Future Generali Future Health Suraksha Health Insurance

In Future Health Suraksha policy, hospital cash add-on benefit is available under Platinum and Ruby Plan. 

i) Under Platinum Plan : For sum insured options Rs. 6,00,000, Rs. 7,50,000, Rs. 8,00,000, Rs. 9,00,000, and Rs. 10,00,000, hospital cash benefit is of Rs. 500 per day, up to 60 days.

ii) Under Ruby Plan : For sum insured options Rs. 6,00,000, Rs. 7,50,000, and Rs. 10,00,000, hospital cash benefit is of Rs. 500 per day, up to 60 days.

Future Health Suraksha is an absolute choice in every which way. Be it major coverage areas or additional benefits, the plan meets the needs of one and all in an absolute manner. So, when you choose the policy, you get covered for inpatient treatment & expenses, pre & post hospitalisation expenses, day care treatment expenses, ambulance charges, patient care expenses, and other costs that may be too much for you to handle at the time of an unexpected emergency. Apart from the basic ones, the policy provides benefits that include -

• Availability of Hospital Cash (under Platinum or Ruby plan)
• Accompanying person expenses up to Rs. 500 per day for child up to 10 years
• Recharge benefit available for plans with a basic sum insured Rs. 3 Lakh and above
• Free health check-ups at insurer’s empanelled centers after every four claim free years
• Instalment premium payment facility available on a monthly, quarterly, and half yearly basis
• Cumulative Bonus - 10% for every claim free year to a maximum of 50% of sum insured
• The freedom to get your existing policy ported with Future Generali (as per the Portability guidelines of IRDAI)
• Accidental hospitalisation with limits that can be increased by 25% of the sum insured on date up to a maximum of Rs. 1 Lakh

Future Health Suraksha fulfills its aim of making great healthcare even more accessible and complete, whether with its vast network hospitals or a vast array of benefits. A few prime features that make the policy worth investing in include -

• Assured renewability for life
• No loading on premium for adverse claims experience
• Tax benefits under Section 80D of the Income Tax Act
• 2.5% loyalty discount if the client has a separate Retail Health insurance policy from Future Generali
• Long-term discount up to 10% applicable, in case of upfront premium payment for a long term policy
• Family discount in case more than one family members are covered in the same policy on individual sum insured basis

Future Health Suraksha is highly recommended to those who consider their health as the most important asset and want to put efforts in maintaining it for life.

Go ahead and choose the online mode to buy the policy if you don’t want to experience delayed policy issuance problems or deal with a lack of transparency in policy terms and conditions. Also, rely on InsuranceDekho for the purchase process without giving it a second thought. The health insurance broker will not only help you with policy portability, but also claim settlement support, and various other after-sales services that may be a plus.

The minimum age of entry is 90 days.

The maximum age of entry is 70 years.

The minimum policy term is 1 year.

The maximum policy term is 3 year.