Hero Maestro Insurance

A rider should carry the below mentioned documents at the time of riding their Hero Maestro bike on the public roads in India:

• A valid driving license
• Registration Certificate
• Active Bike insurance Policy be it photocopy/softcopy/printout
• Pollution Under Control(PUC) Certificate

As a bike rider, ensure that all the necessary documents that you're carrying should be up to date. These documents should not be expired. In case, you hold any physical copies then protect them from getting damaged. Moreover, it is always advisable to keep a soft copy of all the documents alongside the hard copies.

Yes, according to the Indian Motor Tariff Act, it is significant to buy a two wheeler insurance plan for both new as well as second hand Hero Maestro bikes. You can purchase a two wheeler insurance policy online for your Hero Maestro bike in two ways i.e either you can buy directly from the official website of the insurance company or you can purchase it from InsuranceDekho. At InsuranceDekho, you can make comparisons of various different policies offered by different insurance companies and select the best policy as per your individual requirement and budget.

Insured Declared Value or IDV of your Hero Maestro bike works as a base when we talk about calculation of your bike insurance policy’s cost. If a policyholder declares a higher value, then the bike insurance policy cost will also increase. While, in case, a policyholder sets a lower Insured Declared Value, if there is total loss, then they may receive a lower amount in such a case. Therefore, it is significant to set a correct Insured Declared Value at the time of purchasing a two wheeler insurance plan.

A policyholder can make the below mentioned changes in their two-wheeler insurance policy:

• You can make changes to the details related to your bike like registration number etc.
• You can make changes to your personal details such as address, contact information, name, etc.
• Select a different coverage option
• Make changes to include add on covers in the bike insurance plan

It is recommended to fill in all the details correctly before buying a two-wheeler insurance policy so that you are not required to make a lot of changes after buying the insurance plan.

Given below are the list of factors that will have an impact on your Hero Maestro bike insurance premium quote:

• Bike’s Make
• Bike’s Model and Variant
• Bike’s Age
• Insured Declared Value (IDV)
• Claim history
• Type of coverage
• Anti-theft devices
• Number of add-ons
• Deductibles

A comparison of two-wheeler insurance plans before purchasing helps an individual in understanding all the different options available in the market. Once, a policyholder is aware of their needs and budget, then they are capable enough of making a well-informed decision. They should not only compare different policies offered by different insurance providers but also compare different policies provided by the same insurance company. A policyholder should compare different insurance policies in order to avail the following benefits:

• Get an ideal bike insurance policy
• Get better services
• Get sufficient coverage at a lower premium
• Get enhanced coverage alongside various add-on options
• Helps the policyholder in making a well-informed decision

A policyholder can buy any number of add-on covers as there is no limitation on it. However, it is advisable to purchase only those additional covers that meet your needs as it would assist you to keep the insurance premium for your Hero Maestro bike insurance policy from rising, due to the fact that add-ons increase the premium amount.

You can avail the following benefits if you renew your Hero Maestro bike insurance policy on time:

• Your Hero Maestro bike remains insured and protected
• Your Hero Maestro bike insurance policy stays active
• You are not required to face any bike inspection again
• In case no claims are raised by you in the previous policy tenure, you are eligible for no claim bonus
• Charges related to a break in policy are not levied