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IndiaFirst Life Term Insurance Plans

149 reviews Rate This
Claim Settlement Ratio96.81%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Presence4,800 branches
Total Death Benefit PaidRs. 310.71 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best IndiaFirst Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
    Tax Free
    1 Cr
Starting From 707/Month
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
    Tax Free
    1 Cr
Starting From 812/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Special Exit Benefit
    Tax Free
    1 Cr
Starting From 771/Month
24hr Claim Settlement
Key Features:
  • Terminal illness
  • Special Exit - Option to get your premiums back
  • Renewability Option
See More Plans

IndiaFirst Life Insurance was founded in 2009. The company is the result of a joint venture between Bank of Baroda, Union Bank of India and Legal & General, a reputable financial and investment company in the UK. Working by its core philosophy #CustomerFirst, IndiaFirst Life has gained a strong reputation in the insurance sector in the past few years of its existence. Moreover, it is the vast product range that has helped IndiaFirst Life establish its name in a significant manner. Term insurance plans offered by the company are the ultimate financial support that help policyholders secure their loved ones in an affordable manner.

IndiaFirst Life Insurance Term Insurance Plans

IndiaFirst Life Insurance has 3 term insurance plans, of which two are available online.

  • IndiaFirst Life Guaranteed Protection Plan: It is an online comprehensive term life insurance plan available at an affordable cost. This policy covers uncertainties like the insured person's death, accidental total permanent disability, and critical illness. Besides covering 40 critical illnesses, it offers a return of premiums paid if you survive the policy term.
  • IndiaFirst Life Plan: This term insurance plan provides insurance coverage up to a maximum of Rs. 5 crores. It also offers a maximum period of 40 years of life cover. Though it does not have any maturity amount, it provides assured benefit to the life assured's family in the event of his/her untimely death.
  • IndiaFirst Online Term Plan: This policy can be purchased online. It provides financial security in the face of an unforeseen event. Besides, it offers an accidental death benefit, covers critical illnesses, and provides coverage against Accidental Total Permanent Disability. It also provides coverage against COVID-19.

IndiaFirst Term Insurance User Reviews

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What users are saying
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  • My experience buying the IndiaFirst Term Insurance Plan from InsuranceDekho was awesome. I advise everyone to ...

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    By Naveen Tiwari
    On: Feb 13, 2024
  • I enjoyed a 24*7 and effortless service when I was buying the IndiaFirst Term Insurance plan from InsuranceDek...

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    By Naman Vats
    On: Dec 13, 2023
  • The IndiaFirst Life Term Insurance Policy is really good. It has all those benefits that one expects from a go...

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    By Raju Saini
    On: Nov 24, 2023
  • My experience with InsuranceDekho was comprehensive. They equipped me with the knowledge and support to find t...

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    By Rachna Garg
    On: Nov 09, 2023
  • I've relied on InsuranceDekho for my term insurance needs, and they've consistently delivered. Their IndiaFirs...

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    By Anishka Saxena
    On: Oct 16, 2023
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IndiaFirst Life Term Insurance Contact Details

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Claim Process at IndiaFirst Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About IndiaFirst Life Term Insurance

  • What is the maximum term insurance policy term offered by IndiaFirst Life Insurance?

    IndiaFirst Life Insurance offers a maximum policy term of 40 years in their IndiaFirst Life Plan.

  • Do the riders available in IndiaFirst Life Insurance come at a cost?

    Yes, the riders in IndiaFirst Life Insurance term insurance are optional. You have to pay an additional premium to avail the benefits.

  • Can you purchase the IndiaFirst Life Insurance term insurance plan online?

    Yes, two plans, IndiaFirst Life Guaranteed Protection Plan and IndiaFirst Online Term Plan, are available online.

  • What does the accidental death coverage rider in IndiaFirst Life Insurance term insurance provide?

    An additional payout is available in the case of unnatural death by accident during the policy term.

  • How does the IndiaFirst Life Insurance term insurance plan help during a critical illness?

    IndiaFirst Term Insurance offers a lump sum payout in the event of diagnosis of a critical illness.