Future Generali Health Insurance for Family
Claim Settlement Ratio | 94% |
Network Hospitals | 8,400+ |
Cashless Approval TAT | 2 hr Cashless Claim Processing |
Special Benefits | Complimentary Teleconsultation |
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Future Generali : Health Insurance for Family
Health Total Mediclaim policy by Future Generali is a comprehensive retail health product. Available in the form of three different plans, namely, Vital, Superior, and Premiere, Health Total can be purchased on an individual as well as floater basis with the facility of lifelong renewability. The expenses covered under the plan include hospitalisation medical expenses, day care treatment expenses, pre & post-hospitalisation expenses, etc. While the minimum policy term is 1 year, the maximum policy term limit is 3 years.
Key Features
- Sum insured limit - Rs. 3 Lakh to Rs. 1 Crore
- Cashless treatment available at 5,000+ network hospitals
- Restoration of the sum insured covered
- Maternity expenses covered with a waiting period of 2 years
- Coverage for accidental hospitalisation
- Medical Treatment Abroad for the listed conditions (applicable to Premiere Plan)
- Emergency medical evacuation (Superior and Premiere plan)
- Out-patient medical expenses covered (Superior and Premiere plan), etc.
Scope of Coverage
- Hospitalisation medical expenses
- Pre-hospitalisation covered - 60 days (Vital, Superior & Premiere Plans)
- Post-hospitalisation cover - 90 days (Vital Plan), 120 days (Superior Plan), 180 days (Premiere Plan)
- Patient care
- Wellness care
- Road ambulance charges
- E-opinion in respect of an illness or injury and alternative treatment
- Newborn baby cover (applicable for Superior Plan and Premiere Plan)
Eligibility
For Health Total Mediclaim policy, while the minimum age at entry is 1 day, the maximum age at entry has no limit.
Exclusions
- External Congenital Anomaly and related Illness/ defect
- Cost of an annual health check-up
- Injury or illness caused due to war
- The treatment of obesity and other weight control programmes, services, and supplies
- Expenses due to the treatment of illness or injury arising out of alcohol use/misuse or abuse of alcohol, narcotic substance or drugs, etc.
Do you need detailed information about the plan? To explore insurer or product details and exclusions in depth, kindly refer to the policy wording. You can also contact experts at InsuranceDekho at 1800-1205-698.
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Future Generali Health Insurance Contact Details
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FAQ About Future Generali Health Insurance
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Does Future Generali offer family health insurance?
Yes, Future Generali offers family health insurance. You can make a choice between Health Suraksha, Health Total, and other plans on family floater basis and get your loved ones insured without any hassle.
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Do family floater plans by Future Generali come with lifelong renewability?
Yes, family floater plans that cover the entire family in a single plan (such as Health Total) offer lifetime renewability.
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What does family floater insurance policy in Future Generali cover?
Family floater health policies in Future Generali provide coverage for
in-patient hospitalisation and other expenses. On buying health insurance on a family floater basis, a single sum insured is shared by all family members. -
What are the family floater benefits covered by Future Generali?
Some of the family floater benefits covered by the company include
hospitalisation medical expenses, day care treatment expenses, pre & posthospitalisation medical expenses, and others.