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Future Generali Health Insurance for Maternity

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio95%
COVID-19 CoverYes
Network Hospitals5,100+
Policies Sold64,670
RenewabilityLifelong

Future Generali : Health Insurance for Maternity

Health Total by Future Generali is an ideal choice for maternity insurance. Health Total is available on both, individual sum insured basis as well as family floater sum insured basis. Offered in the form of three plans, namely Vital, Superior and Premiere, it provides maternity benefits with 2 years of waiting period when the husband and wife are covered. An excellent maternity insurance option, it provides superior financial protection from hospitalisation medical expenses, day care treatment expenses, organ donor expenses, and others.

Key Features

  • Sum insured range from Rs. 3 Lakh to Rs. 1 Crore
  • 5,000+ network hospitals for cashless treatment
  • Restoration of the sum insured
  • E-opinion in case of alternative treatment and illness or injury
  • Wellness care
  • Medical treatment abroad for listed conditions (Applicable for Premiere Plan)
  • Out-patient medical expenses (Applicable for Superior and Premiere Plan)
  • Emergency Medical Evacuation (Applicable for Superior and Premiere Plan), etc.

Scope of Coverage

  • Maternity expenses
  • New Born Baby (applicable for Superior Plan and Premier Plan)
  • Child vaccination benefits (applicable for Premiere Plan) for a child less than 12 years of age
  • Pre-hospitalisation cover - 60 days (All plans)
  • Post-hospitalisation cover - 90 days (Vital Plan), 120 days (Superior Plan), 180 days (Premiere Plan)
  • Alternative treatment cover
  • Road ambulance charges
  • Domiciliary treatment coverage, and others

Eligibility

The minimum entry age for Health Total policy is 1 day while maximum entry age is lifelong.

Exclusions

  • External Congenital Anomaly and related Illness/defect
  • Cost of an annual health check-up
  • Treatment of obesity and other weight control programmes, services and supplies
  • Expenses incurred towards the treatment of illness or injury arising out of alcohol use
  • Illnesses or injuries due to war, etc.

​To uncover more in detail, kindly go through the Policy Wordings. You can also call experts at InsuranceDekho at 1800-1205-698 to get your doubts cleared.

Future Generali Health Insurance Plans For Maternity

    Name of PlanSum Insured
    Health TotalMin: 1 Day; Max: No Limit3 Lakh Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
    Couple
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    Select the age of all members

    • You

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    Choose required Coverage for yourself?

    2 Lac
    3 Lac
    5 Lac
    10 Lac
    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Choose Future Generali Critical Illness Plan

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    Future Generali Health Insurance Contact Details

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    Claim Process at Future Generali Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1130 Future Generali Cashless Network Hospitals in India

    FAQ About Future Generali Health Insurance

    • What is the waiting period associated with maternity benefit?

      When both husband and wife are covered, the maternity benefit has a waiting period of 2 years.

    • Does Future Generali offer maternity insurance?

      Yes, at Future Generali, you can apply for maternity insurance under Health Total mediclaim policy. 

    • Does maternity insurance include newborn baby expense?

      Yes, medical insurance at Future Generali’s Health Total plan covers newborn baby expenses, but only under Superior and Premier variants. 

    • Are child vaccination benefits covered under Future Generali’s maternity plan?

      Maternity benefits in Future Generali’s Health Total plan offer child vaccination benefits (charges for vaccinations for a child less than 12 years of age), but only under Premiere variant. 

    Network Hospital in Popular Cities

    CityNo of Hospital
    Patna26
    Bengaluru225
    Kolkata147
    Jaipur64
    Cochin20
    New Delhi225
    Hyderabad225
    View All