Hero Splendor Insurance

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​How to Buy Insurance for ​​​​Hero Splendor Plus​ via InsuranceDekho

Hero Splendor Plus Bike Insurance Summary

Hero Splendor Plus is a basic commuter bike available in 3 variants and 4 colors in India. The bike is powered by an iconic 97.2 cc air-cooled, single cylinder ‘Sloper’ engine and has a 9.8 L of fuel capacity. The 110 kg bike, Hero Splendor Plus comes with alloy wheels in all its variants and has an optional electric start system. It has a CBS system, a preload adjustable rear suspension, and a fully analogue affair when it comes to instrumentation. The bike has simple and trustworthy mechanicals and is one of the highest two-wheeler sellers in the country, the reason being that it is simple and easy to maintain.

Hero Splendor Plus Insurance

Basic legal requirement to ride a Hero Splendor bike on Indian roads is to own a third party bike insurance policy. If you do not own one or in case your bike insurance policy is lapsed, then you will be punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months. Apart from saving you from getting punished, a third party bike insurance policy also protects you from damages caused to the third party’s property, vehicle, or bodily injuries. So, you must have at least a third party bike insurance policy and renew it from time to time. You can also extend your coverage by purchasing a standalone own-damage bike insurance policy or a comprehensive bike insurance policy.

Types of Insurance Cover

  1. Third Party Bike Insurance Policy: Third party bike insurance policy is mandatory in India. It protects you against legal liabilities in case of a misfortune event like death or injury caused to a third party who is not in the insurance contract. The policy offers you protection from such liabilities for up to Rs. 1 lakh.
  2. Standalone Own-Damage Bike Insurance Policy: Standalone own damage bike insurance policy protects you against the damages sustained by your own bike. But even if you have a standalone own damage bike insurance policy, having a third party bike insurance policy remains a must.
  3. Comprehensive Bike Insurance Policy: If you purchase a comprehensive bike insurance policy, then you can avail the benefits of both third party bike insurance policy and standalone own-damage bike insurance policy. You can also enhance policy coverage by purchasing add-on covers like zero depreciation, roadside assistance, etc.

How to Buy Insurance for Hero Splendor Plus from InsuranceDekho

Buying bike insurance policy for Hero Splendor bike insurance policy online at InsuranceDekho is very easy. All you need to do is follow the easy steps given below:

Step 1: Visit www.insurancedekho.com.

Step 2: Select ‘Bike’ and enter your bike’s number. Click on the ‘Get your Quotes’. If you do not know or remember your bike’s number, then please enter its brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your personal details like Name and Mobile Number. You will see multiple quotes on your screen.

Step 4: From various quotes displayed, select the most suitable bike insurance policy for your Hero Splendor Plus bike as per your budget and requirements.

Step 5: Pay premium online for the selected bike insurance policy. You will receive the policy document via email.

Add-ons For Your Hero Splendor Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

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Hero Splendor Plus Bike Insurance User Reviews

20 Reviews
Why did they insure their bike with InsuranceDekho
  • Compare and select quotes
    The InsuranceDekho platform gave me many policy quotes to compare and choose from. With their offering, I chose the Tata...
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    Tata AigBy Shantanu JohriOn:30th September, 2020
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    The InsuranceDekho portal opened several bike insurance policy quotes for me to compare and choose the most suitable one...
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    Bajaj AllianzBy Samar SinghOn:9th September, 2020
  • Exceptional claim settlement
    A few days back I met with an accident and got my bike damaged. But, after that I did not experience any problem in gett...
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    KotakBy Jaidev SinghalOn:2nd September, 2020
  • Exceptional claim settlement
    I did not experience any trouble in getting my bike insurance claim settled with New India insurance cover due to the gu...
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    New IndiaBy Hemant GoyalOn:17th August, 2020
  • Compare and choose quotes
    The InsuranceDekho team offered me several insurance policy quotes to compare and choose and one of my choices. With the...
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    Future GeneraliBy Saurabh KatariaOn:13th August, 2020
  • Exceptional claim settlement
    I did not experience any trouble in getting my bike insurance claim settled with Universal Sompo insurance policy due to...
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    Universal SompoBy Hemant GargOn:7th August, 2020
  • Compare and choose quotes
    The InsuranceDekho team offered me various insurance quotes to compare and choose an insurance policy of my choice. With...
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    Royal SundaramBy Somansh LambaOn:30th July, 2020
  • Exceptional claim settlement
    I did not have to face any trouble in getting my bike insurance claim settled with Kotak insurance policy due to the ass...
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    KotakBy Hemant GargOn:28th July, 2020
  • Website has all the information
    InsuranceDekho’s website has all the information one would want at the time of buying a bike insurance policy. I bought ...
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    Hdfc ErgoBy Shoojit NarangOn:27th July, 2020
  • Rapid claim procedure
    The InsuranceDekho portal provided me with the fastest claim procedure and settled my claim for Raheja QBE plan in just ...
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    Raheja QbeBy Yashish TomarOn:16th July, 2020
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.