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ICICI Term Insurance Plans

147 reviews Rate This
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
2 Crore
    Tax Free
    1 Cr
Starting From 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
See More Plans

ICICI Prudential Term insurance plan is a kind of life insurance plan that offers coverage to the policyholder for a specified duration of time. These types of term insurance plans offer a financial safety net to the nominee if any unfortunate incident happens with the policyholder within the duration of the policy. Term insurance plans offer higher life cover at low premiums.

ICICI Prudential Term Insurance Plans

The 3 term insurance plans offered by ICICI Prudential are as follows:

1. ICICI Pru iProtect Smart: ICICI Pru iProtect Smart plan is a term insurance plan that offers a strong financial safety net for the policyholder as well as their family members. Under this plan, a policyholder has an option to get coverage against 34 critical illnesses. It also offers coverage against terminal illness, death and disability. Moreover, a policyholder is also given the option to include accidental benefits now or later.

2. ICICI Pru iProtect Smart Money Back: ICICI Pru iProtect Smart Money Back plan offers an all-around financial solution. It not only provides protection to the family members of the policyholder in case of their sudden demise but it also provides a lump sum amount to the policyholder if they survive during the policy duration. Under this plan, the policyholder is also given an option to get coverage against mentioned 34 critical illnesses and accidental death benefit.

3. ICICI Pru POS iProtect Smart: ICICI Pru POS iProtect Smart plan is a term insurance plan that gives the policyholder, the flexibility to customize their financial safety net so that they can not just secure the future of their families financially but also ensure that they live a comfortable life even in the absence of the policyholder. The plan also gives the policyholder an option to enhance their coverage against accidental death.

ICICI Prudential Term Insurance User Reviews

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What users are saying
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  • I opted for the ICICI Prudential Term Insurance Policy through InsuranceDekho, and I couldn't be happier. The ...

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    ICICI Prudential
    By Aman Pandey
    On: Oct 18, 2023
  • Making a claim for the ICICI Prudential Term Insurance Policy with InsuranceDekho was hassle-free. They had a ...

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    ICICI Prudential
    By Rupali Yadav
    On: Sep 21, 2023
  • I bought the ICICI Prudential Term Insurance Policy from InsuranceDeko. And it is good to know that it covers ...

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    ICICI Prudential
    By Ashima Chakrobarty
    On: Sep 15, 2023
  • InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans i...

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    ICICI Prudential
    By Nitaben Patel
    On: Sep 04, 2023
  • Before purchasing the ICICI Prudential Term Insurance Policy I had my doubts regarding the term plan. I contac...

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    ICICI Prudential
    By Aditya Gupta
    On: Aug 10, 2023
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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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