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Pramerica Life Term Insurance Premium Calculator

65 reviews Rate This
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Presence138 Offices
Total Death Benefit Paid22.44 Crore

Pramerica Term Insurance Mediclaim Policy Premium Calculator

Pramerica Life Insurance offers a premium calculator which can be used to calculate the premium of term insurance. The calculator can be found on the InsuranceDekho website. The calculator is free, and it is accurate in terms of the premium that would be there for a particular term insurance policy. The potential policyholder can calculate the premium beforehand and then make an informed decision and purchase a plan which is permitted by his/her financial scenario at the time.

How to Use Pramerica Term Insurance Premium Calculator?

The process of premium calculation for the Pramerica Life Insurance Company’s term insurance is swift and easy. If you are new to the process, then to calculate the premium, you just have to follow the given steps:

Step 1: Visit InsuranceDekho website to find and open the DHFL Pramerica term insurance premium calculator, which can be found in the Life Insurance section.

Step 2: Put in the details asked. These include age, gender, policy term, and assured term. After the submission of details, your premium can be worked out by clicking calculate.

Step 3: The calculated premium can be altered by altering the entered factors, which are age, gender, policy term, and sum assured to reflect your preferred investment amount.

Pramerica Term Insurance Premium Calculator Benefits

Pramerica Term Insurance Premium Calculator offers the following benefits:

  • Accurate Calculation: The premium calculator is very precise in its calculation, and it calculates the exact premium amount.
  • Free of Cost: The DHFL Pramerica term insurance premium calculator is free, and there are no charges to use it.
  • Make an Informed Decision: The calculator is exact in calculating the premium amounts of Pramerica term insurance policies; thus, you make an informed decision about a purchase.

Term Life Insurance Premium Calculator


  • Male
  • Female

Date of Birth


Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Pramerica Life Term Insurance Plan List

    Name of PlanSum Assured
    Life TruShield Plan20 lac - 10 cr Get Quotes Now

    Pramerica Term Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Good-to-go plan

        The Pramerica Life Term Insurance Plan that I bought from the InsuranceDekho website is a good term in...

      Read More
      By Manu
      On: Mar 22, 2023
    • Read some amazing content

        The InsuranceDekho website is flooded with amazing content. While buying the Pramerica Life Term Insur...

      Read More
      By Ruma Kapoor
      On: Mar 17, 2023
    • Bought a good term plan

      Pramerica Life U-Protect plan is an amazing plan and I am very thankful to InsuranceDekho for providing me suc...

      Read More
      By Niharika Verma
      On: Feb 21, 2023
    • The easy claim settlement proc...

      I filed a claim on the InsuranceDekho website since I was secured with the Pramecia term plan. The process was...

      Read More
      By Manya Kaur
      On: Feb 14, 2023
    • Amazing term plan

      The Pramerica Life U-Protect plan available on InsuranceDekho in my opinion is one of the most amazing term pl...

      Read More
      By Kanika Goyal
      On: Jan 24, 2023
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    Why to Buy Term Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 1,50,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers

    Pramerica Life Term Insurance Contact Details

    Reach us for help anytime

    Claim Process at Pramerica Life Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

    Pramerica Life Term Insurance Premium Calculator FAQs

    • Can riders be added to Pramerica Term Insurance and what happens to the premium amount?

      Yes, Riders can be added in a Pramerica term insurance, and the premium amount increases after addition of riders.

    • Does the Pramerica term insurance premium calculator take a lot of time to calculate the premium amount?

      No, the calculation is a task completed within minutes from start to end. If only calculation is taken into account without considering the entry of details, it is a task of seconds.

    • Where can one find the premium calculation calculator for Pramerica term insurance?

      The Pramerica term insurance can be easily accessed at the InsuranceDekho website in the life insurance section.

    • Is the premium amount calculated by Pramerica term insurance premium calculator exact?

      Yes, the premium calculated is exact even when you go for purchase. The only scenarios where premium can vary is if you add a new rider to the original policy or your smoking habit can affect the end premium. Disclosure of smoking information is essential; otherwise, the policy may be rendered null and void by the company for fraud due to non-disclosure of information. 

    • What factors help to determine the Pramerica Term Insurance premium calculation?

      Factors which are crucial in the determination of the premium amount are the type of plan, insurance amount, policy term, your age, and gender. They affect the premium amount of Pramerica term insurance.

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