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ICICI Term Insurance Plans

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Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

ICICI Prudential Term insurance plan is a kind of life insurance plan that offers coverage to the policyholder for a specified duration of time. These types of term insurance plans offer a financial safety net to the nominee if any unfortunate incident happens with the policyholder within the duration of the policy. Term insurance plans offer higher life cover at low premiums.

ICICI Prudential Term Insurance Plans

The 3 term insurance plans offered by ICICI Prudential are as follows:

1. ICICI Pru iProtect Smart: ICICI Pru iProtect Smart plan is a term insurance plan that offers a strong financial safety net for the policyholder as well as their family members. Under this plan, a policyholder has an option to get coverage against 34 critical illnesses. It also offers coverage against terminal illness, death and disability. Moreover, a policyholder is also given the option to include accidental benefits now or later.

2. ICICI Pru iProtect Smart Money Back: ICICI Pru iProtect Smart Money Back plan offers an all-around financial solution. It not only provides protection to the family members of the policyholder in case of their sudden demise but it also provides a lump sum amount to the policyholder if they survive during the policy duration. Under this plan, the policyholder is also given an option to get coverage against mentioned 34 critical illnesses and accidental death benefit.

3. ICICI Pru POS iProtect Smart: ICICI Pru POS iProtect Smart plan is a term insurance plan that gives the policyholder, the flexibility to customize their financial safety net so that they can not just secure the future of their families financially but also ensure that they live a comfortable life even in the absence of the policyholder. The plan also gives the policyholder an option to enhance their coverage against accidental death.

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.01%
Starting From 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
See More Plans

ICICI Prudential Term Insurance User Reviews

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What users are saying
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  • I recently purchased the ICICI Term Insurance plan from InsuranceDekho, and the efficiency of their service tr...

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    ICICI Prudential
    By Naveen Kumar
    On: Mar 05, 2024
  • In my opinion as well as other customers, the Sampoorna Raksha Supreme is a highly recommended plan. Based on ...

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    A
    ICICI Prudential
    By Akshita Bajaj
    On: Mar 01, 2024
  • My experience of buying the ICICI Prudential term Insurance plan from InsuranceDekho was amazing. I bought thi...

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    ICICI Prudential
    By Paras Chauhan
    On: Feb 01, 2024
  • I am thankful to Insurancedekho company for suggesting ICICI Prudential Term Insurance. I claimed my insurance...

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    S
    ICICI Prudential
    By Sandeep Rawal
    On: Dec 06, 2023
  • I opted for the ICICI Prudential Term Insurance Policy through InsuranceDekho, and I couldn't be happier. The ...

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    A
    ICICI Prudential
    By Aman Pandey
    On: Oct 18, 2023
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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

Find the right ICICI Term Insurance for you