Hdfc Ergo Car Insurance
| CASHLESS GARAGES | 6,800 |
| CLAIMS SETTLED | 89% |
| ZERO DEP. CLAIMS | UNLIMITED |
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About HDFC ERGO Car Insurance
With a claim settlement ratio of 99.48%, HDFC Ergo tops the list of the best car insurance companies in India. The company is a joint venture between HDFC Bank and ERGO International. HDFC Ergo car insurance provides a safety net that covers the owner of the car from any damages incurred as a result of theft, fire, accident, or other third-party liabilities that may arise in the event of an accident. The three main types of car insurance plans offered by HDFC Ergo are namely Comprehensive, Standalone Own Damage, and Third Party Car Insurance Plans.
Key Features of HDFC Ergo Car Insurance
|
Features |
Coverage |
|
HDFC Ergo Claim Settlement Ratio |
99.48% |
|
Founding Year |
2002 |
|
No. of Network Garages |
6800+ |
|
No Claim Bonus |
Yes, up to 50% |
|
Starting Price of Car Insurance Premium |
Rs. 2094 |
|
No. of Ad-on Covers |
6 |
Benefits of HDFC Ergo Car Insurance
- HDFC Ergo has car insurance plans starting at Rs. 2094. At affordable premiums, HDFC Ergo offers maximum benefits and coverage. You can use a premium calculator to determine the car insurance premium.
- With HDFC Ergo, you can buy car insurance plans in a breeze. Just get in touch with the HDFC Ergo team and proceed with simple steps to buy car insurance.
- With the availability of over 6,800 cashless garages, policyholders can get their insured car repaired in a cashless manner. The extensive number of HDFC Ergo network garages makes it easier for policyholders to locate a nearby garage for cashless repairs.
- The customer support team of HDFC Ergo can be reached at all times if you have any queries about your car insurance plan, claim, or anything else.
- HDFC Ergo has over 1.5 Crore happy customers. So, join these happy customers and get car insurance coverage with HDFC Ergo.
- With HDFC Ergo, you can also buy a Pay As You Drive add-on. The HDFC Ergo Pay As You Drive is helpful to save on car insurance premiums and can be bought along with a standalone or comprehensive car insurance plan.
HDFC ERGO Car Insurance Add-Ons
Zero Depreciation
Value of cars depreciate with time. Wear and tears are obvious when a car is in use. Opting for a zero-depreciation cover allows you to enjoy maximum claim fund without factoring depreciation.
Emergency Assistance Cover
Emergency assistance is one of the key add-ons introduced by HDFC ERGO. This cover helps you with services such as on site repair in case of minor damages, battery jump start, lost/duplicate keys, urgent fuel requirement, towing etc
No Claim Bonus Protection
For each claim free policy tenure a customer gets discounts in premium. No claim bonus protector helps protect your No claim bonus in case you have taken a claim. Please check the detailed terms & conditions before purchasing the same
Engine and Gear Box Protector
A comprehensive car insurance does not cover damages in a vehicle’s engine or gear box. Opting for this protector saves you from the expenses of engine breakdown or gear-box repair services. Issues in a car engine could be due to water-logging, oil leakages and consequences of accidents. Paying for it could cost you riches. Therefore, choosing an engine and gear box cover comes in pretty handy.
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HDFC ERGO Car Insurance Claims Process
545 Hdfc Ergo Cashless Garages in India
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HDFC ERGO Car Insurance FAQs
What is car insurance? Why trust HDFC ERGO?
car insurance is a contract between you and an insurance company. It safeguards you from a financial loss in case of an accident or physical damage due to collision. In addition to this, having a motor insurance offer financial security against theft or damage of vehicles. HDFC ERGO is a brand you can bank upon. No wonder, the company has a whopping count of 10 million and more customers.
Do you need car insurance?
In India, it is mandatory to have a car insurance if you wish to drive your vehicle on roads. Having a third-party liability insurance is a must.
HDFC ERGO – what are the different types of car the company covers?
As per the Motor Vehicles Act, every vehicle plying on Indian roads must be secured with at-least a third-party liability insurance. HDFC ERGO offer scalable and well-thought insurance protection plans for both new and used cars.
What are the various types of car insurance policies available in HDFC ERGO?
Typically, there are two types of car insurances policies to choose from – a third party liability policy and a comprehensive insurance policy
What are the exclusions in a HDFC ERGO car insurance policy?
Not every little damage repaired is borne by the company. Things like electrical breakdown, depreciation of parts, general wear and tear, damage caused due to collisions under the influence of alcohol or inflicted man-made calamities are not covered by HDFC ERGO.
Exclusive Benefits
- Benefits of zero depreciation coverage.
- Access to roadside assistance.
- Provide emergency assistance.
- Protection cover for gear box and engine.
- A trusted brand covering car insurance needs at its best.
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- Instant policy # within 5 mins
- More than 45 Lac happy customers
- Claim Support available all 7 days of the week