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Pramerica Life Term Insurance Premium Calculator

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Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

Pramerica Life Insurance offers a premium calculator which can be used to calculate the premium of term insurance. The calculator can be found on the InsuranceDekho website. The calculator is free, and it is accurate in terms of the premium that would be there for a particular term insurance policy. The potential policyholder can calculate the premium beforehand and then make an informed decision and purchase a plan which is permitted by his/her financial scenario at the time.

How to Use Pramerica Term Insurance Premium Calculator?

The process of premium calculation for the Pramerica Life Insurance Company’s term insurance is swift and easy. If you are new to the process, then to calculate the premium, you just have to follow the given steps:

Step 1: Visit InsuranceDekho website to find and open the DHFL Pramerica term insurance premium calculator, which can be found in the Life Insurance section.

Step 2: Put in the details asked. These include age, gender, policy term, and assured term. After the submission of details, your premium can be worked out by clicking calculate.

Step 3: The calculated premium can be altered by altering the entered factors, which are age, gender, policy term, and sum assured to reflect your preferred investment amount.

Pramerica Term Insurance Premium Calculator Benefits

Pramerica Term Insurance Premium Calculator offers the following benefits:

  • Accurate Calculation: The premium calculator is very precise in its calculation, and it calculates the exact premium amount.
  • Free of Cost: The DHFL Pramerica term insurance premium calculator is free, and there are no charges to use it.
  • Make an Informed Decision: The calculator is exact in calculating the premium amounts of Pramerica term insurance policies; thus, you make an informed decision about a purchase.
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Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Age

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best Pramerica Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
See More Plans

User Reviews

4.9
Rating based on
103 User reviews
Write your review
What users are saying
  • All
  • Nice Company

    I wanted to buy a term insurance plan and I found the insuranceDekho company in that process. At InsuranceDekho Online platform, they have many features like comparing online, customer service, and a variety of term plans. I Purchased the Pramerica Term Insurance policy easily. My experience with InsuranceDekho was very nice. Thank You, team!

    Read More

    R
    Pramerica
    By Rahul Panwar
    On: Feb 15, 2024
  • Smooth Process

    The entire process of buying the Pramerica term insurance plan from InsuranceDekho was an easy one. With the guidance of the expert customer team members, the overall procedure was simplified and I was easily able to buy the pramerica term insurance plan from InsuranceDekho.

    Read More

    S
    Pramerica
    By Shivani Sinha
    On: Dec 18, 2023
  • Term Insurance - A Lifeline

    InsuranceDekho became our lifeline when we needed a term insurance policy. Their expert advice and support made a world of difference with the Pramerica Term Insurance- Life TruShield Plan- Term Insurance.

    Read More

    M
    Pramerica
    By Mansi Bhandari
    On: Nov 09, 2023
  • Easy Application Process

    Applying for the Pramerica Life Term Insurance Policy with InsuranceDekho was incredibly easy and convenient, thanks to their user-friendly online platform.

    Read More

    S
    Pramerica
    By Swapnil Goswamy
    On: Sep 13, 2023
  • Knowledgeable customer care te...

    I wanted to purchase a plan that did not overshoot my budget and provided me good coverage so I contacted the helpline number of InsuranceDekho. The executive listened to my requirements and recommended I purchase the Pramerica Life Term Insurance Policy as it best suited my requirements under my defined budget.

    Read More

    A
    Pramerica
    By Abhay Raj
    On: Aug 28, 2023
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

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Pramerica Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Can riders be added to Pramerica Term Insurance and what happens to the premium amount?

    Yes, Riders can be added in a Pramerica term insurance, and the premium amount increases after addition of riders.

  • Does the Pramerica term insurance premium calculator take a lot of time to calculate the premium amount?

    No, the calculation is a task completed within minutes from start to end. If only calculation is taken into account without considering the entry of details, it is a task of seconds.

  • Where can one find the premium calculation calculator for Pramerica term insurance?

    The Pramerica term insurance can be easily accessed at the InsuranceDekho website in the life insurance section.

  • Is the premium amount calculated by Pramerica term insurance premium calculator exact?

    Yes, the premium calculated is exact even when you go for purchase. The only scenarios where premium can vary is if you add a new rider to the original policy or your smoking habit can affect the end premium. Disclosure of smoking information is essential; otherwise, the policy may be rendered null and void by the company for fraud due to non-disclosure of information. 

  • What factors help to determine the Pramerica Term Insurance premium calculation?

    Factors which are crucial in the determination of the premium amount are the type of plan, insurance amount, policy term, your age, and gender. They affect the premium amount of Pramerica term insurance.

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