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Aditya Birla Health Insurance FAQs

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Aditya Birla Health Insurance Plan List

  • Individual (9)
  • Family (9)
  • Woman (9)
  • Parents (6)
  • Blood Pressure (9)
  • Kids (7)
  • Thyroid (9)
  • Diabetes (9)
  • Heart (3)
  • Senior Citizen (5)
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Cancer

  • What is the survival period for cancer plan of Aditya Birla?

    After the diagnosis, the insured should survive for at least 7 days to be eligible for making a claim.

  • What is the maximum no claim bonus that can be claimed under cancer plan of Aditya Birla?

    The maximum no claim bonus is up to 100% of the sum insured, which is available if there are no claims for 10 consecutive policy years.

  • What is the entry age to buy a cancer plan?

    The entry age to buy cancer plan is between 18 years and 65 years.

  • What is the policy tenure for cancer plan?

    The plan can be taken for 1 to 3 years.

Claim Settlement

  • When should a reimbursement claim request be submitted?

    Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which Aditya Birla Health Insurance settles claims?

    Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • Is there any limit for the number of claims that can be made in a year?

    You can claim as many times as possible, but the total claim can’t exceed the sum insured amount under the policy.

  • Where can I submit my claim documents?

    The policyholders are required to submit the claim form along with the documents for the reimbursement of the claim not later than 15 days from the date of discharge from the hospital at the nearest branch of Aditya Birla Health Insurance.

  • In how much time Aditya Birla Health Insurance settles the claim?

    Aditya Birla Health Insurance generally settles the claim within 7 working days of the receipt of the last necessary document, but not more than 30 days.

  • How to calculate the Claim Settlement Ratio (CSR) of Aditya Birla Health Insurance?

    You can use the formula given below to calculate the Claim Settlement Ratio of Aditya Birla Health Insurance.

    Claim Settlement Ratio (CSR)=(Total number of claims received during a financial year)/(Total number of claims settled during a financial year+Outstanding claims at the beginning of the year)

  • What is the time frame within which the hospitalisation must be reported to Aditya Birla Health Insurance?

    In case of planned hospitalisation, you must inform Aditya Birla Health Insurance within 48 hours of hospitalisation, whereas in case of emergency hospitalisation, the information should be conveyed 3 days prior to hospitalisation.

  • How to process cashless insurance claim settlement of Aditya Birla Health Insurance?

    To process cashless insurance claim settlement of Aditya Birla Health Insurance is as follows:

    • Approach the network hospital of Aditya Birla Health Insurance
    • Provide the policy number or show Aditya Birla Health Insurance card at the hospital
    • The network hospital will submit the pre-authorization form within 48 hours of hospitalisation.
    • Your claim request will be reviewed by the insurance company and the decision will be conveyed to the network hospital
    • Once all the formalities have been completed, the insurance company will settle the bill directly at the network hospital.

  • How to make reimbursement claims under health insurance plans offered by Aditya Birla Health Insurance?

    Given below is the process to make claim under Aditya Birla Health Insurance:

    • Notify Aditya Birla Health Insurance about the treatment required and get hospitalised at a network hospital or a non-network hospital of your choice.
    • After getting treated, payout of your own pocket at the hospital
    • Collect all the claim documents from the hospital and submit them to Aditya Birla Health Insurance
    • After verifying your documents, Aditya Birla Health Insurance will approve your claim and will you for the treatment availed. Note that you will be informed about the same on your registered phone number or Email ID.

  • What is the Claim Settlement Ratio of Aditya Birla Health Insurance?

    As per the IBAI’s General Insurance Claim Insights Handbook For Policyholders-4th and 5th Edition, the Claim Settlement Ratio of Aditya Birla Health Insurance for the year 2018-19 and 2019-20 93.68% and 70.81% respectively.

  • What is Aditya Birla Health Insurance's Claim Settlement Ratio for the financial year 2019-20?

    The Claim Settlement Ratio of Aditya Birla Health Insurance for the FY 2019-20 is 70.81%.

Critical Illness

  • Does Aditya Birla Health Insurance provide any plan for critical illness?

    Yes, Aditya Birla Health Insurance offers a plan that covers the insured for critical illnesses.

  • What is the name of the critical illness policy provided by Aditya Birla Health Insurance?

    The name of the critical illness policy offered by Aditya Birla Health Insurance is Activ Secure - Critical Illness.

  • How many critical illnesses are covered by Aditya Birla Health Insurance?

    Aditya Birla Health Insurance covers 20 to 64 critical illnesses under its critical illness plans.

  • What is the minimum age of getting coverage under Aditya Birla Health critical illness plan?

    The minimum entry age under Aditya Birla Health critical illness plan is 5 years.

  • How to buy critical illness cover offered by Aditya Birla Health Insurance?

    To buy critical illness cover offered by Aditya Birla Health Insurance, you can fill a quote at InsuranceDekho or may simply contact the customer care executives on the toll-free number 755-119-6989 and share your requirements. You can even visit the official website of Aditya Birla Health insurance to buy the policy.

  • Who can buy critical illness plans offered by Aditya Birla Health Insurance?

    Anyone aged above 18 years and is living in India can purchase a critical illness policy offered by Aditya Birla Health Insurance plan.

  • Can I avail tax benefits on the premium paid for critical illness plan offered by Aditya Birla Health Insurance?

    Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premium paid for health insurance plans offered by Aditya Birla Health Insurance.

  • What is the age criteria for critical illness cover offered under Aditya Birla Health Insurance plans?

    To be able to purchase critical illness policy offered by Aditya Birla Health Insurance, you must be aged at least 18 years.

  • What are all documents required at the time of claim under critical illness plan?

    You would require the following documents at the time of claim under critical illness policy offered by Aditya Birla Health Insurance:

    • Claim form Part A and Part B duly filled by the insured
    • Aditya Birla Health ID card or policy copy
    • KYC documents including photo ID, age proof, and address original hospital bill, original discharge card, and final payment receipts
    • Diagnostic reports, pharmacy or medical bills as well as the prescription
    • Letter from a medical practitioner that specifies the duration, complaints, past history and treatment details
    • All previous consultation papers related to current illness.

Diabetes

  • What is the maximum entry age to buy diabetes plan?

    There is no maximum entry age to buy the diabetes plan of Aditya Birla.

  • What is the pre-existing waiting period for diabetes policy?

    The pre-existing waiting period for diabetes policy is 3 years.

  • Does diabetes plan offer tax benefits?

    The premium paid under the plan is eligible for tax benefits under section 80D of the Income Tax Act.

  • Does diabetes plan offer ambulance cover?

    Yes, there is coverage for ambulance expenses under diabetes plan.

  • Which Aditya Birla health plan should I buy for diabetes patient?

    For the coverage for diabetes, you can opt for Activ Health Enhanced Plan by Aditya Birla as it not just covers Diabetes ( Type 1 and Type 2) but also other diagnosed ailments like Blood Pressure, Asthma, and Cholesterol.

Family

  • Can I buy a health insurance policy for my 4-year-old kid?

    Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

  • Does Aditya Birla have any family floater plan?

    Yes, Aditya Birla offers a family floater plan in the name of Activ Secure and Active Health Platinum.

  • What is family health insurance?

    Also known as family floater health insurance policy, family health insurance is a single mediclaim policy which extends cover for the entire family under one common sum insured.

  • Do I need to pay the premium for every member in Aditya Birla family floater health insurance?

    No. In such a plan, you have to pay the premium for a single sum insured based on the age of the members in the policy.

  • Who is covered by the Aditya Birla family floater plan?

    Aditya Birla family floater plan provides coverage for self, spouse, parents, in-laws as well as 3 kids.

  • Who should buy Aditya Birla family health insurance plan?

    Aditya Birla family health insurance plan is a perfect purchase for people who want to secure the health of their family members and gain financial stability in medical emergency situations. So, if you want to insure your spouse as well as dependent children, go for Aditya Birla’s family health insurance.

  • Can I change the sum assured during Aditya Birla family health insurance tenure?

    Unfortunately, policyholders are not allowed to make any changes to their Aditya Birla family health insurance sum insured during the policy tenure. The right time to change the amount is the policy renewal time.

  • What is the advantage of Aditya Birla family health insurance?

    Sum insured options up to Rs. 2 crore, lifelong policy renewal, easy claim settlement, cashless facility at 6000+ network hospitals, recovery benefits, health returns, no claim bonus, affordable premium are some of the key advantages of the Aditya Birla family health insurance.

  • What does Aditya Birla family health insurance plan cover?

    Aditya Birla family health insurance Active Assure Diamond plan provides cover for inpatient hospitalization, pre & post medical expenses, AYUSH inpatient hospitalization, road ambulance cover, second e-opinion, daily allowance, free health check-up, daycare procedures, domestic/international emergency services, and various other expenses.

  • Does Aditya Birla family health insurance policy offer tax deductions?

    Yes! Aditya Birla family health insurance policy provides tax benefits under Section 80D of the Income Tax Act, 1961 to the policyholder for the policy premium paid.

Feature

  • How to check the Aditya Birla Health Insurance policy status?

    To check the status of your Aditya Birla Health Insurance policy, you need to visit the 'Policy Tracker' section of the insurance company's website and fill in your basic insurance policy details.

General Information

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

  • What is the minimum and maximum plan terms available in different Aditya Birla Health Insurance plans?

    Aditya Birla Health Insurance plans are available in for 1, 2 or 3 years.

  • What is the meaning of portability in the health insurance sector?

    Portability is a feature that enables you to switch from one insurer to another, without making you lose any benefits of your existing policy, such as the waiting period and so on.

  • What is Aditya Birla Health Insurance’s toll-free customer care number?

    The toll-free customer care number of Aditya Birla Health Insurance is 1800-270-7000.

  • Am I eligible to buy the Aditya Birla Coronavirus disease (COVID-19) health insurance policy?

    Yes. All Indian residents are eligible to buy the Aditya Birla Coronavirus (COVID-19) Health Insurance Plan, provided they are fit and fine at the time of purchasing the policy. Like other health insurance plans, this plan also comes with an initial waiting period of 30 days after which the policy holder can get the insurance coverage for treatment.

  • How to contact Aditya Birla Health Insurance company?

    To contact Aditya Birla Health Insurance company you can either call them on 1800-270-7000 (Toll-Free) or email them at care.healthinsurance@adityabirlacapital.com.

  • What are the medical tests required prior to buying the Aditya Birla Health Insurance?

    A complete body health check-up is required to determine your current health status before buying Aditya Birla Health Insurance. While children below 25 years of age can be covered as dependents under the family floater plan.

  • How do I get Aditya Birla Health Insurance payment receipt?

    To get your payment receipt for Aditya Birla Health Insurance, simply visit the company's website and progress ahead by entering your policy number and date of birth.

  • Which plan is best in Aditya Birla health insurance?

    The optimum plan varies as per the individual specifications of the customers. Nonetheless, most of the policyholders prefer Activ Assure Diamond Plan for comprehensive coverage that is lined up from routine medical checkups to hospitalization care along with various other incentives.

  • What is the waiting period for pre-existing diseases under Aditya Birla health insurance plan?

    The waiting period under Aditya Birla Health Insurance Plan for a pre-existing ailment ranges from 1-4 years.

  • How InsuranceDekho helps you to choose the best Aditya Birla health insurance plan?

    InsuranceDekho suggests the customers with various health Insurance Plans from different insurance companies as per their requirements, and on the basis of the comparison factors, it allows the customer to select the best insurance plan.

  • What are the documents required to buy an Aditya Birla health insurance plan?

    To purchase an Aditya Birla Health Insurance Plan customers need to submit their Identity proof and Address Proof.

Help to Buy

  • How to Download an Aditya Birla Health Insurance Policy Online Using Policy Number?

    Downloading Aditya Birla Health Insurance policy is a simple process. All you need to do is visit the official website of Aditya Birla Health Insurance and follow the steps given below:

    • Enter policy details as asked, including policy number
    • You will find your policy document that you can download and take a print out of. You can save the policy in the pdf format as well.

  • Do I Need a Hard Copy of Aditya Birla Health Insurance Policy Document?

    As per the Insurance Regulatory and Development Authority of India (IRDAI), all the general and health insurance companies offering health insurance plans must sell them online, at least during the coronavirus pandemic. This means that the entire process will take place digitally, starting from filling quotes, to paying health insurance premium. So, it is not necessary to carry a hard copy of your Aditya Birla Health Insurance policy at all times. But if you want to have a hard copy, then you can download the same online and take a print out.

  • How to Get a Hard Copy of Aditya Birla Health Insurance Policy?

    When you buy Aditya Birla Health Insurance policy online, then you generally get your policy document in a digital format as well as receive a hard copy on the address provided. In case you lose the hardcopy of the documents or have misplaced the copy provided by the insurance company, then you can use the digital copy to get a new print out if required.

    In case of any trouble, you can either contact the customer care executives at Aditya Birla Health Insurance or at InsuranceDekho. They will help you get the copy within the stipulated time.

  • How Can I Make Changes In My Aditya Birla Health Insurance Policy Document?

    Your Aditya Birla Health Insurance policy document may have some errors that you must get changed timely to avoid any inconvenience at the time of claim settlement. These may be change in the nominee, name of the insured, health condition, address, zone, birth, occupation, etc. If you face the issue too, then you must get it corrected, which you can do by contacting the customer care executives at Aditya Birla Health Insurance and sharing your requirements. They will guide you through the entire process and help you in correcting the details as required.

Individual

  • What is an individual health insurance policy?

    Individual health insurance is a type of policy in which each person is covered for a separate sum insured.

  • What are the individual health insurance plans of Aditya Birla?

    Activ Secure - Personal Accident, Activ Secure - Critical Illness, Activ Secure - Hospital Cash and Activ Secure - Cancer are some of the top individual health insurance plans of Aditya Birla.

  • Does individual health insurance cover pre-hospitalisation and post-hospitalisation expenses?

    Yes, individual health insurance plans provide coverage for pre-hospitalisation and post-hospitalisation expenses.

  • What are the benefits of buying an Aditya Birla individual health insurance plan?

    Aditya Birla ensures many benefits with its individual health insurance. Unique benefits are Health ReturnsTM, Reload of Sum Insured, Chronic Disease Management, Worldwide Emergency Medical Assistance, and Choice of Hospital Room.

  • Who should buy Aditya Birla individual health insurance plan?

    Aditya Birla individual health insurance plan is a must purchase for people who want health insurance cover only for themselves or whose family is already secured for health under a good health insurance plan.

  • Can I change the sum assured during Aditya Birla individual health insurance tenure?

    No, you cannot! Any change of such type will not be allowed during the policy tenure. Policy renewal time is the ideal time for making any changes to the sum insured as the same is allowed by health insurance companies.

  • What does Aditya Birla individual health insurance plan cover?

    Aditya Birla individual health insurance policy Activ Health Enhanced provides cover for domiciliary hospitalisation, daycare treatment, pre & post-hospitalization expenses, worldwide emergency assistance services, organ donor expenses, second e-opinion, ambulance hospitalisation, chronic management program under which chronic illnesses such as high cholesterol, diabetes, hypertension, asthma are covered, and various other expenses.

  • Does Aditya Birla individual health insurance policy offer tax deductions?

    Yes! Aditya Birla individual health insurance provides tax benefits to the policyholder under Section 80D of the Income Tax Act, 1961.

Kids

  • Is there any specific plan for kids in Aditya Birla Health Insurance?

    None of the insurers provide any specific plan for kids. They can only get covered with their parents under a plan. On this note, Aditya Birla Health Insurance provides a few plans that cover kids with their parents.

  • Under Aditya Birla Health Insurance, what is the minimum entry age required for kids?

    The minimum entry age for kids under Aditya Birla Health Insurance is 91 days.

  • Till what age children can get covered as dependents under Aditya Birla Health Insurance plans?

    By the age of 25 years, children can be covered as dependents under different plans of Aditya Birla Health Insurance.

  • Is there any coverage available related to organ donor expenses for kids by Aditya Birla Health Insurance?

    Yes, Aditya Birla Health insurance offers an organ donor cover for kids as well.

  • Who should buy Aditya Birla kids health insurance plan?

    Aditya Birla kids health insurance plan is a must buy for those who want to secure their children under health insurance against expenses that may incur during a medical emergency situation. If you have dependent children who you want to insure along with yourself, Aditya Birla Activ Enhanced Plan is for you.

  • Can I change the sum assured during Aditya Birla kids health insurance tenure?

    No, you cannot! An Aditya Birla policyholder is not allowed to make any change in their sum insured amount of kids health insurance during the policy tenure. The change can be successfully made at the time of policy renewal.

  • What is the advantage of Aditya Birla kids health insurance?

    There are multiple advantages of Aditya Birla kids health insurance Activ Health Enhanced. The key ones include sum insured up to Rs. 2 crore, health returns, cashback of annual premium, 100% reload of the sum insured in case of unrelated illnesses and accidents, optional cover for outpatient expenses, maternity, hospital cash benefit and more.

  • What does Aditya Birla kids health insurance plan cover?

    Aditya Birla kids health insurance policy Activ Health Enhanced provides cover for inpatient hospitalization, pre & post-hospitalization expenses, domiciliary hospitalisation, daycare treatment, worldwide emergency assistance services, organ donor expenses, second e-opinion, ambulance hospitalisation, chronic management program and many other expenses.

  • Does Aditya Birla kids health insurance policy offer tax deductions?

    Yes! Aditya Birla kids health insurance provides tax benefits to the policyholder as per Section 80D of the Income Tax Act, 1961.

Maternity

  • Is there any plan that offers maternity cover? If yes, provide details.

    Aditya Birla Health Insurance offers plans like Active Health that offer maternity coverage. This policy covers the maternity-related expenses incurred on both the mother and the baby, vaccination, etc.

  • What do maternity expenses mean?

    It means coverage for the expenses incurred in pregnancy/childbirth whether it is complicated deliveries or caesarean sections.

  • Does maternity coverage include vaccination expenses?

    Yes, there are some health insurance plans that cover first-year vaccinations expenses for your newborn.

Parents

  • What is the maximum entry age for parents under Aditya Birla Health Insurance?

    The maximum entry age for parents differs from plan to plan. However, the maximum entry age for parents under Aditya Birla Health Insurance is 80 years

  • Is there any health check-up offered by Aditya Birla Health Insurance for parents?

    Yes, a comprehensive health check-up, which covers various tests is provided by Aditya Birla Health Insurance for your parents.

  • Does Aditya Birla Health Insurance offer daycare treatments for the parents?

    Yes, Aditya Birla Health Insurance gives several daycare procedures for your parents.

  • Can my parents receive a domiciliary hospitalisation option under Aditya Birla Health Insurance?

    Yes, Aditya Birla Health Insurance offers different plans for senior citizens and family under which your parents can receive the domiciliary hospitalisation cover.

  • Who should buy Aditya Birla parents health insurance plan?

    Aditya Birla parents health insurance plan is a must buy for people in their 60s so that they can handle medical expenses in case of an unexpected medical emergency without losing their savings or compromising on the quality of treatment. Take note that while the minimum entry age is 55 years, the maximum entry age is 80 years.

  • Can I change the sum assured during Aditya Birla parents health insurance tenure?

    No! If you are not satisfied with the sum insured amount, make sure you request for a change at the time of policy renewal and not during the policy tenure. Remember, the health insurance company does not allow any changes during the policy period.

  • What is the advantage of Aditya Birla parents health insurance?

    Sum insured range up to Rs. 25 Lakh, vast coverage, lifelong renewability, cashless facility at network hospitals, hassle-free claim settlement, 50% to 100% sum insured reload allowed once a year, no claim bonus, health and wellness discounts on OPD procedures, Care benefits, optional Care benefits, reasonable premium are some of the key advantages of Aditya Birla parents health insurance.

  • What does Aditya Birla parents health insurance plan cover?

    Aditya Birla parents health insurance policy Activ Care covers inpatient hospitalization, pre & post hospitalisation medical expenses, annual health check-up, 586 daycare procedures, home treatment, domiciliary hospitalisation expenses, OPD treatment cover, organ donor expenses, Ayush related procedures, road ambulance cover, second opinion for major illnesses among many others.

  • Does Aditya Birla parents health insurance policy offer tax deductions?

    Yes, it does! Aditya Birla parents health insurance offers tax benefits to the policyholder under Section 80D of the Income Tax Act, 1961 for the policy premium payment made.

Plan Coverage

  • Which diseases are covered Aditya Birla Health Insurance plans?

    Coverage of diseases by Aditya Birla Health Insurance is exclusively dependent upon the type of plan selected by the policyholder. For instance, Aditya Birla Critical Illness Plan covers 64 illnesses like cancer, stroke, paralysis, etc.

  • What are different types of health insurance policies provided by Aditya Birla Health Insurance?

    Aditya Birla Health Insurance offers a host of plans including Activ Assure Diamond, Activ Health Platinum- Enhanced, Activ Health Platinum- Essential, Activ Care, Activ Secure, Group Activ Health, Group Activ Secure, and Activ Secure-Critical Illness.

  • What is covered in Aditya Birla Health Insurance?

    Aditya Birla Health Insurance coverage differs as per the type of policy chosen by an individual. However, most of the plans generally offer in-patient hospitalization, pre-hospitalization, post-hospitalization expenses, and ambulance cover.

Portability

  • Does Aditya Birla Health Insurance provide the portability option?

    Yes, Aditya Birla Health Insurance provides the portability option.

  • What are the documents required for portability in Aditya Birla Health Insurance?

    Here are the basic documents required to be presented for portability in Aditya Birla Health Insurance:

    • Plan’s proposal form
    • Portability form
    • Copy of expiring health insurance policy
    • Copy of renewal notice

  • Is there any age criterion in Aditya Birla Health Insurance to be eligible for portability?

    The entry age depends on the terms and conditions of the Aditya Birla Health Insurance.

  • When can I apply for the portability in Aditya Birla Health Insurance?

    The policyholders can utilize the option of portability at the time of policy renewal.

  • When should I inform the company to port my Aditya Birla Health Insurance policy?

    You need to inform Aditya Birla Health insurance at least 45 days prior to the date of renewal of the current policy. Also, you need to notify the new insurer by furnishing the completed portability form and proposal form.

Premium

  • How can I make payment for my policy premiums?

    The policyholders can make the payment for the premium either in cash or through online or digital payment options.

  • Can I expect to receive a payment acknowledgment from Aditya Birla Health Insurance for the payment of premium?

    Yes, you will surely receive the payment acknowledgment from Aditya Birla Health Insurance for paying the premium.

  • Can I get a duplicate copy of my premium receipt from Aditya Birla Health Insurance?

    Yes, Aditya Birla Health Insurance provides you the duplicate copy of the premium receipt.

  • What is the use of premium receipts provided by Aditya Birla Health Insurance?

    The ‘premium receipt' shows the amount of premium paid by you for the insurance plan. You can utilize it as the investment proof for getting tax benefits.

  • How to use the Aditya Birla Health Insurance premium calculator?

    You can use the Aditya Birla Health Insurance premium calculator by following the below steps:

    • Go to insurancedekho.com and select 'Health' section.
    • Complete the details as asked.
    • Premiums of suitable plans will be displayed.

  • What are the details required for using Aditya Birla Health Insurance premium calculator?

    You need to enter some of the basic information like your name, phone number, your geographical location, tenure to buy the plan, members to be insured, and their age.

  • What are the factors affecting Aditya Birla Health Insurance premium amount?

    Primary factors that affect the premium amount of Aditya Birla Health Insurance are your age, body mass index, occupation, and lifestyle( a chain smoker or regular drinker).

  • How to compare health insurance premium using Aditya Birla Health Insurance premium calculator?

    For the purpose of comparing Aditya Birla Health Insurance Plan, you can take assistance from our premium calculator. With the help of a premium calculator, you can form a basis of comparison as per the coverage, restoration benefits, PED waiting period, and co-payment clause.

  • What are the advantages of using Aditya Birla Health Insurance premium calculator?

    There are numerous advantages of using Aditya Birla Health Insurance premium calculator like smoother financial planning, error-free calculation of the premium amount, a quick comparison between different health insurance plans, and it also lets you customize the coverage as per your requirements.

  • How to calculate premiums of health insurance plans for parents offered by Aditya Birla Health Insurance?

    To calculate premiums of health insurance plans for parents offered by Aditya Birla Health Insurance, you can use InsuranceDekho’s health insurance premium calculator. It is a free tool that lets you ease the complex calculations of premiums of different health insurance plans.

  • What are the benefits of the Aditya Birla Health Insurance premium calculator?

    Benefits of using Aditya Birla Health Insurance premium calculator are as follows:

    • The tool gives you an estimate of premium to be paid and hence you can plan your financial schedule accordingly
    • Saves you from doing the complex calculations by providing quotes instantly
    • The tool lets you customise your health insurance plans
    • Shortlists the most suitable health insurance plans for you.

  • Do I have to pay GST on premiums paid for Aditya Birla Health Insurance plans?

    Yes. When buying Aditya Birla Health Insurance plans, you will be required to pay GST at the rate of 18%.

  • How to lower premiums for Aditya Birla health insurance plans?

    To lower your health insurance premiums for Aditya Birla Health Insurance plans, you must follow the tips given below:

    • Purchase health insurance plans on a family floater basis instead of an individual basis
    • Purchase top-up plans as they offer extra coverage and come at affordable premiums too
    • You can choose health insurance plans with co-payment option as it will require you to pay less health insurance premium
    • Choose add-on wisely and go for the ones you actually require

  • What are the factors that affect the health insurance premium of Aditya Birla Health Insurance plans?

    There are several factors that affect the health insurance premium of Aditya Birla Health Insurance plans. Some of these are age, sum insured, policy term, pre-existing illnesses, lifestyle habits, etc.

Senior Citizen

  • Does Aditya Birla offer any health insurance plan for senior citizens?

    Yes, Aditya Birla offers Activ Assure - Diamond, which is the right product for senior citizens. The entry age is 91 days with no upper limit.

  • What things to consider when buying health insurance for senior citizens?

    When buying a senior citizen health insurance plan, pay special attention to all features that meet their specified needs. Choose a plan that provides specific features like dialysis, chemotherapy, organ donation. Check benefits under the room rent limit for several treatments, daycare, and ambulance expenditures, all that covered under the policy, the sum assured options, waiting period, and premium.

  • When should I buy senior citizen health insurance?

    Senior citizen health plans are for the people of over 60-years. These plans are the option for retired individuals.

  • Can I buy Aditya Birla health insurance for senior citizens online?

    Yes, you can buy health insurance online. Aditya Birla is committed to offering the best possible online services to policyholders.

  • Which is the best Aditya Birla health insurance plan for people aged over 65 years?

    For people aged over 65 years, the best Aditya Birla Health Insurance Plan is Activ Care.

  • Who should buy Aditya Birla senior citizen health insurance plan?

    Aditya Birla senior citizen health insurance plan is an excellent plan for the elderly who want to gain coverage against sky-rocketing medical expenses at the time of an unexpected medical emergency. If you fall in the age range of 55 years up to 80 years, Aditya Birla senior citizen health insurance policy Activ Care is ideal for you.

  • Can I change the sum assured during Aditya Birla senior citizen health insurance tenure?

    No! Health insurance companies, including Aditya Birla do not allow any changes in the sum insured during the policy tenure. Therefore, if you want to get your sum insured increased or decreased, it would be best to wait for the policy renewal time.

  • What is the advantage of Aditya Birla senior citizen health insurance?

    Some of the prime advantages of Aditya Birla senior citizen health insurance Activ Care are sum insured up to Rs. 25 Lakh, 50% to 100% sum insured reload allowed once a year, lifelong renewability, cashless facility at network hospitals, easy claim settlement, no claim bonus, health and wellness discounts on OPD procedures, affordable premium and many more.

  • What does Aditya Birla senior citizen health insurance plan cover?

    Aditya Birla senior citizen health insurance policy Activ Care covers inpatient hospitalization, pre & post hospitalisation medical expenses, OPD treatment cover, annual health check-up, 586 daycare procedures, domiciliary hospitalisation expenses, organ donor expenses, Ayush related procedures, Domestic and International emergency assistance services, second opinion for major illnesses, etc.

  • Does Aditya Birla senior citizen health insurance policy offer tax deductions?

    Yes! Aditya Birla senior citizen health insurance provides tax benefits to the policyholder under Section 80D of the Income Tax Act, 1961.

Woman

  • What is the maximum age limit for women to get covered in Aditya Birla Health Insurance?

    Aditya Birla Health Insurance offers no age bar as the maximum entry age for women.

  • Can women proposers get tax benefits with Aditya Birla Health Insurance plans?

    Yes, women can get tax benefits on the premium paid for Aditya Birla Health Insurance plans under Section 80D of the Income Tax Act, 1961.

  • Does Aditya Birla Health Insurance provide any health check-up program for women?

    Yes, women are provided with the health check-up program by Aditya Birla Health Insurance.

  • Is any benefit offered by Aditya Birla Health Insurance to appreciate the fitness of insured women members?

    Yes, Aditya Birla Health Insurance provides Easy Health Returns up to 30% of your premium for staying healthy and fit.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Aditya Birla Health Insurance Top Up List

    Name of PlanSum Insured
    Super Health Plus Top-up PolicyMin: 91 Days; Max: 65 years3 Lakh - 95 Lakh Check Premium

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    • My purchase of the Aditya Birla Health Insurance plan was excellent with InsuranceDekho. I liked the policy tr...

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      By Parth Singla
      On: Jan 30, 2024
    • I bought Aditya Birla's health insurance plan from InsuranceDekho. It was a nice experience with the online se...

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      By Harsh Thackeray
      On: Dec 05, 2023
    • I found competitive rates on InsuranceDekho for my Aditya Birla Health Insurance Plan. It's a platform that he...

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      On: Nov 09, 2023
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      By Imaan Aulakh
      On: Sep 08, 2023
    • Aditya Birla Health Insurance Plan is one of the best health plans I have come across in the last few months o...

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      By Mouni Sinha
      On: Aug 07, 2023

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