Aditya Birla Activ One Health Insurance

Aditya Birla Activ One is one of the recently launched health insurance plans by Aditya Birla. With a claim settlement ratio of 94% and tie-ups with over 10,500 network hospitals, Aditya Birla health insurance plans are highly opted. With Aditya Birla Activ One plan you will get protection for pre and post hospialisation expenses, AYUSH treatment, organ donor expenses, and many more. So, buy Activ One health insurance plan with Aditya Birla health insurance company and stay stress-free about expenses when it comes to medical emergencies.

Key Features of Aditya Birla Activ One Health Insurance Plan

Listed below are the key features of Aditya Birla Activ One Health Insurance Plan that you should know about:

• This plan is available as both family and individual health plans.
• With this plan, you will be eligible to get cashless treatment at over 10,500 network hospitals that are tied up with Aditya Birla.
• This plan offers the option to choose the sum insured between Rs. 2 lakhs to Rs. 6 crores.
• Aditya Birla has a claim settlement ratio of 94% which indicates the company’s efficiency in settling claims related to the Activ One plan.

Eligibility Criteria of Aditya Birla Activ One Health Insurance Plan

Here is a table that illustrates the eligibility criteria for the Aditya Birla Activ One Health Insurance Plan:

Benefits of Aditya Birla Activ One Health Insurance Plan

Some of the compelling reasons for choosing the Aditya Birla Activ One Health Insurance Plan are as follows:

• Flexibility Offered: The Aditya Birla Activ One Health Insurance Plan offers policyholders the flexibility to choose a suitable sum insured, policy type, policy duration, and others. While the sum insured option ranges between Rs. 2 lakhs to Rs. 6 crores, the policy duration on the other hand can be either 1,2, or 3 years. Moreover, if you have dependent family members, you can choose a family variant to get relevant benefits and if you are buying it for just yourself, the individual variant is suitable.
• Pre and Post Hospitalisation Expenses: It offers pre-hospitalisation coverage for 90 days, while the post-expenses extend for over 180 days.
• Other Coverage: The Aditya Birla Activ One Health Insurance Plan also provides coverage for AYUSH treatment, organ donor expenses, domiciliary treatment, and home health care up to the sum insured.
• Chronic Disease Coverage: This plan also provides coverage for some of the listed chronic diseases such as diabetes, hypertension, obesity, asthma, and a few more.
• Personal Accident Cover: The Aditya Birla Activ One Health Insurance Plan provides for personal accident cover between Rs. 10 lakhs - Rs. 50 lakhs.

Inclusions of Aditya Birla Activ One Health Insurance Plan

Before buying this plan, it is important to understand its inclusions as listed below

• Pre-hospitalization treatment cost
• Post-hospitalization expenses
• Organ donor expenses
• AYUSH treatment
• Domiciliary hospitalization
• Annual health check-ups
• Second medical opinion
• Chronic Illness cover

In addition to those listed above, you should also check the exclusions of the Aditya Birla Activ One Health insurance plan.

Documents Required to Buy Aditya Birla Activ One Health Insurance Plan

Listed below are the documents required to buy the Aditya Birla Activ One Health Insurance Plan:

• A duly-filled policy form
• Income proof
• Address proof
• Bank passbook copy
• Aadhaar card
• PAN card
• Recent medical reports
• Nominee details

How to Buy Aditya Birla Activ One Health Insurance Plan?

Wondering how to buy Aditya Birla Activ One Health Insurance Plan with InsuranceDekho? Here is how you can do the same:

• Visit the official website of InsuranceDekho.
• Go to the “health insurance companies” category, and then click on the “Aditya Birla” option.
• Select Activ One health plan from the list of health plans available.
• Read all the terms and conditions mentioned in the Activ One policy wording carefully.
• Upload all the necessary documents to complete the KYC process.
• Make an online premium payment once the KYC process is completed.
• You will get the policy document at your registered e-mail address.

Claim Process of Aditya Birla Activ One Health Insurance Plan

There are two types of claims you can raise along with your Aditya Birla Activ One Health Insurance Plan, reimbursement claims or cashless claims. Scroll through the section to learn more about these claims:

• Cashless Claims

Aditya Birla has tie-ups with over 10,500 network hospitals which makes it easier to avail cashless treatment. When you raise cashless claims, you need not spend anything from your pocket to avail of treatment. Listed below are the steps you need to follow to raise cashless claims:

1. Select a nearby network hospital that has tie-ups with Aditya Birla
2. Submit your Aditya Birla Activ One plan details at the hospital. You may also need to provide details such as policy number, previous claim status, and others.
3. Once all the documents are submitted, they will be verified and a pre-authorisation form will be sent to Aditya Birla Health Insurance.
4. The claim request will then be evaluated by the insurance company and once done, it will be directly settled.

• Reimbursement Claims

When you raise a reimbursement claim, then you will have to bear the medical expenses initially which will be later reimbursed by the insurance company. Here are the steps for the same:

1. Visit any nearby hospital
2. Seek the treatment at the hospital and pay the medical expenses
3. To raise a claim, you now need to download a claim form from the portal of your insurance company
4. Submit the claim form along with the medical bills of the hospital
5. Once the verification process is completed, your claim will be settled and you will receive the reimbursement amount