Bharti AXA Life Term Insurance Benefits
|Claim Settlement Ratio||99.05%|
|Customer Care||9:00 AM - 7:00 PM|
|Policies Sold||1,285 Policies|
|Total Death Benefit Paid||Rs. 61.56 Crore|
Benefits of Bharti AXA Life Term Insurance
Term Plans offered by Bharti AXA Life Insurance are widely praised and recommended plans due to their ability to safeguard the family of policyholders by providing them with financial support at an affordable premium cost. The term insurance plans can help you take care of your loved ones even in case of your death if it happens during the policy term. In such a case, your beneficiary is entitled to get the sum assured from your insurer. Bharti AXA term insurance plans offer several benefits like coverage, riders, and so on, which makes you enjoy it to the fullest.
Bharti AXA Life Insurance Term Insurance Benefits
Bharti AXA Life Insurance Term Insurance policies offer the following benefits to the policyholders and their families.
1. High Coverage at Low Premium: Bharti AXA Life Insurance Term Insurance offers high insurance coverage at low and affordable premiums. The policy term can range between ten years and 35 years to cover the policyholder until the age of 75 years.
2. Multiple Payout Options: Bharti AXA Life Insurance Term Insurance offers three pay-out options, a) Lump sum amount on maturity, b) monthly income @ 1.04% of the death benefit for ten years, and c) 50% of the death benefit as a lump sum payment plus 0.93% of the sum assured as monthly income for five years.
3. Return of Premiums: Bharti AXA Life Insurance offers unique term insurance policies that envisage a 100% return of all premium paid on the policy’s maturity.
4. Facility to Add Special Riders: Bharti AXA Life Insurance allows the policyholder to include unique riders, like accidental death rider, premium waiver riders, and hospitalisation claim riders, along with the term insurance policy.
5. Tax Benefits: Policyholders can avail of income tax benefits on the premium amounts paid on Bharti AXA Life Insurance term insurance policies.
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Bharti AXA Life Term Insurance Plan List
|Name of Plan||Sum Assured|
|Flexi Term Plan||20 lac - 10 cr||Get Quotes Now|
Bharti AXA Term Insurance User Reviews
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- Tax benefit upto 1,50,000*
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- 45 Lacs+ happy customers
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Bharti AXA Life Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
Bharti AXA Life Term Insurance1800-102-4444Mon to Sat 9:00 AM - 7:00 PM
Claim Process at Bharti AXA Life Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About Bharti AXA Life Term Insurance
Who can purchase a Bharti AXA term insurance policy?
Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.
What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?
The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years.
Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?
Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.
Does the gender of the assured person affect the term plan?
Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.
What are the Bharti AXA Term Insurance premium payment frequency modes?
The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.