Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Aditya Birla Activ Health Essential Health Insurance

464 reviews Rate This
Aditya Birla Health Insurance
Activ Health Essential
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio96%
Network Hospitals10,500+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

About Aditya Birla Activ Health Essential Health Insurance

Activ Health Essential Plan is a basic variant of Activ Health Plan offered by Aditya Birla Health Insurance Co. Ltd. This medical insurance policy offers benefits to safeguard your health and deliver rewards at the same time to make you earn. This plan is framed to give every type of support for a journey towards well-being and offers coverage of up to Rs. 10 Lakh. In addition to this, it provides additional value-added benefits and rewards in the form of health returns where up to 30% of annual policy premium is provided as HealthReturns.

The Activ Health Essential Plan can be considered a stepping stone towards a healthier life, Activ Health Essential Plan offers multiple benefits such as ambulance expenses, daycare procedures, annual health check-up and so on. In addition to these, it also offer Day 1 cover for specific chronic illnesses such as high cholesterol, hypertension, diabetes, etc. Moreover, it gives the option to choose a hospital room at the start of the policy tenure. Also, policyholders are given a cumulative bonus with 10% increase of the sum insured is available at every claim-free year, which may go max up to 100%.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Need help?

Get FREE Personalized Insurance Advice At Your Home

Key Inclusions and Exclusions of the Plan

What's Included

  • Road ambulance expenses covered
  • Free annual health check-up is given
  • Second E-opinion on critical illness is available
  • 527 daycare procedures are covered
  • Cumulative bonus is offered

What's Not Included

  • Weight control programs or procedures
  • Treatment taken outside India is not covered
  • Medical costs on treatment of AIDS and/or HIV
  • Injuries due to wars, riot, strike, nuclear weapons
  • Treatment of attempt suicide sane or insane

10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

Activ Health Essential User Reviews

Write your review
What users are saying
  • All

Aditya Birla Activ Health Essential Expert Review

  • Expert Review

    Health insurance plans are essential elements for everyone. It doesn’t just assist in coping up with the rising medical expenses, but increase the savings of policyholders by offering tax benefits as well. Activ Health Essential Plan by Aditya Birla Health Insurance is designed to let people achieve the state of well-being and move towards a healthier life. This health insurance policy tends to focus on delivering overall healthcare to each and every customer by offering a wide array of benefits.

    Be it an individual or a family, Activ Health Essential Plan caters every sort of segments. Under the family floater plan, up to 9 members can be covered comprising of 6 adults and 3 children. People from the age of 91 days and above can avail Activ Health Essential Plan as there exists no maximum age of entry. These features open up this plan for the people of different age. Besides delivering so many offerings, the plan also provides the policyholders with a cumulative bonus where 10% of the sum insured is increased at every claim-free year, which may go max up to 100%. 

  • Major Attractions

    The Activ Health Essential Plan is framed to deliver every possible cover to its insured members. Although people are required to undergo a medical examination to get covered under this health insurance plan, the policy holds enough in its bucket that makes it worth going through that as well. The policyholder of this plan widely appreciates this plan due to its various attractive benefits and elements. Here are some of the attractive offerings under the policy:

    • In-patient hospitalisation coverage
    • Pre and post hospitalisation expenses
    • Availability of Chronic Management Program 
    • 527 listed daycare procedures are covered
    • Coverage related to road ambulance is offered
    • A cover is offered related to domiciliary hospitalisation
    • A Health Checkup program is offered once every policy year
    • Second opinion option is provided in the case of critical illness 
  • What’s More?

    The Activ Health Essential health insurance plan owns a lot more than its coverage features. In addition to providing essential coverage, the plan offers some beneficial components in terms of discounts and rewards too, with which customers can earn some more benefits. Here are some of those benefits:

    • Availability of lifelong renewability option
    • Tax benefits can be gained on the amount of premium
    • Earn a cumulative bonus of 10%, max up to 100% of the sum insured
    • Option to earn up to 30% of the premium amount as HealthReturns
    • A discount of 7.5% and 10% is available on the purchase of a policy for 2 and 3 years respectively

     

  • Conclusion

    Having gone through these many benefits and offerings, one can easily understand that Activ Health Essential Plan is a perfect choice to opt for while selecting a health insurance plan for an individual or a family. In addition to the offerings, the plan is undoubtedly an excellent product by Aditya Birla health insurance, which is available at a reasonable price and that too, by providing complete customer satisfaction.
      
    To buy an insurance policy online, one needs to find the right platform first. In the insurance sector, there exist several authentic broker organisations that function online. One of the best among them is insurancedekho.com as it provides the best possible services with less or no paperwork. Also, the firm’s team offers after-sale services too, where they assist in the claim settlement process, etc. Therefore, visit the website and grab the perfect plan for yourself and your family at a click.

Aditya Birla Activ Health Essential Brochure

  • 1.97 MB
  • PDF Document
  • Oct 04, 2019

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Activ Health Essential Health Insurance Plan

  • What is the amount of sum insured available under this policy?

    The sum insured under this policy ranges from Rs. 50000 to Rs. 10 Lakh.   

  • What is the entry age under Activ Health Essential Plan?

    The minimum age of entry is 91 days and there is no maximum entry age.

  • Who all are allowed to get coverage under this plan?

    The family floater plan allows the coverage for up to 9 members (6 Adults+3 children) including self, spouse, dependent parents, dependent parents-in-law, children up to 25 years. 

  • Is any discount offered under the Activ Health Essential Plan?

    You can avail a long term discount of 7.5% and 10% on selecting a 2 and 3 year policy respectively.

  • Does any program for chronic illness is allowed under this health insurance policy?

    Yes, Activ Health’s Chronic Management Program (CMP) has been specially designed for people with chronic conditions like Diabetes, Asthma, High Cholesterol and High Blood Pressure.

View More Questions

Health Insurance Articles

  • Latest Articles
  • Popular Articles