Niva Bupa Health Pulse Health Insurance

Framed with a holistic approach, Health Pulse Policy safeguards people aged between 91 days and 65 years for numerous healthcare expenses. The policy is easy on the pocket as it comes at an affordable premium. When buying this policy, you can choose from two variants with different sum insured options starting at Rs. 3 Lakh going up to Rs. 25 Lakh. Offered on an individual or family floater basis, the policy covers you for several healthcare expenses, some of which include pre-hospitalisation and post-hospitalisation expenses, in-patient hospitalisation expenses, availability of annual health check-up coverage, alternative treatments, domiciliary hospitalisation expenses, emergency ambulance, organ donor expenses, pharmacy and diagnostic services, etc.

Apart from the coverage benefits, you can avail several other benefits under this policy, you also get to enjoy lifetime renewability benefit, tax benefits as per prevailing tax laws, free look period, No Claim Bonus, refill benefit, etc. Apart from this, the policy also comes with several add-on benefits that you can include in your policy to enhance coverage. Some of these include personal accident expenses, e-consultation, and critical illness cover. You are eligible to avail coverage benefits under this policy after a waiting period of 15 days.