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Future Generali Varishta Bima Health Insurance Wordings

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Highlights
Claim Settlement Ratio94%
Network Hospitals8,400+
Cashless Approval TAT2 hr Cashless Claim Processing
Special BenefitsComplimentary Teleconsultation

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Future Generali Future Varishta Bima Brochure

  • 8.61 MB
  • PDF Document
  • Jun 08, 2019

Future Generali Health Insurance Plan List

    Name of PlanSum Insured
    Future Health SurakshaMin: 90 Days; Max: 70 Years50 Thousand Check Premium
    Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
    Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Vector CareMin: 1 Day; Max: 65 Years10 Thousand Check Premium
    Future HospiCashMin: 6 Months; Max: 65 Years500/day Check Premium
    Future CriticareMin: 6 Years; Max: 65 Years1 Lakh Check Premium
    Future Varishta BimaMin: 60 years; Max: No Limit2 Lakh Check Premium
    Health TotalMin: 1 Day; Max: No Limit3 Lakh Check Premium
    Health Super Saver PolicyMin: 18 years; Max: 70 years3 Lakh - 50 Lakh Check Premium

    Future Generali Health Insurance Top Up List

      Name of PlanSum Insured
      Health SurplusMin: 3 Months; Max: 65 Years3 lakh Check Premium
      Future Advantage Top UpMin: 1 Day; Max: No Limit50 Thousand Check Premium

      1858 Future Generali Cashless Network Hospitals in India

      Choose Future Generali Critical Illness Plan

      FAQs on Future Varishta Bima Health Insurance Plan

      • What are the sum insured options available under the plan?

        The plan allows sum insured levels of Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh and Rs. 10 Lakh.

      • What is the coverage limit on pre and post hospitalisation expenses?

        The combined coverage limit on pre and post hospitalisation expenses depends on the sum insured. It is Rs. 4000 for sum insured of Rs. 2 Lakh, Rs. 6000 for sum insured of Rs. 3 Lakh, Rs. 8000 for sum insured of Rs. 4 Lakh and Rs. 10,000 for sum insured of Rs. 5 Lakh and above.

      • What are the discounts on premiums?

        The plan offers several premium discounts. Firstly, 5% discount is allowed for choosing a term of 2 years and 15% for 3 years. Secondly, if the spouse is also covered, 10% premium discount is allowed. Lastly, if the sum insured is up to Rs. 5 Lakh and the insured submits the medical reports within 15 days of the tests, 10% premium discount is allowed.

      • Is the premium same when paid in instalments?

        No, though the policy allows premiums to be paid in instalments, loading is applicable in such cases. If the premium is paid half-yearly, loading is added @ 3%. If paid quarterly the loading is 4% and for monthly mode the loading is 5% of the premium.

      • Is co-payment applicable under the plan?

        Yes, since the plan covers senior citizens, co-payment is applicable. The co-payment rate is 50% for illnesses and claims arising out of pre-existing conditions. For other types of claims, however, the co-payment ratio is 25%. However, the 25% co-payment can be waived if the insured pays an additional premium.

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      Claim Process at Future Generali Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Future Generali Health Insurance Contact Details

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