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Pramerica Life Term Insurance User Reviews

103 reviews Rate This
Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Pramerica
4.9
Based on
103 User reviews

  • A quick process

    The entire process of buying the Pramerica Life U-Protect plan from InsuranceDekho was so quick that I hardly had to worry about spending a lot of time buying it. It took only a few minutes to complete the entire process of buying the Pramerica Life U-Protect plan from InsuranceDekho. 

    M
    Manisha Sharma
    On: Jun 21, 2022

  • Unmatched features

    The Pramerica Life U-Protect plan available on InsuranceDekho had such features to offer that I was truly amazed. The plan not only fitted my budget but also provided me with a bunch of additional benefits.

    N
    Namrata Verma
    On: Jun 20, 2022

  • No additional charges

    The process of buying the Pramerica Life U-Protect plan from InsuranceDekho required no involvement of a third party. I was able to do it all by myself and was thus able to save any additional charges as well.

    H
    Himani Jain
    On: Jun 16, 2022

  • Effortless service

    While buying the Pramerica Life U-Protect plan from InsuranceDekho, I was delighted to experience such effortless service from the team. The team assisted and guided me throughout and made the process of buying the Pramerica Life U-Protect plan no less than a cakewalk.

    A
    Aashish Kumar
    On: Jun 15, 2022

  • Received the best suggestions

    Initially, while buying the Pramerica Life U-Protect plan, I was a little confused about the plan. But, thanks to the experts at InsuranceDekho who provided me with the best suggestions and made me confident about buying the Pramerica Life U-Protect plan. 

    A
    Ayesha Ali
    On: Jun 13, 2022

  • A mind-blowing plan

    Pramerica Life U-Protect plan is definitely a mind-blowing plan in all possible ways. The plan had so many additional features and offered tons of benefits for the delight of customers and this is why I was easily able to Pramerica Life U-Protect plan from InsuranceDekho in a flash. 

    G
    Garima Kohli
    On: Jun 10, 2022

  • Easy to explore the website

    While buying the Pramerica Life U-Protect plan, I was very impressed that InsuranceDekho had such a website that simply made the entire process very smooth for me. I was able to dig all the relevant information easily, thanks to the user-friendly interface of the InsuranceDekho website.

    D
    Daniya
    On: Jun 09, 2022

  • I bought it without hesitation.

    The purchasing process on the InsuranceDekho website is straightforward. I purchased the Pramerica Life U-Protect plan from their website. The procedure was simple and straightforward. I was able to buy it in a short amount of time. 

    D
    Dhwani Sharma
    On: May 30, 2022

  • Simple payment procedure

    InsuranceDekho assisted me in purchasing the Pramerica Life U-Protect plan. The payment procedure was straightforward and simple. Netbanking, e-wallets, and credit/debit cards were all accepted methods of payment. Making the payment was straightforward for me. 

    M
    Meenakshi Chandelia
    On: May 27, 2022

  • Purchase a term plan within minutes

    I bought a Pramerica Life U-Protect plan from InsuranceDekho and was pleasantly surprised at how simple it was to do so. This policy was purchased in less than 5 minutes. The lack of paperwork and the use of all digital processes was incredible and time-saving. This plan is inexpensive and provides extensive coverage. 

    G
    Guddi Bhandari
    On: May 26, 2022

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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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