Can riders be added to Pramerica Term Insurance and what happens to the premium amount?

Yes, Riders can be added in a Pramerica term insurance, and the premium amount increases after addition of riders.

Does the Pramerica term insurance premium calculator take a lot of time to calculate the premium amount?

No, the calculation is a task completed within minutes from start to end. If only calculation is taken into account without considering the entry of details, it is a task of seconds.

Where can one find the premium calculation calculator for Pramerica term insurance?

The Pramerica term insurance can be easily accessed at the InsuranceDekho website in the life insurance section.

Is the premium amount calculated by Pramerica term insurance premium calculator exact?

Yes, the premium calculated is exact even when you go for purchase. The only scenarios where premium can vary is if you add a new rider to the original policy or your smoking habit can affect the end premium. Disclosure of smoking information is essential; otherwise, the policy may be rendered null and void by the company for fraud due to non-disclosure of information.

What factors help to determine the Pramerica Term Insurance premium calculation?

Factors which are crucial in the determination of the premium amount are the type of plan, insurance amount, policy term, your age, and gender. They affect the premium amount of Pramerica term insurance.

Pramerica Life Term Insurance Premium Calculator

65 reviews

Highlights

Claim Settlement Ratio	98.61%
Customer Care	Mon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For	560 Policies
Inception	2013
Presence	138 Offices
Total Death Benefit Paid	22.44 Crore

Pramerica Term Insurance Mediclaim Policy Premium Calculator

Pramerica Life Insurance offers a premium calculator which can be used to calculate the premium of term insurance. The calculator can be found on the InsuranceDekho website. The calculator is free, and it is accurate in terms of the premium that would be there for a particular term insurance policy. The potential policyholder can calculate the premium beforehand and then make an informed decision and purchase a plan which is permitted by his/her financial scenario at the time.

How to Use Pramerica Term Insurance Premium Calculator?

The process of premium calculation for the Pramerica Life Insurance Company’s term insurance is swift and easy. If you are new to the process, then to calculate the premium, you just have to follow the given steps:

Step 1: Visit InsuranceDekho website to find and open the DHFL Pramerica term insurance premium calculator, which can be found in the Life Insurance section.

Step 2: Put in the details asked. These include age, gender, policy term, and assured term. After the submission of details, your premium can be worked out by clicking calculate.

Step 3: The calculated premium can be altered by altering the entered factors, which are age, gender, policy term, and sum assured to reflect your preferred investment amount.

Pramerica Term Insurance Premium Calculator Benefits

Pramerica Term Insurance Premium Calculator offers the following benefits:

Accurate Calculation: The premium calculator is very precise in its calculation, and it calculates the exact premium amount.
Free of Cost: The DHFL Pramerica term insurance premium calculator is free, and there are no charges to use it.
Make an Informed Decision: The calculator is exact in calculating the premium amounts of Pramerica term insurance policies; thus, you make an informed decision about a purchase.

Gender

Male
Female

Date of Birth

Do you smoke or chew tobacco?

Yes
No

Choose required coverage to secure your family’s future

50L

1Cr

1.5Cr

2Cr

Coverage

Disclaimer :

1. Premium has been calculated for coverage till 60 years

2. Eligibility depends on income, occupation and educational qualification

Pramerica Life Term Insurance Plan List

Name of Plan	Sum Assured
Life TruShield PlanPopular	20 lac - 10 cr	Get Quotes Now

Pramerica Term Insurance User Reviews

5.0

Rating based on

65 User reviews

What users are saying

Good-to-go plan
The Pramerica Life Term Insurance Plan that I bought from the InsuranceDekho website is a good term in...
Read More
M
Pramerica
By Manu
On: Mar 22, 2023
Read some amazing content
The InsuranceDekho website is flooded with amazing content. While buying the Pramerica Life Term Insur...
Read More
R
Pramerica
By Ruma Kapoor
On: Mar 17, 2023
Bought a good term plan
Pramerica Life U-Protect plan is an amazing plan and I am very thankful to InsuranceDekho for providing me suc...
Read More
N
Pramerica
By Niharika Verma
On: Feb 21, 2023
The easy claim settlement proc...
I filed a claim on the InsuranceDekho website since I was secured with the Pramecia term plan. The process was...
Read More
M
Pramerica
By Manya Kaur
On: Feb 14, 2023
Amazing term plan
The Pramerica Life U-Protect plan available on InsuranceDekho in my opinion is one of the most amazing term pl...
Read More
K
Pramerica
By Kanika Goyal
On: Jan 24, 2023

View All Pramerica Life Term Insurance Reviews

Explore Pramerica Term Insurance

Why to Buy Term Insurance Policy Online from InsuranceDekho

Tax benefit upto 1,50,000*
Claim support everyday 10AM-7PM
45 Lacs+ happy customers

Pramerica Life Term Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Pramerica Life Term Insurance
1800-102-7070Mon to Sat 9:30 AM to 6:30 PM
contactus@pramericalife.in

Claim Process at Pramerica Life Term Insurance

1
Claim Intimation
In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
2
Submission of Documents
Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
3
Claim Evaluation
Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
4
Claim Settlement
If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Pramerica Life Term Insurance Premium Calculator FAQs

Can riders be added to Pramerica Term Insurance and what happens to the premium amount?
Yes, Riders can be added in a Pramerica term insurance, and the premium amount increases after addition of riders.
Does the Pramerica term insurance premium calculator take a lot of time to calculate the premium amount?
No, the calculation is a task completed within minutes from start to end. If only calculation is taken into account without considering the entry of details, it is a task of seconds.
Where can one find the premium calculation calculator for Pramerica term insurance?
The Pramerica term insurance can be easily accessed at the InsuranceDekho website in the life insurance section.
Is the premium amount calculated by Pramerica term insurance premium calculator exact?
Yes, the premium calculated is exact even when you go for purchase. The only scenarios where premium can vary is if you add a new rider to the original policy or your smoking habit can affect the end premium. Disclosure of smoking information is essential; otherwise, the policy may be rendered null and void by the company for fraud due to non-disclosure of information.
What factors help to determine the Pramerica Term Insurance premium calculation?
Factors which are crucial in the determination of the premium amount are the type of plan, insurance amount, policy term, your age, and gender. They affect the premium amount of Pramerica term insurance.