Benefits of Max Bupa Health Insurance
Max Bupa is a standalone health insurance provider in India which offers insurance plans covering health-related contingencies. The company is a joint venture between Max India Limited and Bupa, which is a UK-based expert in providing healthcare services. Both these entities provide a strong backing to the company making it one of the leading health insurance providers in India.
The company has various achievements to its name giving it an edge over other general insurance companies. Max Bupa is the only health insurance company, which has been labelled a Superbrand for two consecutive years. Moreover, the company is highly trusted having a customer base of about 2.9 million satisfied individuals.
Max Bupa offers a range of health insurance plans starting from indemnity-oriented mediclaim plans to fixed benefit critical illness plans as well as personal accident plans, so that every customer can find a health plan for his/her needs.
Additional Benefit of Free Health Check upThe health insurance plans offered by the company allow free health check-ups annually or once in 2-4 policy years. This benefit allow policyholders to monitor their health and maintain it.
Additional Protection over Employer CoverageEmployer sponsored group health plans are common for salaried employees, but their coverage might be limited. If you too have an employer sponsored health plan, which is lacking in certain coverage benefits, you can upgrade your cover by buying Max Bupa’s comprehensive health insurance plans.
Cashless BenefitMax Bupa has an in-house claim settlement department for handling its claims. The company has tie-up with more than 4,500 network hospitals ensuring cashless settlement for your health insurance claims. Moreover, the company promises to pre-authorise your cashless claims within 30 minutes of claim intimation, making the process quick.
Claim Settement RatioUntil its inception, Max Bupa has settled claims of more than Rs. 1141 Crore and has a high claim settlement ratio of 92%* till date. *The claim settlement ratio change from time to time.
Coverage against Medical ExpensesThe health plans offered by the company have comprehensive coverage benefits, which ensure that most of your medical expenses get covered. Under Max Bupa’s health plans you would be able to avail coverage for inpatient hospitalisation, pre and post hospitalisation, day care treatments, organ donor expenses, ambulance cover, etc.
Incurred Claim RatioThe Incurred Claim Ratio (ICR) of an insurance company measures the amount of claims paid against the total amount of premium received by the insurance company. If the ratio is over 100%, it means that the company is paying higher claims as compared to the premiums earned. This shows that the company is in loss. The ICR of Max Bupa for the financial year 2018-19 stood at 54%*. This shows that the company is earning profits and is therefore financially stable. *The incurred claim ratio change from time to time.
Tax BenefitThe premium that you pay for the health insurance policy of Max Bupa earn you a tax deduction under the provision of Section 80D of the Income Tax Act.
Max Bupa Health Insurance Plan List
|Name of Plan||Sum Insured|
|Health CompanionMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|GoActiveMin: 91 Days, Max: 65 Years||4 Lakh||Get Quotes Now|
|HeartbeatMin:18 Years, Max: No Limit||1 Lakh||Get Quotes Now|
|Criticare Min: 18 Years; Max 65 Years||3 Lakh||Get Quotes Now|
|Health Recharge Min: 18 Years; Max: 65 Years||2 Lakh||Get Quotes Now|
|AccidentCareMin: 1 Day; Max: 65 Years||5 Lakh||Get Quotes Now|
|Health PulseMin: 91 Days; Max: 65 Years||3 Lakh||Get Quotes Now|
|Health PremiaMin: 3 Months; Max: 65 Years||1 Lakh||Get Quotes Now|
|Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years||1 Lakh - 5 Lakh||Get Quotes Now|
|Corona Kavach PolicyMin : 1 Day; Max: 65 Years||50,000 - 5 lakh||Get Quotes Now|
Max Bupa Health Insurance User Reviews
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Max Bupa Health Insurance FAQs
Why should I buy Max Bupa health insurance policy?
Max Bupa Health Insurance Company Limited helps customers live healthier, more successful lives. The company provides direct settlement, comprehensive cover, international coverage, maternity benefits, lifetime renewal, and many other benefits. An ideal option to go with, Max Bupa puts customer’s health above everything else.
How to apply for and buy Max Bupa Health Insurance policy?
You can apply for and buy Max Bupa health insurance policy online from the official website of Max Bupa Health Insurance Company Limited at www.maxbupa.com or through www.insurancedekho.com. You can also visit the nearest branch of Max Bupa health insurance for your convenience to learn about the policies and process of purchase in a detailed manner.
What is the toll free customer care number of Max Bupa Health Insurance?
The 24x7 toll free customer helpline
numberof Max Bupa Health Insurance is 1860-3010-3333.
What is the address of Max Bupa Health Insurance?
The correspondence address of Max Bupa Health Insurance is- Max Bupa Health Insurance Company Limited, B-1/I-2, Mohan Cooperative Industrial Estate, Mathura Road, New Delhi-110044
What is the Claim Settlement Ratio of Max Bupa Health Insurance?
The claim settlement ratio of Max Bupa Health Insurance is 92%
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