Star Medi Classic Health Insurance Wordings

10% amount of each claim made for insured people aged more than 60 years at entry level and renewals thereafter.

Premiums paid for health insurance policies not included in the taxable income up to Rs. 15,000 for individuals and Rs. 20,000 for senior citizens.

Star Health can cancel your policy on the grounds of moral hazard, misinterpretation, fraud, hiding of material fact as specified in the proposal form or at time of claim, or non-cooperation by the insured individual. The insured, in this situation, receives 30 days notice through a registered letter at his/her last known address.

Under the Family Package Plan, the insured person, insured spouse and not more than two insured dependent children can be covered. Each member is covered up to his/her limit only.

The policy offers the following special features- 1. Automatic restoration of the sum insured (the benefit is not available for Family Package Plan) 2. Coverage for HIV persons also (under certain conditions) 3. The insured individual is eligible for a bonus.