Max Bupa Health Insurance Benefits

Max Bupa Health Insurance

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Highlights

Claim Settlement Ratio92%
COVID-19 CoverYes
In-House Claim Settlement100%
Incurred Claim Ratio54%
Lifelong RenewabilityLifelong
Network Hospitals4,500+
Policies Sold 6,96,107

Benefits of Max Bupa Health Insurance

Max Bupa is a standalone health insurance provider in India which offers insurance plans covering health-related contingencies. The company is a joint venture between Max India Limited and Bupa, which is a UK-based expert in providing healthcare services. Both these entities provide a strong backing to the company making it one of the leading health insurance providers in India.

The company has various achievements to its name giving it an edge over other general insurance companies. Max Bupa is the only health insurance company, which has been labelled a Superbrand for two consecutive years. Moreover, the company is highly trusted having a customer base of about 2.9 million satisfied individuals. 

Max Bupa offers a range of health insurance plans starting from indemnity-oriented mediclaim plans to fixed benefit critical illness plans as well as personal accident plans, so that every customer can find a health plan for his/her needs. 

  • Additional Benefit of Free Health Check up

    The health insurance plans offered by the company allow free health check-ups annually or once in 2-4 policy years. This benefit allow policyholders to monitor their health and maintain it.
  • Additional Protection over Employer Coverage

    Employer sponsored group health plans are common for salaried employees, but their coverage might be limited. If you too have an employer sponsored health plan, which is lacking in certain coverage benefits, you can upgrade your cover by buying Max Bupa’s comprehensive health insurance plans.
  • Cashless Benefit

    Max Bupa has an in-house claim settlement department for handling its claims. The company has tie-up with more than 4,500 network hospitals ensuring cashless settlement for your health insurance claims. Moreover, the company promises to pre-authorise your cashless claims within 30 minutes of claim intimation, making the process quick.
  • Claim Settement Ratio

    Until its inception, Max Bupa has settled claims of more than Rs. 1141 Crore and has a high claim settlement ratio of 92%* till date. *The claim settlement ratio change from time to time.
  • Coverage against Medical Expenses

    The health plans offered by the company have comprehensive coverage benefits, which ensure that most of your medical expenses get covered. Under Max Bupa’s health plans you would be able to avail coverage for inpatient hospitalisation, pre and post hospitalisation, day care treatments, organ donor expenses, ambulance cover, etc.
  • Incurred Claim Ratio

    The Incurred Claim Ratio (ICR) of an insurance company measures the amount of claims paid against the total amount of premium received by the insurance company. If the ratio is over 100%, it means that the company is paying higher claims as compared to the premiums earned. This shows that the company is in loss. The ICR of Max Bupa for the financial year 2018-19 stood at 54%*. This shows that the company is earning profits and is therefore financially stable. *The incurred claim ratio change from time to time.
  • Tax Benefit

    The premium that you pay for the health insurance policy of Max Bupa earn you a tax deduction under the provision of Section 80D of the Income Tax Act.

Max Bupa Health Insurance Plan List

Name of PlanSum Insured
Health CompanionMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
GoActiveMin: 91 Days, Max: 65 Years4 Lakh Get Quotes Now
HeartbeatMin:18 Years, Max: No Limit1 Lakh Get Quotes Now
Criticare Min: 18 Years; Max 65 Years3 Lakh Get Quotes Now
Health Recharge Min: 18 Years; Max: 65 Years2 Lakh Get Quotes Now
AccidentCareMin: 1 Day; Max: 65 Years5 Lakh Get Quotes Now
Health PulseMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Health PremiaMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin : 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now

Max Bupa Health Insurance Top Up List

Name of PlanSum Insured
Health CompanionMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now

Max Bupa Health Insurance User Reviews

What users are saying
  • Good claim settlement process

    I recently made a claim under my Max Bupa Arogya Sanjeevani Policy that I bought from InsuranceDekho. The proc...

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    D
    Arogya Sanjeevani Policy
    By Drishti Sinha
    On: Jun 18, 2020
  • Best services offered by Insur...

    I purchased Max Bupa Arogya Sanjeevani Policy online from InsuranceDekho by calling them on their toll-free nu...

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    R
    Arogya Sanjeevani Policy
    By Rajni Aggarwal
    On: Jun 17, 2020
  • Easy buying process

    I purchased Max Bupa Arogya Sanjeevani Policy from InsuranceDekho in a few steps. All I did was call on the to...

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    A
    Arogya Sanjeevani Policy
    By Akshit Gupta
    On: Jun 15, 2020
  • Easy to buy policy

    This is my recent policy that I have purchased at a very less price of premium. Now, me and my family are cove...

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    D
    Arogya Sanjeevani Policy
    By Daya Ram
    On: Apr 13, 2020
  • Low premium policy

    One thing that created my interest in this policy is that it is providing so much cover for so less amount of ...

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    A
    Arogya Sanjeevani Policy
    By Atul Sinha
    On: Apr 10, 2020
  • True Companion!

    I bought this Health Companion Plan from InsuranceDekho company. This is a plan that kept me safeguarded for m...

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    U
    Health Companion
    By Umang Goel
    On: Mar 02, 2020
  • Reliable Deal!

    When it comes to taking care of my family, I always trust this scheme. I am using this plan for more than 2 ye...

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    P
    Health Companion
    By Preetam Singh
    On: Mar 02, 2020
  • Perfect Policy..

    This GoActive plan performs towards dealing with a diverse range of daily needs of people. It gave me differen...

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    I
    GoActive
    By Ishant Rathore
    On: Mar 02, 2020
  • Active Performer!

    I my opinion as far as I have used this policy, I can easily conclude that this plan is an active performer. B...

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    T
    GoActive
    By Tushar Singhal
    On: Mar 02, 2020
  • Great benefit policy!

    This heartbeat policy is comprehensive plan. It is made to deliver medical coverage for people like me and my ...

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    S
    Heartbeat
    By Suyash Kumawat
    On: Mar 02, 2020

Max Bupa Health Insurance Contact Details

Reach us for help anytime

Max Bupa Health Insurance FAQs

  • Why should I buy Max Bupa health insurance policy?

    Max Bupa Health Insurance Company Limited helps customers live healthier, more successful lives. The company provides direct settlement, comprehensive cover, international coverage, maternity benefits, lifetime renewal, and many other benefits. An ideal option to go with, Max Bupa puts customer’s health above everything else.

  • How to apply for and buy Max Bupa Health Insurance policy?

    You can apply for and buy Max Bupa health insurance policy online from the official website of Max Bupa Health Insurance Company Limited at www.maxbupa.com or through www.insurancedekho.com. You can also visit the nearest branch of Max Bupa health insurance for your convenience to learn about the policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Max Bupa Health Insurance?

    The 24x7 toll free customer helpline number of Max Bupa Health Insurance is 1860-3010-3333.

  • What is the address of Max Bupa Health Insurance?

    The correspondence address of Max Bupa Health Insurance is- Max Bupa Health Insurance Company Limited, B-1/I-2, Mohan Cooperative Industrial Estate, Mathura Road, New Delhi-110044

  • What is the Claim Settlement Ratio of Max Bupa Health Insurance?

    The claim settlement ratio of Max Bupa Health Insurance is 92%

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