Hero Two Wheelers Insurance

  • Excellent resale value
    Check in your City
  • A vast array of bike models
  • Readily issuance of insurance
  • Availability at reasonable prices
  • Manufacturing capacity of 9 million unit

Buy Hero Bike Insurance Online

The Hero MotoCorp has been a leading name in design and development of technologically advanced motorcycles and scooters for its customers across the globe. The company, with headquarter in New Delhi, India, has managed to become the world’s largest manufacturer of two-wheelers in terms of volume sales unit in a calendar year in 2001.

The company holds the world’s largest two-wheeler market with more than 50% share in the domestic motorcycle market. It has marked its presence in 37 countries across Asia, Africa, and South & Central America with over 90 million satisfied customers through its range of products.

The portfolio of Hero MotoCorp presently comprise 11 two-wheeler models including Hero Splendor Plus, Hero Passion Pro, Hero Xtreme 160R, Hero XPulse 200, Hero Destiny 125, etc., with Hero XPulse 200 being the most expensive bike which is priced at around Rs. 1.11 lakh.

The world-class center of innovation and technology of the company is established in Rajasthan, India, to bring the cutting-edge bikes and scooters for the customers. At present, the Hero MotoCorp has an annual combined production capacity of approximately 9 million units of two-wheelers.

Hero Bikes Insurance Premium Price

ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
Hero Impulse150cc 41689 NA 1156
Hero MotoCorp PassionSTD 24502 NA 1045
Hero Maestro110cc 24211 NA 1043
Hero XtremeSport 36571 NA 1123
Hero Splendor iSmartDrum Self Spoke 23520 NA 1039
Hero AchieverDrum 30282 NA 1083
Hero Destini 125VX 29498 NA 1078
Hero GlamourFuel injection 32144 NA 1095
Hero HunkSTD 34687 NA 1111
Hero Passion Proi3s Drum Alloy 26876 NA 1061
Hero Ignitor125 Drum 27048 NA 1062
Hero Splendor PlusiSmart 23520 NA 1039
Hero Karizma ZMRSTD 78485 NA 2405
Hero Maestro Edge 125i3S Drum 30478 NA 1084
Hero Passion XProi3s Drum Alloy 25970 NA 1055
Hero CBZSTD 35997 NA 1119
Hero Pleasure PlusSheet Metal Wheel 23177 NA 1037
Hero MotoCorp Puch3G Automatic 19600 NA 695
Hero Splendor Pro Classicspectra base 21119 NA 1024
Hero DuetVX 26076 NA 1055
Hero Splendor ProSelf Alloy 30658 NA 1085
Hero Super Splendori3s Drum Alloy 27930 NA 1067
Hero HF DeluxeiBS i3S 22050 NA 1030
Hero PleasureSheet Metal Wheel 31221 NA 1089
Hero XPulse 200Fi 52920 NA 1834
Hero Xtreme SportsSingle Disc 36571 NA 1123
The above-mentioned premiums are suggestive and may change basis terms & conditions

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Add-ons For Your Hero Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

Hero Bike Insurance User Reviews

What users are saying
  • User-friendly interface

    I am very happy with the great insurance service offered by the InsuranceDekho's user-friendly interface. I li...

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    Hero Glamour (2012-2016) Barasat
    On: 25th September, 2020
  • Policy renewed at a click

    I got my Royal Sundaram bike insurance plan renewed in just a few minutes at InsuranceDekho website. The polic...

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    Royal Sundaram
    By Sameer Saxena
    On: 24th September, 2020
  • Best payment options

    The InsuranceDekho platform gave me the best payment options to pay for my HDFC ERGO bike insurance plan which...

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    Hdfc Ergo
    By Harsh Yadav
    On: 24th September, 2020
  • Prompt issuance of plan

    The insurance policy is issued in a few minutes at the InsuranceDekho platform after making the payment. It is...

    Read More
    Bharti Axa
    By Jatin Bhandari
    On: 23rd September, 2020
  • Great support

    Excellent and fast process to have a quick Insurance and able to get within a minute and great support from te...

    Read More
    Iffco Tokio
    Hero Pleasure Ranga reddy
    On: 19th September, 2020
  • Multiple add-on options

    The InsuranceDekho website acquired a wide range of add-on options for Universal Sompo bike insurance plans. T...

    Read More
    Universal Sompo
    By Rashid Saifi
    On: 18th September, 2020
  • Helped me find a policy

    The InsuranceDekho platform offered me various bike insurance policy quotes to compare and choose a plan from....

    Read More
    By Puneet Jaiswal
    On: 17th September, 2020
  • Policy Renewal in minutes

    The renewal procedure for my comprehensive bike insurance policy of Kotak General Insurance just took a few mi...

    Read More
    By Roshan Kapoor
    On: 17th September, 2020
  • Digital insurance process

    The digital feature of InsuranceDekho portal makes its functionalities swifter and simpler. I bought a DHFL bi...

    Read More
    By Umang Goel
    On: 16th September, 2020
  • Quick settlements of claims

    I bought a Royal Sundaram bike insurance policy from InsuranceDekho platform. I sent them a claim request afte...

    Read More
    Royal Sundaram
    By Abhishek Rao
    On: 16th September, 2020


  • How long does it take to renew a Hero bike insurance?

    You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should I buy for Hero bikes?

    The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

  • From where can I purchase insurance for my Hero bike?

    You can visit our website insurancedekho.com, compare all available premium quotes for Hero bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Hero bikes?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Hero bikes.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.