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Care Heart Plans

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Highlights
Claim Settlement Ratio95.22%
COVID-19 CoverYes
In-House Claim Settlement100%
Incurred Claim Ratio55%
Network Hospitals8,250+
Policies Sold6,91,739
RenewabilityLifelong

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance for Heart Patients by Care Health Insurance (Religare)

Any type of disease can drain your savings. So, choosing Religare 'Care Heart' insurance policy is a solution to protect your finances. It’s a comprehensive health insurance plan, designed to cover pre-existing heart ailments. The policy has been designed with an aim to prevent heart ailments and other diseases, such as Cataract, Total Knee Replacement, all types of Hernia, stones of the renal system, Cerebrovascular disorders, breakage of bones, etc. With lower premiums and bigger coverage, you can stay focused on your health without any financial stress. The policy is available in both individual and floater basis.

Key Features

  • Lifelong Renewability
  • Cardiac health check-up annually
  • Sum insured: Rs. 3 Lakh, Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh
  • No upper limit on entry age
  • No requirement for pre-policy medical check-up
  • Ideal for those who have undergone heart surgery in last 7 years
  • Pre-existing ailments covered only after 2 years wait period

Scope of Coverage

  • 30 day pre-hospitalisation medical expenses
  • 60 day post-hospitalisation medical expenses
  • Domiciliary hospitalisation
  • Alternate treatment like Ayurveda, Unani, Sidha or Homeopathy
  • Cover for the treatment of total knee replacement
  • Coverage for 540+ day care treatments
  • Ambulance & ICU charges cover
  • Room rent/room category, ICU charges

Eligibility

Minimum entry age to get covered by the Care Heart Policy for adults is 18 years. There is no limit on maximum age.

Exclusions

  • Medical expenses for the treatment of AIDS
  • Tests and treatment relating to infertility
  • Hospitalisation caused by riot, war, strike, nuclear weapons
  • Undergoing surgery, diagnosis of diseases whose symptoms occur within 30 days of Policy Period Start date
  • Medical expenses due to the use of drug, alcohol

For detailed information about the Care Heart Insurance policy, it is advisable to go through the sales brochure carefully. If you have any doubt, you can contact InsuranceDekho at its helpline number 1800-1205-698 before concluding a sale.

Care Health Insurance Plans For Heart

    Name of PlanSum Insured
    Care HeartMin: 18 Years; Max: No Limit2 Lakh Get Quotes Now
    Super MediclaimMin: 91 Days; Max: No Limit1 Lakh Get Quotes Now

    Health Insurance Coverage Calculator

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    • Individual
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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Choose Care Health Insurance (Religare) Critical Illness Plan

    Care Health Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Easy Comparison

      InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most ...

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      P
      Care
      By Pihu Gumber
      On: Mar 29, 2023
    • Supportive Customer care

        I bought the Care Health Insurance Plan from the InsuranceDekho website and must applaud their custome...

      Read More
      Y
      Care
      By Yuvraj Joshi
      On: Mar 24, 2023
    • Good coverage

        I bought a good health insurance plan that covers me for any critical illness. I chose the Care Health...

      Read More
      D
      Care
      By Dia Kohli
      On: Mar 22, 2023
    • Superb benefits

        I bought Care Health Insurance for Women from the InsuranceDekho website. The plan meets some of my he...

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      P
      Care
      By Pranav Joshi
      On: Mar 17, 2023
    • Purchased at ease

      I bought the Care health insurance plan from the InsuranceDekho website. It provides coverage for any critical...

      Read More
      H
      Care
      By Himani Kapoor
      On: Mar 02, 2023
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers

    Health Insurance News

    Care Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Care Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Care Heart Cover FAQs

    • What is the eligibility for buying the Care Health Insurance Heart plan?

      The plan can be bought by anyone aged 18 years and above. There is no maximum entry age. Moreover, renewals are also allowed lifelong.

    • Can Care Health Insurance Care Heart policy be taken on a floater basis?

      Yes, the policy can be taken on a floater basis. However, floater plans would only cover two adults under one policy. For dependent children the policy would have to be taken on an individual sum insured basis.

    • What is the available term for the heart plan of Care Health Insurance?

      Care Health Insurance Care Heart plan can be taken for 1, 2 or 3 policy years.

    Network Hospital in Popular Cities

    CityNo of Hospital
    Bengaluru225
    Kolkata93
    Jaipur65
    Gurgaon53
    Chandigarh14
    Ghaziabad32
    Lucknow49
    View All