Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeTerm InsuranceTerm Insurance CompaniesBandhanBandhan User Reviews

Bandhan Life Insurance User Reviews

136 reviews Rate This
Bandhan Life Insurance
Highlights
Claim Settlement Ratio99.66%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Age

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best Bandhan Life Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
See More Plans
Rating of Bandhan
4.7
Based on
136 User reviews

  • Complete Cover

    Last year, when I bought my term plan from Bandhan Life Insurance, I was a bit doubtful. But, having a critical illness rider on my term plan provided me with additional financial security. Recently, I was able to take advantage of its benefits. Thanks to InsuranceDekho for suggesting this option!

    S
    Shoba rani
    On: Jun 20, 2024

  • Fantastic Service

    I decided to buy family insurance from InsuranceDekho, and choosing the Bandhan term insurance for my family's safety was a no-brainer. Their process was smooth, making it easy for me to understand and secure our future without hassle.

    N
    Nandini Goyal
    On: Jun 07, 2024

  • Quick and Easy Process

    InsuranceDekho is the best online platform to buy term insurance plans. I bought the Aegon Term Insurance Plan quickly and easily. Comparing the plans to buying the best term plan for myself by very easy and smooth process. Thank you InsuranceDekho for helping me out.

    J
    Jatin Sharma
    On: Feb 07, 2024

  • Effortless Service

    The team of InsuranceDekho offered me effortless customer support when I was buying the Aegon Term Insurance plan with them. They helped me completely and made it easier for me to buy the Aegon term Insurance Plan from InsuranceDekho.

    N
    Niharika Saini
    On: Dec 11, 2023

  • Responsive Customer Support

    Dealing with InsuranceDekho's customer support was a positive experience. They were quick to respond to my queries about my Aegon Term Insurance-iTerm Insurance Plan, providing clear and concise information about my term insurance policy.

    S
    Soma Sunder
    On: Nov 16, 2023

  • Responsive Mobile App

    I often use the InsuranceDekho mobile app, and it's just as user-friendly as the website. It makes managing my Aegon Term Insurance-iTerm Insurance Plan on the go a breeze.

    N
    Nitika Chahal
    On: Nov 07, 2023

  • Family-Focused Plans

    InsuranceDekho offers family-focused term insurance plans, ensuring that all members of my family are covered under one policy. The Aegon Term Insurance Policy is convenient and cost-effective.

    K
    Kamal Kishore
    On: Oct 03, 2023

  • Efficient and Flexible

    I had to make changes to my Aegon Term Insurance Policy, and InsuranceDekho handled it efficiently. Their flexibility in policy adjustments is impressive and ensures I'm always adequately covered.

    A
    Archana Sourabh
    On: Sep 21, 2023

  • Dependable Financial Security

    I trust InsuranceDeko to provide dependable financial security for my loved ones. Their Aegon Term Insurance Policy is the backbone of our financial plan.

    P
    Poonam Kaushal
    On: Sep 15, 2023

  • Family-Centric Coverage

    I appreciate that InsuranceDekho's Aegon Term Insurance Policy is designed with families in mind. It provides the safety net my loved ones deserve.

    P
    Priya Chauhan
    On: Sep 08, 2023

  • Helpful claims team

    Filed a claim for the Aegon Term Insurance Policy at InsuranceDekho’s website. I had some trouble understanding the process so I called the helpline number of InsuranceDekho, the customer care executive connected me to the claims team and they resolved all of my queries. Very helpful claim team at InsuranceDekho. 

    S
    Sheela Chandani
    On: Aug 16, 2023

  • Hassle-free and quick renewal process

    I wanted to renew my Aegon Term Insurance Policy from InsuranceDekho. The renewal process was quite easy and hassle-free. I followed the instructions mentioned on the website to renew my policy. 

    G
    Gautam Singh
    On: Aug 10, 2023

  • Secure payments

    While purchasing Aegon Term Insurance Policy I was a little skeptical about entering my card details on the website but I was highly impressed by the different payment gateway options available that assured me that the payment is completely secure.

    P
    Parmeet Chandok
    On: Aug 08, 2023

  • Hassle-free policy issuance

    Bought the Aegon Term Insurance Policy from InsuranceDekho. The purchasing process was quick and completely hassle free and the policy details were sent immediately after the payment. The policy issuance is hassle-free. Extremely easy to purchase a term plan from InsuranceDekho. 

    V
    Vanshika Bist
    On: Jul 31, 2023

  • Family-Friendly Coverage Options

    InsuranceDekho's term insurance policies cater to families with various needs. The family-friendly coverage options make it a reliable choice for safeguarding loved ones. After much deliberation, I bought the Aegon Term Insurance Policy for my family.

    S
    Samrat Saini
    On: Jul 20, 2023

  • No unnecessary steps

    There were no unnecessary steps involved when I was buying the Aegon Term Insurance Policy from InsuranceDekho. By completing a few relevant steps, I was easily able to buy the Aegon Term Insurance Policy from InsuranceDekho.

    M
    Mansie Khandelwal
    On: Jul 17, 2023

  • Efficient Policy Renewal Process

    InsuranceDekho's policy renewal process for my Aegon Term Insurance Policy was incredibly efficient. They sent timely reminders and made the renewal process straightforward and hassle-free. 

    H
    Hema Vasandhani
    On: Jul 13, 2023

  • Hassle-Free Claims Process

    When it comes to term insurance, a smooth and hassle-free claims process is crucial. I had a positive experience with my Aegon Term Insurance Policy during a recent claim. They were prompt, efficient, and compassionate. InsuranceDekho’s professionalism made things a little easier. Reliable and trustworthy!

    N
    Netra Sharma
    On: Jun 28, 2023

  • Competitive Premiums

    When comparing different term insurance policies, I found that the premiums offered by the Aegon Term Insurance Policy from InsuranceDekho were highly competitive. The coverage provided is excellent considering the affordability of the premiums. It's a great value-for-money option.

    D
    Dhawal Oza
    On: Jun 26, 2023

  • List of top insurance companies

    The website of InsuranceDekho had a detailed list of the best insurance companies. Along with this, a number of plans were also available. So, I bought the Aegon Term Insurance Policy from InsuranceDekho.

    S
    Sourabh Negi
    On: Jun 21, 2023

  • Transparent Terms and Conditions

    I appreciated the transparency of the terms and conditions explained while buying the Aegon Term Insurance Policy from InsuranceDekho. There were no hidden clauses or surprises, and everything was clearly explained. It gave me confidence in the policy and the company.

    M
    Monica Dabbral
    On: Jun 14, 2023

  • Clarity from the Start

    The process for purchasing the Aegon Term Insurance Policy from InsuranceDekho was refreshingly transparent. From the beginning, I had a clear understanding of the requirements and the factors considered for assessing my eligibility. The transparency in the process provided me with confidence and trust in the policy, knowing that it was based on clear and fair criteria.

    N
    Navya Bhatia
    On: Jun 12, 2023

  • Knowledgeable Agents -

    The agents at the InsuarnceDekho customer care are responsive and knowledgeable. They are readily available to answer my questions whether it is in regard to my Aegon Term Insurance Policy or in general. They provide guidance and assist with any policy-related inquiries.

    S
    Sharan Mahajan
    On: Jun 07, 2023

  • The policy was issued in no time

    I recently bought the Aegon Term Insurance Policy from InsuranceDekho and was so happy to see that the policy was issued immediately. Once my application was submitted and approved, they promptly issued the policy documents, ensuring that I had immediate coverage in place. 

    A
    Alena Husain
    On: Jun 05, 2023

  • Long-Term Planning Made Easy

    With the Aegon Term Insurance Policy, long-term financial planning has become simple and straightforward. I appreciate the ability to choose the term length that suits my needs, allowing me to align coverage with my goals. I took this plan from the InsuarnceDekho website while going through many providers. 

    A
    Ajeet Meher
    On: May 29, 2023

  • Excellent coverage with a reasonable price

    I've had my Aegon Term Insurance Policy for a few years now, and I couldn't be happier with my decision. The policy offers excellent coverage at a reasonable price. It's good to know that my family will be financially secure if something were to happen to me. I highly recommend this policy to everyone. I purchased this policy from InsuarnceDekho.

    P
    Poonam Thakur
    On: May 25, 2023

  • Robust customer care service

    The InsuranceDekho website's customer service is outstanding. I purchased the Aegon Term Insurance Policy from InsuranceDekho and I required some assistance at the time of purchasing the plan. I called the helpline number, and the customer care executive was quite pleasant to work with and assisted me in completing the procedure quickly.

    B
    Bhavna Maurya
    On: May 18, 2023

  • 100% digital experience

    I enjoyed a 100% digital experience when I was buying the Aegon Term Insurance Policy from InsuranceDekho. As I was buying the term plan online mode, I was able to submit all the relevant documents online. 

    U
    Uma Thakkar
    On: May 16, 2023

  • Budget-friendly plan

    I wanted to buy a life insurance plan but my budget was limited. But, on the InsuranceDekho website, I was able to find a number of budget-friendly plans and thus I eventually bought the Aegon Term Insurance Policy from InsuranceDekho. 

    S
    Shailesh Misra
    On: May 09, 2023

  • Various plan options

    There are many plan options available to choose from on the InsuranceDekho website. I recently visited them and chose the Aegon Term Insurance plan from their website. The plan is unique in itself and offers varied features and benefits. Loved the plan. 

    B
    Bhaskar Debnath
    On: May 04, 2023

User Reviews on Bandhan Term Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

View All News

Bandhan Life Insurance Contact Details

Reach us for help anytime

Claim Process at Bandhan Life Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

  • What will I get if my Bandhan Life Term Insurance policy matures?

    Bandhan Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.

  • Can I make changes to my Bandhan term policy after I buy it?

    No, policy terms and the premium amount cannot be changed once the policy is bought.

  • Are terrorist attacks covered under the Bandhan life term insurance policy?

    Yes, death due to terrorist attacks is covered under the Bandhan term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

  • How much life cover should I select when I buy an Bandhan term plan?

    Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

    • At age 30 years, life cover should be 20 times your annual income.
    • At age 40 years, life cover should be at 15 times your annual income.
    • At age 50, your life cover should be 10 times your annual income.

  • What is Critical Illness Cover?

    Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.

View All

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Insurance Calculators