Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Aditya Birla Super Health Plus Top-up Health Insurance

468 reviews Rate This
Aditya Birla Health Insurance
Super Health Plus Top-up Policy
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio96%
Network Hospitals10,500+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

About Aditya Birla Super Health Plus Top-up Health Insurance

Aditya Birla Super Health Plus Top-up Policy is a beneficial plan that offers you wide cover at most affordable premium. The policy ensures that you get the best treatment without worrying about the expenses incurred. You can seek cover under the policy if you are aged between 5 years (individual policy)/91 days (floater policy) and 65 years, for a wide range of sum insured options between Rs. 3 Lakh and Rs. 95 Lakh. When purchased on a family floater basis, you can include yourself, legally wedded spouse, and dependent children up to the age of 25 years under the Super Health Plus Top-Up Policy.

If covered under Super Health Plus Top-Up Policy, you can avail several coverage benefits such as hospitalisation expenses including COVID-19, home treatment expenses, 586 daycare expenses, pre-hospitalisation and post-hospitalisation expenses, domiciliary expenses, road ambulance expenses, organ donor expenses, treatments taken under AYUSH systems of medicines, etc. All in all, the policy ensures that you don’t have to use your savings for medical expenses.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Need help?

Get FREE Personalized Insurance Advice At Your Home

Key Inclusions and Exclusions of the Plan

What's Included

  • In-patient hospitalisation expenses (including expenses related to COVID-19)
  • Expenses arising due to home treatment
  • Expenses related to daycare procedures
  • Organ donor expenses are covered up to sum insured
  • 30 days pre-hospitalisation and 60 days post-hospitalisation expenses

What's Not Included

  • Expenses related to treatment of baldness, wigs, alopecia, toupees, etc.
  • Expenses related to cosmetic treatments
  • Any treatment required due to intentional self injury
  • Any expenses arising due to the insured committing breach of law
  • Expenses related to hearing aids, spectacles, and contact lenses

10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Super Health Plus Top-up Policy Health Insurance Plan

  • What are the sum insured and deductible options available under Super Health Plus Top-up Policy offered by Aditya Birla Health Insurance?

    Super Health Plus Top-up Policy offered by Aditya Birla Health Insurance comes with sum insured options ranging between Rs. 3 Lakh and Rs. 95 Lakh and deductible options ranging between Rs. 15 Lakh. 

  • Is there any limit on road ambulance expenses covered under Super Health Plus Top-up Policy?

    Super Health Plus Top-up Policy covers the actual road ambulance expenses if the treatment is availed at a network hospital. Whereas, in case of non-network providers, the expenses will be covered for up to Rs. 5,000 per hospitalisation.

  • Is there any limit on home treatment expenses covered under Super Health Plus Top-Up Policy?

    Yes. For sum insured options of Rs. 3 Lakh and Rs. 4 Lakh, the home care treatment expenses are covered up to Rs. 25,000. Whereas, for sum insured of Rs. 5 Lakh and above, the expenses are covered for up to Rs. 50,000. 

  • What are the waiting periods under Super Health Plus Top-up Policy?

    The initial waiting period under Super Top-Up Policy is 30 days, whereas for specific illnesses it is 24-48 months and for pre-existing diseases it is 36 months.

  • What is the eligibility for Super Health Plus Top-Up Policy?

    Super Health Top-Up Policy can be purchased by anyone who is aged between 5 years (individual policy)/91 days (floater policy) and 65 years. 

Health Insurance Articles

  • Latest Articles
  • Popular Articles