Hero Hf Deluxe Insurance

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​How to Buy Insurance for ​​​​Hero HF Deluxe​ via InsuranceDekho

Hero HF Deluxe Bike Insurance Summary

Hero HF Deluxe is one of the most affordable bikes offered by Hero. It is a comfortable bike that is available in 5 variants. The bike comes with a 97.2 cc air-cooled engine with ‘Xsens’ technology that ensures better fuel efficiency as well as better acceleration. It has a fuel tank of 9.6 L and comes with drum brakes in the front and rear. With tubeless tyres and alloy wheels, the bike offers a fair performance. The bike has a fairly conventional design. If you are looking for an affordable bike and have fuel efficiency as your priority, then it is a good choice.

Hero HF Deluxe Bike Insurance

In India, it is mandatory to have at least a third party bike insurance plan as per the Indian Motor Tariff. If you get caught travelling without one, then you will have to pay a fine of Rs. 2,000 and/or will be imprisoned for up to 3 months. Getting a third party bike insurance policy not only saves you from being punished, but also covers you for financial liabilities towards a third party if your bike gets involved in an unfortunate event. So, it is a wise decision to buy a third party bike insurance plan and renew it from time to time before it gets expired.

Types of Insurance Cover

  1. Third Party Bike Insurance Policy: Third party bike insurance policy is mandatory in India. It covers you for third party liabilities incurred due to injury, death, and property damage. The property damage cover can be availed for up to Rs. 1 lakh.
  2. Standalone Own-Damage Bike Insurance Plan: Standalone own-damage plan offers cover for the damages sustained by your bike in the event of an accident or any other mishappening.
  3. Comprehensive Bike Insurance Plan: A comprehensive bike insurance plan covers you for third party liabilities as well as your own damages sustained by your bike in an unfortunate event.

How to Buy Insurance for Hero HF Deluxe from InsuranceDekho

Purchasing insurance for Hero HF Deluxe bikes from InsuranceDekho is a hassle-free process. You can purchase the policy within a few minutes by following a few easy steps given below:

Step 1: Visit www.insurancedekho.com.

Step 2: Select ‘Bike’ and enter your bike’s number in the space given in the ‘Get Your Quote’ section. If you don’t remember your bike’s number, then please enter other details like its brand, model, fuel type, variant, registration year, etc. and proceed.

Step 3: To view bike insurance quotes, enter your personal details like Name and Mobile Number.

Step 4: Select the most suitable bike insurance policy from various quotes displayed for your Hero HF Deluxe bike as per your requirements and budget.

Step 5: Pay online for the selected policy. You will receive the policy document via email.

Add-ons For Your Hero Hf Deluxe Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.

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Hero HF Deluxe Bike Insurance User Reviews

18 Reviews
Why did they insure their bike with InsuranceDekho
  • The InsuranceDekho operates with advanced and digital modes to complete the insurance processes in no time. I purchased a Royal Sundaram insurance policy for my Hero HF Deluxe bike through online operations and without any paperwork.
    Complete digital operationsRoyal Sundaram10th August, 2020
  • The InsuranceDekho portal holds a wide range of add-on options for Digit bike insurance. The insurance platform offered me different options to choose from to insure my Hero HF Deluxe bike at the most affordable rates.
    Multiple add-on optionsDigit5th August, 2020
  • Not only was it easy to buy bike insurance policy at InsuranceDekho, but also to renew my Bajaj Allianz policy from them. I bought the policy for my Hero HF Deluxe bike and was so satisfied with the policy so I decided to renew it only.
    Easy renewal at InsuranceDekhoBajaj Allianz27th July, 2020
  • The InsuranceDekho portal operates with advanced and digital modes to complete the insurance processes. I purchased a Bajaj Allianz policy for my Hero HF Deluxe bike through online operations and without any paperwork.
    Complete digital operationsBajaj Allianz20th July, 2020
  • The InsuranceDekho platform holds a wide range of add-on options of Digit insurance. The insurance portal offered me multiple options to choose from to insure my Hero HF Deluxe bike.
    Different add-on optionsDigit14th July, 2020
  • I purchased a Magma bike insurance plan from InsuranceDekho portal. I made a claim request for my Hero HF Deluxe bike and got it quickly settled with the assistance of InsuranceDekho executives. Thanks to their entire team.
    Quick settlements of claimsMagma10th July, 2020
  • Universal Sompo insurance offers a wide range of bike insurance add-ons on InsuranceDekho platform. I got several choices to opt for through the platform to insure my Hero HF Deluxe bike.
    Multiple add-on optionsUniversal Sompo3rd July, 2020
  • It's the easiest way to renew insurance plan
    VINOTHKUMAR KHero HF Deluxe BS4, SalemICICI Lombard15th May, 2020
  • Good, fast and easy service
    ANIL KUMARHero HF Deluxe, narnaulIFFCO Tokio13th May, 2020
  • Good experience to work with InsuranceDekho.
    ASHOK KACHHI HF Deluxe, JabalpurIFFCO Tokio10th May, 2020
Write a Review

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Hero Hf Deluxe FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Hero Hf Deluxe bikes?

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the bike insurers with impressive claim settlement ratio for Hero Hf Deluxe bikes.

  • 2

    From where can I purchase insurance for my Hero Hf Deluxe bike?

    You can compare bike insurance policies offered by all the top-rated insurers in India for Hero Hf Deluxe at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes.

  • 3

    Which are the insurance add-ons for Hero Hf Deluxe bikes?

    The most opted insurance add-ons with Hero Hf Deluxe bikes include zero depreciation add-on, NCB (No Claim Bonus) cover and consumable cover among others.

  • 4

    What all documents do I need to get my Hero Hf Deluxe bike insurance renewed?

    You can get your Hero Hf Deluxe bike insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date 3 Vehicle Registration Number

*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.