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Future Generali Health Insurance for Parents

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio95%
COVID-19 CoverYes
Network Hospitals5,100+
Policies Sold64,670
RenewabilityLifelong

Future Generali : Health Insurance for Parents

Future Varishta Bima is the perfect health insurance choice for parents who want wide coverage without sacrificing their savings. Available on individual sum insured basis as well as family floater sum insured basis, the policy can be availed for a policy term of either 1, 2 or 3 years. Excellent for parents to prevent lack of money during a medical emergency, Future Varishta Bima by Future Generali is definitely a great health insurance investment.

Key Features

  • Rs. 2 Lakh to Rs. 10 Lakh sum insured range
  • Cashless treatment available at 5000+ network hospitals
  • Lifelong renewability
  • Installment option (monthly, quarterly, or half-yearly) with loading
  • No loading on premium for adverse claims experience
  • 50% co-payment for claim related to pre-existing diseases, 25% co-payment for all other claims
  • Long-term discounts of up to 10%
  • 10% discount on producing the latest medical reports within 15 days of test done, etc.

Scope of Coverage

  • Inpatient hospitalisation
  • 60 days pre-hospitalisation expenses covered
  • 90 days post-hospitalisation expenses covered
  • Daycare treatment
  • Road ambulance charges
  • Free annual medical check-up from 2nd year onwards
  • Pre-insurance medical examination
  • Tax relief under Section 80D of the Income Tax Act, etc.

Eligibility

While the minimum entry age for the Future Varishta Bima policy is 60 years, the maximum entry age has no limit.

Exclusions

  • Treatment for sterility, infertility (primary or secondary), assisted conception
  • All expenses related to Sexually Transmitted Diseases other than HIV/AIDS
  • Hormone replacement therapy, sex change or treatment
  • Congenital External Illness/ disease/ defect anomaly
  • Injury or illness due to war, etc.

Are you looking for detailed information about the plan? Go ahead and check the Policy Wordings so that you can get your doubts cleared. For complete insurer or product details and exclusions, kindly refer to the policy wording. You can also get in touch with experts at InsuranceDekho at 1800-1205-698.

Future Generali Health Insurance Plans For Parents

    Name of PlanSum Insured
    Future Varishta BimaMin: 60 years; Max: No Limit2 Lakh Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
    Couple
    Family
    Father
    Mother

    Select the age of all members

    • You

    Where do you live ?

    Choose required Coverage for yourself?

    2 Lac
    3 Lac
    5 Lac
    10 Lac
    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

    Age of eldest insured member ?

    Where do you live ?

    Metro
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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Choose Future Generali Critical Illness Plan

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    Why to Buy Health Insurance Policy Online from InsuranceDekho

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    Future Generali Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Future Generali Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1130 Future Generali Cashless Network Hospitals in India

    FAQ About Future Generali Health Insurance

    • Does Future Generali offer health insurance for parents?

      Yes! At Future Generali, you can avail health insurance coverage for your parents by investing in Future Varishta Bima. 

    • What are the minimum and maximum entry age for parents health insurance at Future Generali?

      While the minimum entry age of proposer should be 60 years, the maximum age does not have any restriction. Note that the maximum renewal age is also lifelong. 

    • What all benefits does parents health insurance in Future Generali come with?

      Inpatient treatment, pre-hospitalisation medical cost, post-hospitalisation medical cost, day care treatment expenses, diagnostic materials and x-ray, medicines and drugs, consultants, specialists fees, operation theatre charges, road ambulance charges, free annual medical check-up, are a few benefits that one gets with Future Generali’s parents health insurance. 

    Network Hospital in Popular Cities

    CityNo of Hospital
    Ghaziabad39
    Lucknow41
    Pune175
    Gurgaon53
    Chandigarh11
    Noida36
    Chennai225
    View All