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Bharti AXA Life Term Insurance Benefits

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Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

Benefits of Bharti AXA Life Term Insurance

Term Plans offered by Bharti AXA Life Insurance are widely praised and recommended plans due to their ability to safeguard the family of policyholders by providing them with financial support at an affordable premium cost. The term insurance plans can help you take care of your loved ones even in case of your death if it happens during the policy term. In such a case, your beneficiary is entitled to get the sum assured from your insurer. Bharti AXA term insurance plans offer several benefits like coverage, riders, and so on, which makes you enjoy it to the fullest.

Bharti AXA Life Insurance Term Insurance Benefits

Bharti AXA Life Insurance Term Insurance policies offer the following benefits to the policyholders and their families.

1. High Coverage at Low Premium: Bharti AXA Life Insurance Term Insurance offers high insurance coverage at low and affordable premiums. The policy term can range between ten years and 35 years to cover the policyholder until the age of 75 years.

2. Multiple Payout Options: Bharti AXA Life Insurance Term Insurance offers three pay-out options, a) Lump sum amount on maturity, b) monthly income @ 1.04% of the death benefit for ten years, and c) 50% of the death benefit as a lump sum payment plus 0.93% of the sum assured as monthly income for five years.

3. Return of Premiums: Bharti AXA Life Insurance offers unique term insurance policies that envisage a 100% return of all premium paid on the policy’s maturity.

4. Facility to Add Special Riders: Bharti AXA Life Insurance allows the policyholder to include unique riders, like accidental death rider, premium waiver riders, and hospitalisation claim riders, along with the term insurance policy.

5. Tax Benefits: Policyholders can avail of income tax benefits on the premium amounts paid on Bharti AXA Life Insurance term insurance policies.

Term Life Insurance Premium Calculator

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Bharti AXA Life Term Insurance Plan List

    Name of PlanSum Assured
    Flexi Term Plan20 lac - 10 cr Get Quotes Now

    Bharti AXA Term Insurance User Reviews

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    What users are saying
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    • The customer care executives a...

        I recently bought the Bharti AXA Life Term Insurance plan from the InsuranceDekho website. While buyin...

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      Bharti AXA
      By Aditya Chaudhary
      On: Mar 21, 2023
    • Top reviews

        Whenever we buy anything, we first check the reviews. So, while buying my Bharti AXA Life Term Insuran...

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      Bharti AXA
      By Kush Agarwal
      On: Mar 16, 2023
    • Excellent plan

      Bharti AXA eProtect Term plan has amazing features and tons of benefits. This is a very pocket friendly plan o...

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      A
      Bharti AXA
      By Armaan Malik
      On: Feb 10, 2023
    • Pocket friendly term plans

      I was looking for a good term insurance plan for myself when I landed on InsuranceDekho’s website. I was...

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      Bharti AXA
      By Anusha Malik
      On: Feb 09, 2023
    • Online term calculator

      The online term calculator available on InsuranceDekho helped me to calculate the premium of the different ter...

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      Bharti AXA
      By Ayushi Anand
      On: Feb 03, 2023
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    Bharti AXA Life Term Insurance Contact Details

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    Claim Process at Bharti AXA Life Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

    FAQ About Bharti AXA Life Term Insurance

    • Who can purchase a Bharti AXA term insurance policy?

      Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

    • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

      The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years. 

    • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

      Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

    • Does the gender of the assured person affect the term plan?

      Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

    • What are the Bharti AXA Term Insurance premium payment frequency modes?

      The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.