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Pramerica Life Term Insurance User Reviews

103 reviews Rate This
Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
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Rating of Pramerica
4.9
Based on
103 User reviews

  • Useful information was available on the website

    The website of InsuranceDekho provided me with a lot of useful information that made it easier for me to buy an apt term plan. After exploring the benefits of each plan, I finally decided to buy the Pramerica Life U-Protect plan and would say that it had been an amazing experience. 

    P
    Pawan Negi
    On: Sep 22, 2022

  • Online term calculator

    With the help of the online term calculator available on InsuranceDekho, I was able to calculate the premium for all the available plans. The online term calculator helped me to calculate the premium quickly and finally, I bought the Pramerica Life U-Protect plan from InsuranceDekho. 

    S
    Seema Sahay
    On: Sep 02, 2022

  • Relevant information is available on the website

    The website of InsuranceDekho had relevant information about the different term plans. I went through all of these on the website of InsuranceDekho and finally made my decision to buy the Pramerica Life U-Protect plan from InsuranceDekho. 

    P
    Prashant Singh
    On: Sep 01, 2022

  • The policy was renewed on time

    I bought the Pramerica Life U-Protect plan from InsuranceDekho a year back. So, when the time came for renewing the policy, the team of InsuranceDekho updated me about the renewal date. So, I faced no problem while renewing the Pramerica Life U-Protect plan on InsuranceDekho. 

    R
    Rashika Singh
    On: Aug 29, 2022

  • The policy was issued on time

    I just had to complete a few relevant steps to get my policy issued for the Pramerica Life U-Protect plan. I submitted all the documents online and my policy for the Pramerica Life U-Protect plan was issued in a matter of a few minutes. 

    H
    Heena Raj
    On: Aug 19, 2022

  • Offers wide coverage

    After exploring so many term insurance plans, I finally decided to buy the Pramerica Life U-Protect plan from InsuranceDekho. This amazing plan offers wide coverage and the best part is that it is extremely reasonably priced as well.

    N
    Nivedita Saxena
    On: Aug 16, 2022

  • Online term calculator

    I used the online term calculator available on InsuranceDekho’s website to calculate the premium for all the available term plans. And finally, I bought the Pramerica Life U-Protect plan from InsuranceDekho as it matched my budget.

    M
    Manya Verma
    On: Aug 10, 2022

  • Effective communication

    The communication process was extremely smooth when I was buying IndiaFirst Guaranteed Protection from InsuranceDekho. The team of InsuranceDekho was prompt in their response and ensured that I faced no problem while buying IndiaFirst Guaranteed Protection from InsuranceDekho.

    S
    Saket Dubey
    On: Aug 09, 2022

  • The policy was issued on time

    The overall process of buying the Pramerica Life U-Protect plan from InsuranceDekho was so quick that the policy was issued in a flash. As I faced no problem while buying the Pramerica Life U-Protect plan from InsuranceDekho, the time for issuing the policy was hardly 5 minutes. 

    A
    Amisha Verma
    On: Aug 09, 2022

  • Both online and offline process was available

    The good part about buying the Pramerica Life U-Protect plan from InsuranceDekho is that there was both an online and offline process that was available. I decided to go with the online process as I wanted to buy the Pramerica Life U-Protect plan from the comfort of my home. 

    T
    Tanisha Lahiri
    On: Aug 05, 2022

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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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