Hero Splendor Insurance

Hero Splendor Plus Bike Insurance Summary

Hero Splendor Plus is a basic commuter bike available in 3 variants and 4 colors in India. The bike is powered by an iconic 97.2 cc air-cooled, single cylinder ‘Sloper’ engine and has a 9.8 L of fuel capacity. The 110 kg bike, Hero Splendor Plus comes with alloy wheels in all its variants and has an optional electric start system. It has a CBS system, a preload adjustable rear suspension, and a fully analogue affair when it comes to instrumentation. The bike has simple and trustworthy mechanicals and is one of the highest two-wheeler sellers in the country, the reason being that it is simple and easy to maintain.

Hero Splendor Plus Insurance

Basic legal requirement to ride a Hero Splendor bike on Indian roads is to own a third party bike insurance policy. If you do not own one or in case your bike insurance policy is lapsed, then you will be punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months. Apart from saving you from getting punished, a third party bike insurance policy also protects you from damages caused to the third party’s property, vehicle, or bodily injuries. So, you must have at least a third party bike insurance policy and renew it from time to time. You can also extend your coverage by purchasing a standalone own-damage bike insurance policy or a comprehensive bike insurance policy.

Types of Insurance Cover For Hero Splendor Plus Bike

1. Third Party Bike Insurance Policy: Third party bike insurance policy is mandatory in India. It protects you against legal liabilities in case of a misfortune event like death or injury caused to a third party who is not in the insurance contract. The policy offers you protection from such liabilities for up to Rs. 1 lakh.
2. Standalone Own-Damage Bike Insurance Policy: Standalone own damage bike insurance policy protects you against the damages sustained by your own bike. But even if you have a standalone own damage bike insurance policy, having a third party bike insurance policy remains a must.
3. Comprehensive Bike Insurance Policy: If you purchase a comprehensive bike insurance policy, then you can avail the benefits of both third party bike insurance policy and standalone own-damage bike insurance policy. You can also enhance policy coverage by purchasing add-on covers like zero depreciation, roadside assistance, etc.

How to Buy Insurance for Hero Splendor Plus from InsuranceDekho

Buying bike insurance policy for Hero Splendor bike insurance policy online at InsuranceDekho is very easy. All you need to do is follow the easy steps given below:

Step 1: Visit the official website InsuranceDekho.

Step 2: Select ‘Bike’ and enter your bike’s number. Click on the ‘Get your Quotes’. If you do not know or remember your bike’s number, then please enter its brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your personal details like Name and Mobile Number. You will see multiple quotes on your screen.

Step 4: From various quotes displayed, select the most suitable bike insurance policy for your Hero Splendor Plus bike as per your budget and requirements.

Step 5: Pay premium online for the selected bike insurance policy. You will receive the policy document via email.

Hero Splendor Bike Insurance Claim Process

Cashless Bike Insurance Process

The cashless bike insurance process helps you get your bike repaired without paying anything at the network garage of your insurance company and makes your insurer pay off your repair costs. Below given is the bike insurance claim process for your Hero Splendor bike:

• Inform your insurance company about the accident or mishap immediately by reaching out to their customer care team or by visiting their website or through their mobile app.
• Intimate the police about the incident in detail and lodge an FIR, especially in case of fire, accident, theft, and so on.
• Click photos of damages sustained by your bike and you due to the accident to keep them as proof during the claim settlement.
• Take your bike to the nearest network garage for repair. Here, you can also connect with your insurer to arrange towing facilities, in case your bike is unable to move.
• Once your bike reaches the garage, your insurance company will send a surveyor to examine the level of damages sustained by your bike. At this stage, you will have to show relevant documents such as bike registration certificate, driving license, FIR, etc., to the surveyor.
• The surveyor will create and submit a report stating the estimate of the claim based on which your insurance company will approve or reject your bike insurance claim.
• If the insurance company approves the claim, the network garage will repair your bike and after its completion, your insurer will settle the repair bills directly with the garage.

Reimbursement Bike Insurance Process

Under the reimbursement claim process, you will have to pay for your bike repair bills initially and after that, your insurer will reimburse the amount. Below given is the reimbursement bike insurance claim process for your Hero Splendor bike:

• Intimate your insurer about the incident and register your bike insurance claim.
• Take your insured bike to any garage or workshop of your choice for repair.
• The surveyor of your insurance company will visit the garage to access the damages.
• A claim estimate report will be prepared and submitted to your insurer by the surveyor.
• The garage will repair your damaged bike and you will have to pay the generated repair bill.
• Submit the original bills of repair and other documents to your insurer with a claim form.
• The insurer will assess your repair bills and claim form and then reimburse your repair cost.