Aditya Birla Active Health Platinum Health Insurance

A health insurance plan provides financial protection in case you meet any health emergency. With the rise in medical expenses, health insurance has become an absolute necessity. Owing to the importance of health insurance plans, a number of insurers, including Aditya Birla now offer health insurance plans. Scroll through the section below to know about the Aditya Birla Active Health Platinum Health Insurance plan.

All About Aditya Birla Active Health Platinum Health Insurance Plan

The Aditya Birla Active Health Platinum Health Insurance Plan is one of the most-selling health insurance plans of Aditya Birla. This plan provides coverage for AYUSH treatment, pre and post hospitalisation, organ donor expenses, day care treatment, and more. On buying the Aditya Birla Platinum Health Insurance Plan, you will be given the option to choose from a sum insured of up to Rs. 2 crores. There are three different variants of the Aditya Birla Active Health Platinum health insurance plan - Enhanced, Essential, and Premiere.

Features of Aditya Birla Active Health Platinum Health Insurance Plan

Benefits of Aditya Birla Active Health Platinum Health Insurance Plan

Some of the reasons why you should buy the Aditya Birla Active Health Platinum Health Insurance Plan are as follows:

• The Aditya Birla Active Health Platinum Health Insurance Plan offers the option to choose from a flexible sum insured. On buying this plan, you can choose a sum insured ranging from Rs. 2 lakhs to Rs. 200 lakhs for all three variants.
• The Aditya Birla Active Health Platinum Health Insurance Plan covers pre-hospitalisation expenses for up to 60 days, except the essential variant that covers for 30 days. On the other hand, post-hospitalisation expenses are covered for up to 180 days.
• The Aditya Birla Active Health Platinum Health Insurance Plan also provides coverage for day care treatment, domiciliary treatment, road ambulance cover, organ donor expenses, AYUSH cover, mental cover, and more up to the sum insured.
• While buying the Aditya Birla Active Health Platinum Health Insurance Plan, you are given the option to choose from policy type - family or individual.
• The plan also provides Critical Illness Cover for which the minimum entry age is 18 years and the maximum entry age is 65 years. Along with it, it also provides international coverage for major illnesses, chronic management, and more.
• To cater to your wellness, the Aditya Birla Active Health Platinum Health Insurance Plan also offers an expert health coach for the nutritional, mental, and fitness of the policyholder.

Eligibility Criteria of Aditya Birla Active Health Platinum Health Insurance Plan

Listed below are the eligibility criteria for the Aditya Birla Active Health Platinum Health Insurance Plan:

Inclusions of Aditya Birla Active Health Platinum Health Insurance Plan

Some of the inclusions of the Aditya Birla Active Health Platinum Health Insurance Plan are listed below:

• Pre and post hospitalisation expenses
• Day care treatment
• Domiciliary treatment
• Road ambulance cover
• Organ donor expenses
• AYUSH cover
• Modern treatment coverage
• Obesity treatment
• Home treatment
• OPD cover

Exclusions of Aditya Birla Active Health Platinum Health Insurance Plan

Listed below are the exclusions of the Aditya Birla Active Health Platinum Health Insurance Plan:

• Any damage due to self-inflicted injuries
• Any injury due to nuclear emissions
• Any damage due to the consumption of alcohol or drugs
• Maternity-related expenses

Claim Process of Aditya Birla Active Health Platinum Health Insurance Plan

Here are the steps you need to follow to raise a claim with Aditya Birla Active Health Platinum Health Insurance Plan:

• You can raise two types of claims with Aditya Birla, reimbursement claims with cashless claims.
• For planned hospitalisation, you need to inform Aditya Birla 48 hours before hospitalisation, and for unplanned hospitalisation, you need to raise claim intimation within 24 hours of hospitalisation.
• After the claim intimation process is completed, fill out the proposal form and submit the relevant documents.
• In case of a reimbursement claim, you need to submit the hospital bills to get the claim settled. For cashless claims, your bills will be directly settled at a network hospital.