Future Generali Vector Care Health Insurance

Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 95% |
COVID-19 Cover | Yes |
Network Hospitals | 5,100+ |
Policies Sold | 64,670 |
Renewability | Lifelong |
About Future Generali Vector Care Health Insurance
Future Vector Care is Future Generali’s excellent medical insurance policy that provides cover if the insured is diagnosed and hospitalised, owing to serious illness caused by vectors. Offering lump sum payment of 100%, in case of hospitalisation, the policy provides cover for 7 major vector-borne diseases. Comprehensive in its coverage, the policy can be issued for policy terms of 1 year, 2 years, and 3 years. Most importantly, Future Vector Care provides coverage for self, spouse, up to 3 dependent children (unmarried and up to the age of 25 years) and 2 dependent parents under the single policy on an individual sum insured basis.
Providing cover against Malaria, Dengue, Kala-azar, Chikungunya, Lymphatic Filariasis, Zika Virus, and Japanese Encephalitis, Future Vector Care is a superior choice to make to prevent financial instability during a medical emergency. Apart from featuring a cooling-off period (no claim period) of 60 days applicable from the date of admission of a claim against a covered condition, the policy is a worthy investment. Lastly, Future Vector Care comes with a lifelong renewability feature.
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Key Inclusions and Exclusions of the Plan
What's Included
- Payment of 100% of lump sum made
- Coverage against 7 vector-borne conditions
- Sum insured range - Rs. 10,000 to Rs. 75,000
- Hospital admission longer than 24 hours for any one of the covered conditions
- Freedom from pre-insurance medical examination test, irrespective of the sum insured and age of the insured
What's Not Included
- Non-allopathic treatment
- Delayed medical treatment by the insured
- Any condition other than those covered under the policy
- Diagnosis and treatment taken outside India (Not applicable for Canada, Dubai, Japan and other countries/cities)
- Any treatment taken on outpatient basis
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Future Generali Vector Care Expert Review
Expert Review
Future Vector Care is a health insurance plan that helps you insure your family’s health against vector-borne diseases. An ideal health investment to prevent unexpected medical expenses, the policy is a superb option for those who fear getting ill, owing to arthropods including ticks, fleas, mosquitoes, and phlebotomine sandflies. In other words, Future Vector Care is the ultimate plan you can rely on to provide you with financial and mental stability at a time when you are down with Malaria, Dengue, Kala-azar, Chikungunya, and other vector-borne illnesses.
To begin with, while the minimum entry age for Future Vector Care is Day 1, the maximum entry age is 65 years. Under the policy, you can get your spouse, up to 3 dependent children (unmarried and up to the age of 25 years) and 2 dependent parents covered, other than your own self. Available for policy term of 1 year, 2 years and 3 years, Future Vector Care covers a sum insured range starting from Rs. 10,000 and up to Rs. 75,000. Lastly, Future Vector Care is an affordable plan you can invest in today to avoid financial concerns tomorrow and avoid the state of morbidity & mortality.
Major Attractions
Future Vector Care is a wide coverage policy that ensures complete financial and health protection of you and your loved ones, and that too at a low premium rate. Comprising multiple key aspects for the benefit of the insured, the policy is a complete package that lets you concentrate on receiving treatment while covering all expenses. The list of key highlights of Future Vector Care include -
- Coverage for 7 vector-borne diseases
- Lump-sum payment of 100% of sum insured
- Hospitalisation for more than 24 hours covered
- Sum insured options - Rs. 10,000 up to Rs. 75,000
- No pre-insurance medical examination test required
- No loading on premium for adverse claims experience
- Automatic restoration of sum insured by deduction of pro-rata premium from the payable claim amount
What’s More?
There’s no doubt that Future Vector Care caters to the desired medical needs of those in the need of treatment of vector-borne diseases. It is because of the multiple major inclusions that the policy is widely opted for. Also present are a few features that make the policy even more worthwhile. The list of such elements comprises of -
- Lifelong renewal of policy
- Free look period - 15 days
- Grace period - 30 days
- Portability allowed as per Portability Guidelines
- Tax benefits under Section 80D of the Income Tax Act
- Long-term discount - 5% for a 2-year policy and 7.5% for a 3-year policy
Conclusion
Future Vector Care would be a great choice to go with if you fear being detected with vector-borne conditions, especially the ones covered under the policy. Buying this policy can really help you with gaining coverage for diseases like Malaria, Dengue, and others without having to manage finances somehow.
If interested in Future Vector Care, make sure you buy the policy online to get it issued without any delay. Choosing InsuranceDekho for the same will be fruitful in terms of policy portability & transparency, claim settlement support, and other benefits as well.

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FAQs on Vector Care Health Insurance Plan
What is the minimum and maximum entry age for Future Vector Care?
The minimum entry age for Future Vector Care is 1 day. The maximum entry age for the policy is 65 years.
What is the minimum & maximum policy term for Future Vector Care?
While the minimum policy term for Future Vector Care is 1 year, the maximum policy term is 3 years.
Does Future Vector Care offer lifelong renewability feature?
Yes! Future Vector Care policy is renewable for life.
What are the vector-borne diseases covered under Future Vector Care?
Chikungunya, Dengue, Japanese Encephalitis, Kala-azar, Lymphatic Filariasis, Malaria, and Zika Virus are the vector-borne diseases that Future Vector Care covers.
What are the sum insured options covered by Future Vector Care?
Future Vector Care comes with a wide sum insured range that starts from Rs. 10,000 and goes up to Rs. 75,000.
Do I need to undergo pre-insurance medical examination for buying Future Vector Care?
No! For Future Vector Care, there is no requirement for pre-insurance medical examination, irrespective of sum insured and age of the insured.
Is there loading on premium for adverse claim experiences under Future Vector Care?
No! Future Vector Care doesn’t feature loading on premium for adverse claim experiences.
Does Future Vector Care offer discounts?
Yes! Long-term discount is applicable in case of single payment of premium under Future Vector Care. While there is no discount on buying policy for 1 year, you get 5% discount on a 2-year policy term. Similarly, on buying policy for 3 years, you get a discount of 7.5%.
Will I be eligible for tax benefits under Future Vector Care?
Yes, you will be eligible for deduction under Section 80D of the Income Tax Act under Future Vector Care.
Can I buy Future Vector Care online?
Yes! If willing to purchase Future Vector Care, you can explore the official website of Future Generali. Also, you can call experts at InsuranceDekho at 1800 1205 698 to know more about the policy before its purchase.