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Tata AIA Life Term Insurance Plans

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Highlights
Claim Settlement Ratio98.02%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,954 Policies
Inception2000
Presence216 branches
Total Death Benefit Paid222.47 Crore

Tata AIA Life Insurance offers affordable term insurance plans that provide life cover and also provide financial assistance to your family in case of your unforeseen demise during the policy tenure. These plans provide dual benefits which are life cover and financial assistance for your family. With these plans you can ensure a financially secured future for your family even if you are not around.

Tata AIA Term Insurance Plans

Tata AIA Life Insurance offers six term insurance plans as discussed below:

1. Sampoorna Raksha Supreme: Sampoorna Raksha Supreme plan provides life cover and also provides financial security to family members of the life assured in difficult situations such as unforeseen demise of the life assured during the policy term. Under this plan you get the flexibility to choose death benefit payout as lump sum, instalments (upto 120 months) or part lump sum and part instalments. Sampoorna Raksha Supreme plan provides an option to increase cover of the policy any time during the policy term.

2. Saral Jeevan Bima: Saral Jeevan Bima is a simple pure protection plan which provides financial protection to family members of the life assured in case of an unfortunate demise of the life assured during the policy tenure. Under this plan you get the flexibility to choose policy term and premium payment term.

3. Sampoorna Raksha: Sampoorna Raksha plan provides financial security to the family of the life assured in case the life assured passes away during the policy term and this plan also offers life coverage upto 100 years of age. This plan provides an option to choose between two optional riders and also offers flexibility to choose premium paying terms.

4. Sampoorna Raksh+: Sampoorna Raksh+ provides financial security to the family members of the life assured, in case of a sudden demise of the life assured. This plan also provides the return of premiums as maturity benefits on survival. This plan offers to choose between two death benefits that are Lump Sum amount on death and Lump Sum amount + monthly income for a decade.

5. iRaksha TROP: Tata AIA Life Insurance iRaksha TROP offers financial protection for policyholder’s families along with payment of total premiums paid at the end of the policy tenure. This plan offers a choice between two optional riders.

6. Maha Raksha Supreme: Tata AIA Life Insurance Maha Raksha Supreme plan has an inbuilt accelerator that offers upto 50% of sum assured payout of diagnosis of any terminal illness. This plan offers flexibility to choose the premium paying term and offers choice between two optional riders.

Term Life Insurance Premium Calculator

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Tata AIA Life Term Insurance Plan List

    Name of PlanSum Assured
    Sampoorna Raksha Supreme Plan20 lac - 10 cr Get Quotes Now

    Tata AIA Term Insurance User Reviews

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    What users are saying
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    • Renewed my policy with ease

        When I bought the Tata AIA Life Term Insurance Policy from the InsuranceDekho website sometime back an...

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      Tata AIA
      By Utsav Goswami
      On: Mar 20, 2023
    • Excellent Services

        The services at the InsuranceDekho website are amazing. The agents are up to date with policies and ar...

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      S
      Tata AIA
      By Siddhart Shukla
      On: Mar 15, 2023
    • Amazing benefits

      I bought the Tata AXA term plan from the InsuranceDekho website which comes with the necessary benefits. The p...

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      R
      Tata AIA
      By Ritu Chawla
      On: Mar 02, 2023
    • Top insurance companies listed

        The InsuranceDekho website has a list of all the top insurance companies which helped me look for an a...

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      Tata AIA
      By Anupam Gupta
      On: Mar 01, 2023
    • Top insurance companies listed

      The InsuranceDekho website has a list of all the top insurance companies which helped me look for an appropria...

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      A
      Tata AIA
      By Anupam Gupta
      On: Jan 11, 2023
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    Tata AIA Life Term Insurance Contact Details

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    Claim Process at Tata AIA Life Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

    FAQ About Tata AIA Life Term Insurance

    • How is your age significant in the Tata AIA Term Insurance premium calculation?

      If you are young and you want to purchase a Tata AIA term insurance plan, the premium that you would have to pay is low. 

    • Do personal habits like smoking increase the premiums?

      Yes, personal habits like smoking can increase the premium because smoking can affect the health of an individual. It increases the risk involved.

    • How is Tata AIA term insurance premium calculator beneficial?

      Tata AIA Term Insurance premium calculators are easy to use and can help a potential buyer to estimate the amount of premiums before actually purchasing the term insurance policy.

    • If I add riders to my life insurance policy will it affect my premium?

      Yes, by adding riders your life insurance premiums will increase because riders are purchased at an extra cost to provide additional benefits with the life insurance policy.

    • What are the different factors that affect the premium of an insurance plan?

      Policyholder’s age, sum assured, gender, lifestyle ,job , medical history, type of policy and tenure of the policy and Riders(if any) are some of the factors that determine the premium of Reliance Life Insurance Plans.