Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Bandhan Life Insurance User Reviews

134 reviews Rate This
Highlights
Claim Settlement Ratio99.37 %
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bandhan Life Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Bandhan
4.7
Based on
134 User reviews
  • Effective customer service

    InsuranceDekho’s customer assistance team provides good solutions and handles the customers with utmost care. I was unable to track my claim status for my Aegon’s i-Term plan, so I  called the toll-free helpline number of InsuranceDekho. The executive was very knowledgeable and assisted me through every step. 

    K
    Kanishka Chopra
    On: Oct 20, 2021
  • Quick claim settlement

    I filed a claim for Aegon i-term plan at InsuranceDekho’s website. The process was quite easy. I followed the steps and instructions mentioned on the website which made this process much easier. The claim was settled as quickly as possible, the services provided by InsuranceDekho are top-notch. 

    Z
    Zaid Ali
    On: Oct 19, 2021
  • Dependable customer assistance

    I had some doubts about the Aegon iTerm Plan and to clear my doubts I contacted the helpline number of InsuranceDekho. The customer care executive was well versed and clarified my doubts even helped me purchase the plan on the website. I am extremely happy and satisfied with the type of services I was provided with. 

    D
    Dinesh Saini
    On: Oct 13, 2021
  • Hassle-free premium calculations

    InsuranceDekho’s online term insurance premium calculator is an easy to use tool which helped me calculate premium for term insurance plan according to my requirements and budget. After comparing several plans as displayed by the premium calculator I purchased Aegon’s iTerm Plan. 

    D
    Dhruv Kapri
    On: Oct 12, 2021
  • Informative website

    InsuranceDekho’s website helped me conduct a thorough research before purchasing a term insurance plan. I got to learn about the different types of term insurance policies, types of claims under a term insurance policy and factors that affect the premium calculation. I also got good information about the plan that I wanted to purchase. I purchased an Aegon i-Term Plan. ...

    R
    Raghavan Thakur
    On: Oct 06, 2021
  • Easy to navigate website

    InsuranceDekho’s website is quite user friendly, it’s easy to navigate and the information mentioned on the website is very helpful. Before purchasing a term insurance I wanted to know about all the documents required to purchase a term insurance. I easily navigated through the website and got to know what all documents are required to purchase a Aegon iTerm plan. ...

    G
    Ghanshyam Bhargava
    On: Oct 05, 2021
  • Reliable assistance

    I wanted to purchase a term insurance plan that fit in a predefined budget so I contacted the helpline number of InsuranceDekho to know about the best term insurance plan that would fit in my budget. The knowledgeable customer care expert suggested Aegon's i-Term plan. I purchased the term plan after the executive suggested it to me. 

    A
    Arvind Mukherjee
    On: Sep 29, 2021
  • Minimum paper-work

    While I purchased the Aegon Life iTerm plan from InsuranceDekho, minimum paper-work is required. I uploaded the documents online while purchasing the term plan, and made the payment on the website. The policy was issued and sent to my email ID. I am very happy with the green initiative taken by InsuranceDekho. 

    U
    Upasna Gola
    On: Sep 28, 2021
  • Dedicated customer service

    I had several doubts before purchasing the Aegon iTerm plan. I contacted the helpdesk of InsuranceDekho to clear my doubts, the customer care executive was extremely helpful, polite and knowledgeable. He cleared all of my doubts and even helped me through every step while purchasing the plan. 

    P
    Pratham Lamba
    On: Sep 23, 2021
  • Smooth and secure payments

    It is safe to say that payments on InsuranceDekho website are smooth and secure. Two step authentication was required for the payment. I purchased an Aegon i-Term plan and the payment was smooth. 

    V
    Vivek Vardhan
    On: Sep 22, 2021

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

Bandhan Life Insurance Contact Details

Reach us for help anytime

Claim Process at Bandhan Life Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

  • What will I get if my Bandhan Life Term Insurance policy matures?

    Bandhan Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.

  • Can I make changes to my Bandhan term policy after I buy it?

    No, policy terms and the premium amount cannot be changed once the policy is bought.

  • Are terrorist attacks covered under the Bandhan life term insurance policy?

    Yes, death due to terrorist attacks is covered under the Bandhan term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

  • How much life cover should I select when I buy an Bandhan term plan?

    Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

    • At age 30 years, life cover should be 20 times your annual income.
    • At age 40 years, life cover should be at 15 times your annual income.
    • At age 50, your life cover should be 10 times your annual income.
  • What is Critical Illness Cover?

    Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.