What is the maximum renewal age under Arogya Sanjeevani Policy, Future Generali?

Arogya Sanjeevani Policy, Future Generali does not come with a maximum renewal age. It is renewable for lifetime.

I want to cover my family under Arogya Sanjeevani Policy, Future Generali? How many members can I cover?

Under this policy, you can cover yourself along with your legally wedded spouse, parents, parents-in-law, and dependent children. Note that you can include your dependent children, whether natural or legally adopted if only they belong to the age group, ranging between 3 months up to 25 years. Also, if your child, above 18 years of age is financially independent, they won’t be considered eligible for coverage in the subsequent renewals.

What are the sum insured options I can go for under Arogya Sanjeevani Policy, Future Generali?

According to your requirements, you can choose between Rs.1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, and Rs. 5 Lakh.

Will I have to undergo pre-acceptance medical test under Arogya Sanjeevani Policy, Future Generali?

Arogya Sanjeevani Policy, Future Generali features mandatory pre-insurance medical examination if the insured is 56 years and above. Note that the insured individual is eligible for 50% reimbursement of pre-insurance medical tests charges, subject to policy issuance.

What are the modern treatment I can expect to avail under Arogya Sanjeevani Policy, Future Generali?

Arogya Sanjeevani Policy, Future Generali, provides cover for up to 50% of the sum insured for methods such as Uterine Artery Embolization and HIFU, Oral chemotherapy, Balloon Sinuplasty, Deep Brain stimulation, Intra vitreal injections, Robotic surgeries, Immunotherapy, Bronchical Thermoplasty, Intra Operative Neuro Monitoring, Stereotactic radio surgeries, Vaporisation of the prostrate and Stem cell therapy.

Does Arogya Sanjeevani Policy, Future Generali cover Cumulative Bonus benefit?

Yes! The policy provides an increase in sum insured by 5%, in respect of each claim free year, subject to a maximum of 50% of the sum insured.

Is their any discount available under Arogya Sanjeevani Policy, Future Generali?

Yes! The policy provides a family discount of 5% on covering more than 1 family member, under single proposal with individual sum insured.

Does Arogya Sanjeevani Policy, Future Generali allow premium payment in installments?

Yes! Under Arogya Sanjeevani Policy, Future Generali, you can pay policy premium in monthly (5% loading on standard premiums), quarterly (4% loading on standard premiums), and half-early (3% loading on standard premiums) options.

Does Arogya Sanjeevani Policy, Future Generali feature loading on claim experience?

No! There is no loading on premium for adverse claims experience under this policy.

What is the grace period and free-look period under Arogya Sanjeevani Policy, Future Generali?

While the grace period is 30 days (yearly premium payment) and 15 days (other premium payment modes), the free-look period for the policy is 15 days from the date of receipt of the policy.

Future Generali Arogya Sanjeevani Health Insurance Wordings

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Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	94%
COVID-19 Cover	Yes
Network Hospitals	8,400+
Renewability	Yes
Special Benefits	Complimentary Teleconsultation

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Future Generali Arogya Sanjeevani Policy Brochure

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Apr 22, 2020

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Future Generali Health Insurance Plan List

Family (3)
Individual (1)
Dengue (1)
Critical Illness (1)
Parents (1)
Senior Citizen (1)
HIV (1)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Vector CareMin: 1 Day; Max: 65 Years	10 Thousand	Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years	500/day	Check Premium
Future CriticareMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit	2 Lakh	Check Premium
Health TotalMin: 1 Day; Max: No Limit	3 Lakh	Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years	3 Lakh - 50 Lakh	Check Premium

Future Generali Health Insurance Top Up List

Cancer (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Health SurplusMin: 3 Months; Max: 65 Years	3 lakh	Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit	50 Thousand	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

What is the maximum renewal age under Arogya Sanjeevani Policy, Future Generali?
Arogya Sanjeevani Policy, Future Generali does not come with a maximum renewal age. It is renewable for lifetime.
I want to cover my family under Arogya Sanjeevani Policy, Future Generali? How many members can I cover?
Under this policy, you can cover yourself along with your legally wedded spouse, parents, parents-in-law, and dependent children. Note that you can include your dependent children, whether natural or legally adopted if only they belong to the age group, ranging between 3 months up to 25 years. Also, if your child, above 18 years of age is financially independent, they won’t be considered eligible for coverage in the subsequent renewals.
What are the sum insured options I can go for under Arogya Sanjeevani Policy, Future Generali?
According to your requirements, you can choose between Rs.1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, and Rs. 5 Lakh.
Will I have to undergo pre-acceptance medical test under Arogya Sanjeevani Policy, Future Generali?
Arogya Sanjeevani Policy, Future Generali features mandatory pre-insurance medical examination if the insured is 56 years and above. Note that the insured individual is eligible for 50% reimbursement of pre-insurance medical tests charges, subject to policy issuance.
What are the modern treatment I can expect to avail under Arogya Sanjeevani Policy, Future Generali?
Arogya Sanjeevani Policy, Future Generali, provides cover for up to 50% of the sum insured for methods such as Uterine Artery Embolization and HIFU, Oral chemotherapy, Balloon Sinuplasty, Deep Brain stimulation, Intra vitreal injections, Robotic surgeries, Immunotherapy, Bronchical Thermoplasty, Intra Operative Neuro Monitoring, Stereotactic radio surgeries, Vaporisation of the prostrate and Stem cell therapy.
Does Arogya Sanjeevani Policy, Future Generali cover Cumulative Bonus benefit?
Yes! The policy provides an increase in sum insured by 5%, in respect of each claim free year, subject to a maximum of 50% of the sum insured.
Is their any discount available under Arogya Sanjeevani Policy, Future Generali?
Yes! The policy provides a family discount of 5% on covering more than 1 family member, under single proposal with individual sum insured.
Does Arogya Sanjeevani Policy, Future Generali allow premium payment in installments?
Yes! Under Arogya Sanjeevani Policy, Future Generali, you can pay policy premium in monthly (5% loading on standard premiums), quarterly (4% loading on standard premiums), and half-early (3% loading on standard premiums) options.
Does Arogya Sanjeevani Policy, Future Generali feature loading on claim experience?
No! There is no loading on premium for adverse claims experience under this policy.
What is the grace period and free-look period under Arogya Sanjeevani Policy, Future Generali?
While the grace period is 30 days (yearly premium payment) and 15 days (other premium payment modes), the free-look period for the policy is 15 days from the date of receipt of the policy.

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Claim Process at Future Generali Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Future Generali Health Insurance
1800-220-2338 A.M. to 8 P.M.
fgcare@futuregenerali.in