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Future Generali Life Term Insurance Plans

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Highlights
Claim Settlement Ratio94.86%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For3,225 Policies
Inception2006
Presence232 branches
Total Death Benefit PaidRs. 44.90 Crore

Term Insurance plans are gradually becoming popular in India because of the changing lifestyles and mindsets of the younger generation. The Future Generali India Life Insurance term insurance options seem to be the best bet. In the financial year 2019-20, Future Generali India Life Insurance Company had a claim settlement ratio of 95.28%. The company has a Guinness record of longest balloon chain during the insurance week. They have won the ET Now Sales Champion Award for 2018.

Future Generali India Life Insurance Term Insurance Plans

Future Generali India Life Insurance offers five excellent term insurance plans to cater to a wide section of society. They are:

1. Future Generali Flexi Online Term Plan: The characteristics of this online term insurance plan are that it offers pure risk coverage. The insured person can choose from different payout options where the family receives a lump sum amount on his/her death or settles for a monthly payout. Life coverage is available up to a maximum of 28 years for the basic coverage plan and 45 years for the income protection plans. The insurer can extend the coverage until he/she reaches the age of 75 years. This plan comes with riders like accidental death, critical illness, or permanent disability.

2. Future Generali Express Term Life Plan: This plan is similar to the general term insurance product but with a slight difference. The death benefit is in the form of a lump sum either on the death of the insured or on the diagnosis of a terminal illness. The insured has the advantage of choosing the premium payment frequency and the coverage term. The maximum coverage term is 28 years for the Basic Cover and 45 years for the income protection plan.

3. Future Generali Jan Suraksha Plan: This plan helps one safeguard their family against loan and liabilities. Jan Suraksha Plan requires payment of a one-time premium. The benefits covered include death benefit, surrender benefit, tax benefits and more.

4. Future Generali Care Plus Plan: This term plan provides comprehensive protection at nominal premium rates. Policyholders can customise their plan and even choose the policy term and premium payment term as per their requirements. The plan comes at lower premium rates for women.

5. Future Generali Saral Jeevan Bima Plan: This simple plan lets you protect your family financially. You can easily select your own policy term and premium payment term as well as receive benefits as a lump sum. The policy offers tax benefits and comes at low premium rates for women.

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Future Generali Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

User Reviews

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What users are saying
  • All
  • Great Plans

    I wanted to buy a term insurance plan as it is a good way to secure the future of my loved ones. So, after detailed research, I found the Future Generali Term Life InsuranceDekho and then bought it. Thank you InsuranceDekho!

    A
    Future Generali
    By Awasti Sharma
    On: Dec 26, 2023
  • Digital processs

    I bought the Future Generali Express Term Life Insurance plan from InsuranceDekho through online mode. I chose the online mode as I wanted to enjoy a 100% digital experience while buying the term plan

    A
    Future Generali
    By Ananya Sahay
    On: Oct 13, 2022
  • Policy was issued in no time

    The best part about buying Future Generali Express Term Life Insurance plan from InsuranceDekho was that they took very little time for issuing my term policy. As a policyholder, I feel satisfied that I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    P
    Future Generali
    By Palak SInha
    On: Jun 29, 2022
  • Detailed information about eac...

    The best part about buying a term plan from InsuranceDekho was that I was able to find a detailed information about the different term plans. It was only after reading about each plan that I finally bought Future Generali Express Term Life Insurance plan.

    A
    Future Generali
    By Anurag Sharma
    On: Jun 28, 2022
  • Quick response to my query

    I got an instant response from the customer team at InsuranceDekho to all queries. So, after getting all my doubts cleared, I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    P
    Future Generali
    By Palak Sinha
    On: Jun 27, 2022
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

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Future Generali Life Term Insurance Contact Details

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Claim Process at Future Generali Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer care number of Future Generali Life Insurance?

    The customer care number of Future Generali Life Insurance is 1800-102-2355. 

  • What is the claim settlement ratio for Future Generali Life Insurance?

    The claim settlement ratio for Future Generali Life Insurance for the financial year 2019-20 was 95.28%.

  • How much term insurance cover should I buy?

    If you want to buy term insurance cover, keep in mind that the ideal amount to go for would depend on your monthly income, family lifestyle, members in your household amongst others. In general, having 20-25 times of annual income is advised. 

  • What are the term plans provided by Future Generali Life Insurance?

    Future Generali Life Insurance offers Future Generali Flexi Online Term Plan, Future Generali Care Plus, Future Generali Jan Suraksha, Future Generali Express Term Life Plan, and Future Generali Saral Jeevan Bima. 

  • Which are the Future Generali term plans I can buy online?

    Future Generali provides Future Generali Flexi Online Term Plan online.