Which critical illnesses are covered by Care Health Insurance?

The critical illnesses covered by Care Health Insurance's critical illness plan are stroke, cancer, paralysis, brain tumor, etc. However, coverage is only provided after the completion of the waiting period.

Does Care Health Insurance have a separate critical illness plan?

Yes, Care Health Insurance provides a separate plan for critical illness. The Care Critical Mediclaim offers all critical illness-related treatments.

What are the age restrictions for purchasing a critical illness plan from Care Health Insurance?

The age restrictions for purchasing a critical illness plan from Care, an individual child should be at least 5 years of age and an adult should be 18 years old. In a family floater plan the child should be 91 days to 4 years old and an adult 18 years old.

Can the waiting period be waived for critical illness by paying an extra amount of premium?

Yes, Care Health provides the benefit of waiving the waiting period for critical illness if they can pay an extra premium amount for the add-on that helps remove waiting period.

Does the critical illness plan cover family members of the policyholder?

No, under the Care Health Insurance critical illness plan only an individual is covered not the entire family.

Care Critical Illness Plans

Critical Illness entails major surgeries or severe illnesses in which a patient may require immediate and intensive care. Medical expenses during the treatment of any critical illness can be a lot as patients require long-term care. Health insurance with the benefit of critical illness coverage can be advantageous during times like these for the policyholder.

Care Health Insurance provides critical illness as an add-on and has a specific plan for it. Critical mediclaim is a separate plan provided by Care Health Insurance for critical illness. A sum insured from over Rs. 10 lakh to Rs. 2 crores with no pre-medical check-ups necessary, Care Critical mediclaim is one of the top critical illness plans. They provide coverage for 32 critical illnesses with an initial waiting period of 90 days. [1][2]

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Benefits of Care Critical Illness Cover

The following are the unique benefits provided by the Care Critical Mediclaim plan:-[1]

Lifelong Renewability:- The Care Critical Mediclaim plan offers customers lifelong renewability where a customer has no exit age. The customer will get medical coverage till the time they renew their critical illness plan.
Installment Benefit:- The customer has the unique benefit of paying their premium in installments. They can make payments monthly and quarterly based on their convenience.
Out-patient Department:- Consultation fees for the doctors are also covered under the Care Critical Mediclaim Plan in the Out-patient Department.
International Second Opinion:- The Care Critical Mediclaim Plan offers a unique feature of an international second opinion as an option for customers. However, this is an add-on to the base policy where a customer can choose this rider with an additional premium.
Quick Recovery Counselling:- Care Critical Mediclaim provides quick recovery counseling which involves therapies, counseling, etc. This helps a customer with efficient recovery.
Air Ambulance:- The benefit of air ambulance is also an optional benefit provided by the Care Critical Mediclaim health insurance Plan. Medical emergencies might need urgent medical care and an air ambulance provides that to the policyholders. Care Health Critical Medical Plan provides air ambulance cover as an add-on.

Care Critical Illness Coverage and Limits

Care Critical Illness Cover and Plan provides its customers with a wide coverage of over 30 illnesses. Major diseases are covered under this critical illness plan.

The table below shows the coverage and limits offered by Critical Mediclaim Plan by Care Health Insurance Policies:-[2]

Coverage	Limits
Day Care Treatment	Self-Inflicted Injury
Chemotherapy and Radiation Cover	Injury due to Alcohol or Drug Abuse
Alternative Treatment	HIV or any other sexually transmitted disease
Annual Health Check-ups	Cosmetic Surgery
No Claim Bonus	Complications related to bearing a child (maternity)
No Specific Ailment Waiting Period	Damage caused by biological attacks and weapons
Dialysis Cover	Injuries due to breach of law
Organ Donor Cover
Psychiatric Counselling
Pre and Post-Hospitalisation

The types of critical illnesses covered:-[5]

Alzheimer's Disease
Cardiomyopathy
Cancer
End-stage lung disease
Cardio Artery Surgery
Pericardiectomy
Pulmonary Thromboembolism
Implantation of Pacemaker of the Heart
End-stage liver disease
Surgery for cardiac arrhythmia
Benign brain tumour
Heart Valve Replacement/repair
Paralysis
Surgery to Place Ventricular Assist
Devices or Total Artificial Hearts
Primary (Idiopathic) Pulmonary
Hypertension
End-stage renal failure
Bacterial meningitis
Coronary Artery Bypass Graft
Implantable Cardioverter Defibrillator
Major burns
Parkinson's disease
Motor neuron disorder
Angioplasty
Myocardial infarction
Ineffective Endocarditis
Multiple Sclerosis
Major organ transplant
Stroke
Surgery of aorta
Balloon Valvotomy/Valvuloplasty
Blindness
Aplastic Anaemia

Eligibility Criteria for Care Critical Illness Plan And Add-on

An adult can purchase the plan if they are at least 5 years of age and a child should be at least 91 days to 4 years of age. However, the coverage provided under this Care Critical Illness plan is lifelong as there is no exit age. However, you can reach out to an advisor for further details.

Save Tax upto ₹75000*

Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

How to Add Critical Illness Cover as an Add-On on the Care Health Insurance

Online Process

From InsuranceDekho:-[4]

Step 1:- Open the InsuranceDekho official website.

Step 2:- Fill in your details.

Step 3:- Select the Care Critical Mediclaim plan.

Step 4:- Finish payment for finalising the purchase.

Step 5:- An advisor from InsuranecDekho will call you to confirm policy issuance.

From Care Health Insurance:-[5]

Step 1:- Visit Care Health Insurance's official website

Step 2:- Fill in your details.

Step 3:- Select the Care Critical Mediclaim plan.

Step 4:- Customise your plan according to your requirements.

Step 5:- Make a premium payment to finalise the purchase.

Offline Process

From InsuranceDekho:-[3]

To purchase a Health Insurance policy, connect with an advisor from InsuranceDekho on 7551196989. InsuranceDekho also offers in-house assistance to customers if needed and customers can get all their concerns and doubts cleared.

Documents Required

Voter ID Card
Pan Card
Aadhaar Card
Driving Licence
Passport
Birth certificate
10th or 12th mark sheet

Care Critical Illness Customer Care & Assistance

InsuranceDekho:-

Email:-support@insurancedekho.com

Helpline Number:- 7551196989

Care Health Insurance:-

Email:- customerfirst@careinsurance.com

Whatsapp:- 8860402452

References

[1]https://www.careinsurance.com/cms/public/uploads/download_center/critical-mediclaim-leaflet---web.pdf

[2]https://www.careinsurance.com/product/care-critical-mediclaim

[3]https://www.insurancedekho.com/health-insurance/care/customer-care

[4]https://www.insurancedekho.com/health-insurance/care

[5]https://www.careinsurance.com/health-insurance/critical-illness-insurance

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FAQs

Which critical illnesses are covered by Care Health Insurance?
The critical illnesses covered by Care Health Insurance's critical illness plan are stroke, cancer, paralysis, brain tumor, etc. However, coverage is only provided after the completion of the waiting period.
Does Care Health Insurance have a separate critical illness plan?
Yes, Care Health Insurance provides a separate plan for critical illness. The Care Critical Mediclaim offers all critical illness-related treatments.
What are the age restrictions for purchasing a critical illness plan from Care Health Insurance?
The age restrictions for purchasing a critical illness plan from Care, an individual child should be at least 5 years of age and an adult should be 18 years old. In a family floater plan the child should be 91 days to 4 years old and an adult 18 years old.
Can the waiting period be waived for critical illness by paying an extra amount of premium?
Yes, Care Health provides the benefit of waiving the waiting period for critical illness if they can pay an extra premium amount for the add-on that helps remove waiting period.
Does the critical illness plan cover family members of the policyholder?
No, under the Care Health Insurance critical illness plan only an individual is covered not the entire family.

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Critical Illness

Got Covered For Critical Illne...
I liked the coverage benefits available under the Care Health Insurance Plan. I bought this health insurance plan without any second thought with the help of InsuranceDekho. I must share that the care health insurance policy is affordable and I was able to buy it within a few minutes with the help of insurance experts of the InsuranceDekho team. I am satisfied!
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Care
By Sneha Mehta
On: Apr 02, 2024
Helpful plan
The Care Health Insurance Policy I recently bought at InsuranceDekho offers me multiple advantages. I bought it to get a better plan. I am happy with this Care Health insurance plan and would propose it to all. Moreover, I will revisit the website for any insurance-related requirements.
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By Vinod Tanwar
On: Mar 19, 2024
Professional and Efficient Ser...
I recently got the Care Health Insurance Policy from InsuranceDekho. I must say that the Care health Insurance plan provides professional and efficient service. They have a dedicated customer team that simplifies the health insurance buying process, making it convenient and hassle-free.
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Care
By Dishu Kumar
On: Mar 14, 2024
Value For Monay
I've found that InsuranceDekho offers excellent affordable health insurance plans. The coverage I receive from the Care Health Insurance Plan for the premium paid is competitive and provides peace of mind. Thanks to the customer support team of the InsuranceDekho I found this great plan.
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Care
By Sumit Kumar
On: Mar 13, 2024
Affordable Plan
InsuranceDekho’s insurance expert executives advised me to buy the care Health Insurance Policy. I liked the Care Health policy benefits so I bought the policy instantly online by InsuranceDekho’s website via a secured payment gateway. The policy comes at an affordable premium. I am completely satisfied with the care health insurance policy.
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Care
By Falak Chopra
On: Mar 05, 2024