Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Aditya Birla Sun Life Term Insurance Plans

158 reviews Rate This
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Aditya Birla Sun Life term insurance plans are known to be the most cost-efficient form of life insurance that provides a significant life cover at an affordable premium amount to the policyholder for a specific time period selected by them. With a term insurance plan, a nominee is entitled to receive a complete sum assured if the policyholder dies during the policy duration. These term insurance plans are comprehensive in nature and are specifically designed to meet different requirements of the customers especially financial security. The insurance company offers 3 different types of term insurance plans that offer financial protection to the policyholder’s family members if any unforeseen event happens with them.

Aditya Birla Sun Life Term Plans

The insurance company offers 3 term insurance plans, which are explained below:

1. ABSLI Life Shield Term Insurance Plan: This term insurance plan by Aditya Birla offers the policyholder the flexibility to select from 8 different coverage options according to the specific requirements of the family members so that they do not have to sacrifice on their way of living even if any unfortunate incident happens with the policyholder. To increase the coverage of the plan, the applicant can also add multiple add-on covers to the term plan. This plan also offers the policyholders with a terminal illness benefit.

2. ABSLI DigiShield Term Insurance Plan: Aditya Birla Sun Life DigiShield Insurance Plan is specifically designed to provide the life insured with 10 different coverage options to select from based upon their varied requirements. This is a comprehensive term plan that offers life insurance cover for one year or till 100 years of age in order to provide financial security to the family members of the insured through flexible death benefit payout options like a lump sum, monthly payout or a combination of the two. Moreover, the plan also provides a return of premium (ROP) option alongside the life insurance cover in order to secure the policyholder’s savings.

3. ABSLI Saral Jeevan Bima Term Insurance Plan: Saral Jeevan Bima by Aditya Birla Sun Life Insurance is a simple insurance plan that offers a lump sum amount to the life insured’s family members to ensure that the family is able to fulfil their long term goals and aspirations financially, even in the absence of the policyholder. The insured is also provided with an option to enhance their coverage through accidental death benefit rider by paying an additional premium amount. This plan also offers the option to pay a premium just once or for a specific duration or throughout the plan tenure.

Term Life Insurance Premium Calculator


  • Male
  • Female

Date of Birth


Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
    Tax Free
    1 Cr
Starting From 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
See More Plans

User Reviews

Write your review
What users are saying
  • All
  • User Friendly Platform

    InsuranceDekho is amazing. My purchase of Aditya Birla Sun Life Term Insurance Plan was terrific. I bought this term insurance policy online through the insuranceDekho’s website. It was quite easy to compare all the term plans and choose the best for my needs and requirements. Thank you! InsuranceDekho.

    Aditya Birla
    By Jaya Srivastava
    On: Feb 20, 2024
  • Dedicated Support Team

    The team of InsuranceDekho was so helpful when I was searching for a term insurance plan. When I finally decided to buy the Aditya Birla Sun Life Term Insurance plan, even then they guided me throughout the buying process. So, thank you, InsuranceDekho team!

    Aditya Birla
    By Simran Kaur
    On: Dec 22, 2023
  • Time-Efficient Term Insurance ...

    InsuranceDekho saved us significant time when purchasing the Aditya Birla Sun Term Insurance- DigiShield Plan. Their platform allows easy comparison and instant quotes.

    Aditya Birla
    By Unnati Sah
    On: Nov 15, 2023
  • Trustworthy Recommendations

    InsuranceDekho recommended Aditya Birla Sun Life Term Insurance Policy that perfectly aligned with my needs and financial goals. I trust their expertise.

    Aditya Birla
    By Chaynika Sah
    On: Sep 27, 2023
  • Tailored Coverage for Individu...

    What I loved about InsuranceDekho was their flexibility. They allowed me to customize my Aditya Birla Sun Life Term Insurance Policy’s coverage to fit my unique needs and budget. It's great to have a plan that's truly tailored to me.

    Aditya Birla
    By Ileana Kumar
    On: Sep 20, 2023
Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

Aditya Birla Sun Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.


  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee. 

Find the right Aditya Birla Sun Life Term Insurance for you