes. I picked the one that matched my requirements and it became easy for me to buy Bharti AXA eProtect Term plan from InsuranceDekho. 

    U
    Umang Srivastava
    On: Sep 01, 2022
  • Dedicated team members

    The team members of InsuranceDekho are extremely helpful. They assisted me in the right manner when I was buying Bharti AXA eProtect Term plan from InsuranceDekho. Moreover, they also suggested to me certain tips about how to reap the benefits of the Bharti AXA eProtect Term plan. 

    A
    Amulya Srivastava
    On: Aug 30, 2022
  • Effective claim settlement

    I bought Bharti AXA eProtect Term plan from InsuranceDekho a few years back. So, when I had to raise a claim for Bharti AXA eProtect Term plan, the process was very simple. I just had to submit a few documents and then the claim for the Bharti AXA eProtect Term plan was settled effectively. 

    P
    Pratik Abhishek
    On: Aug 29, 2022
  • Multiple payment modes

    When I was buying Bharti AXA eProtect Term plan from InsuranceDekho, there were multiple payment modes available. I chose a preferred payment mode and successfully bought Bharti AXA eProtect Term plan from InsuranceDekho. 

    S
    Saurabh Saxena
    On: Aug 25, 2022
  • User-Friendly Website

    Recently I purchased the Bharti AXA eProtect term plan from insuranceDekho. I was very happy with the results of the website. Everything I needed was updated and hassle-free. The website is user-friendly and gives the best outcomes

    G
    Geeta Ahuja
    On: Aug 23, 2022
  • Easily accessible

    I was purchasing a term plan from InsuranceDekho and I dealt with no issue. I had the option to purchase Bharti AXA  eProtect  term plan effectively from their site. 

    P
    Parkhi Taneja
    On: Aug 22, 2022
  • User-friendly website

    The website of InsuranceDekho was extremely user-friendly. Even though I was buying a term plan from it for the first time, I faced no problem. I was able to buy Bharti AXA eProtect Term plan easily from their website. 

    S
    Shreya Srivastava
    On: Aug 19, 2022
  • Affordable term plan

    The Bharti AXA eProtect Term plan available on InsuranceDekho is one of the most reasonably priced term plans. That's the sole reason why I decided to buy Bharti AXA eProtect Term plan from InsuranceDekho and nowhere else. 

    S
    Shubh Thakur
    On: Aug 18, 2022
  • Affordable term plan

    One of the primary reasons why I chose to buy - from InsuranceDekho was that this is an extremely affordable term plan. The Bharti AXA eProtect Term plan fitted my budget as well as matched my other requirements. I would even recommend others to buy this plan.

    S
    Sneha Sharma
    On: Aug 17, 2022
  • Easy claim settlement process

    I had raised a claim request against Bharti AXA eProtect Term plan on InsuranceDekho. When I raised the claim, the team of InsuranceDekho instantly contacted me and made me understand the claim settlement process. Finally, the claim for the Bharti AXA eProtect Term plan was settled in a matter of no time. 

    G
    Gaurang Sinha
    On: Aug 16, 2022

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Bharti AXA Term Insurance Contact Details

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Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Who can purchase a Bharti AXA term insurance policy?

    Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

  • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

    The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years. 

  • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

    Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

  • Does the gender of the assured person affect the term plan?

    Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

  • What are the Bharti AXA Term Insurance premium payment frequency modes?

    The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.