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Exide Life Term Insurance Plans

127 reviews Rate This
Claim Settlement Ratio98.54%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For3,404 Policies
Presence200+ Offices
Total Death Benefit PaidRs. 88.95 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Exide Life Term Insurance Plan List

    Name of PlanSum Assured
    Elite Term Insurance Plan20 lac - 10 cr Check Premium

    Exide Life Insurance Term Insurance Plans

    Exide Life Insurance has six term insurance plans in its term insurance bouquet, each of which brings a range of attractive benefits for its customers.

    • Exide Life Smart Term Pro: This term insurance plan offers excellent benefits in the form of comprehensive life insurance with 100% return of premium. The best aspect of this plan is that you pay a premium for 5, 8, 10, or 12 years and enjoy insurance cover for the entire policy term. This plan allows life coverage up to 80 years of age.
    • Exide Life Smart Term Edge: This unique term insurance plan provides comprehensive protection cover with three different plan options. It also offers up to 150% of the premiums paid by you. You also get the opportunity to enhance protection by including various riders.
    • Exide Life Term with Return of Premium Plan: This term insurance offers life cover at affordable premiums while returning the premiums paid by at the end of the policy period. One of the alluring aspects is that you get life cover without undergoing medical tests.
    • Exide Life Elite Term Insurance Plan: This term insurance plan is different from the others because it offers a large sum assured at a low premium. Besides, it rewards you for maintaining a healthy lifestyle during the policy term. Customers can extend the policy term by five or ten years. The insured's family can claim the income payout of five or ten years.
    • Exide Life Saral Jeevan Bima: Exide Life Saral Jeevan Bima is a pure term life insurance plan. This policy provides financial security to your family even in your absence. The premium is affordable and you can choose any of the premium payment modes as per your convenience.
    • Exide Life Term Rider: Exide Life Term Rider is not an insurance plan but an add-on product. It can be attached to an existing insurance plan by paying an additional premium. The benefit is that you get up to double life cover at a nominal extra premium.

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    Exide Life Term Insurance Contact Details

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    Claim Process at Exide Life Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

    FAQ About Exide Life Term Insurance

    • Is there any maturity amount in the Exide Life Insurance term insurance plans?

      There is no maturity amount in Exide Life Insurance term insurance plans. However, some plans offer up to 100% to 150% return of premiums paid by you.

    • What is meant by limited pay but full cover in Exide Life Insurance?

      Exide Life Insurance offers an exciting term insurance plan where you pay a premium for periods ranging from five to twelve years but enjoy life cover for the entire policy term. 

    • What is the maximum age up to which life cover is available in Exide Life Insurance term insurance?

      Life cover in Exide Life Insurance term plan is available till the insured person attains 80 years of age.

    • Is medical check-up compulsory in the Exide Life Insurance term insurance plan?

      One specific Exide Life Insurance term insurance plan, Exide Life Term with Return of Premium Plan does not insist on conducting medical check-up when issuing life cover. It is compulsory in all the other plans. 

    • Can you buy an Exide Life Insurance term insurance plan online?

      Yes, you can purchase an Exide Life Insurance term insurance plan online at the official website of Exide Life Insurance. You can also purchase term insurance online at InsuranceDekho.