Future Generali Future HospiCash Health Insurance

Future HospiCash is a rewarding policy to invest in to prevent financial concerns, especially because of additional expenses, at the time of medical emergency. Allowing you to claim for each day of hospitalisation, Future HospiCash is an insurance choice you can make without spending a significant amount. A complete package in itself, the policy offers benefits such as -

• Claim benefit - Claim for each day of hospitalisation 
• ICU benefit - Available for a maximum period of 10 days for each day of hospitalisation & maximum 20 days during the policy period
• ICU benefit within the city of residence - 2 times of the per day benefit 
• ICU benefit outside your city of residence - 3 times of the per day benefit 
• Additional convalescence benefit - Rs. 5,000 for hospitalisation of more than 10 days, once per hospitalisation event
• No pre-acceptance medical tests required for individual age up to 55 years (except for Plan C & Plan D)
• No loading on premium for adverse claims experience in individual HospiCash policy 
• Coverage for self and family under single sum insured

Without any doubt, Future HospiCash is a superior policy to gain additional protection. Helping cope with financial uncertainties that come with medical situations, the offered policy not only provides a string of benefits, but also offers features that help the insured gain a complete experience, without having to worry about finances, even for a day. The prime additional features include -

• Renewal for life
• Grace period - 30 days
• Free look period - 15 days
• Coverage for pre-existing diseases after a waiting period of 48 months
• Easy policy portability as per the Portability Guidelines from a similar Hospital Cash Policy
• Tax benefits under Section 80D of the Income Tax Act

Future HospiCash comes across as the best help one can expect during a time of distress, especially when one is not expecting expenses other than the medical ones. Overall, the policy is a savior for people who don’t want to end up compromising their treatment quality and other expenses, due to lack of funds.

If willing to buy Future HospiCash, do so online so that your policy gets issued quickly. Besides, you can rely on InsuranceDekho for purchase process and gain policy portability & transparency, claim settlement support, and other benefits in return.

Yes! Children aged 6 months to 25 years can be covered under Future HospiCash if parents are insured under the same plan.

Under Future HospiCash, sum insured options vary according to the plan opted for. However, while the minimum sum insured amount is Rs. 500 per day, the maximum amount is Rs. 3000 for Daily Hospitalisation Benefit due to sickness.

Future HospiCash doesn’t feature a maximum renewal age. It is a lifelong renewable policy.

Under Future HospiCash, the maximum benefit available for an individual is Rs. 6,000 per day. It is applicable for multiple policies, where per day benefit exceeds Rs. 3000 (all policies put together).