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Pramerica Life Term Insurance User Reviews

103 reviews Rate This
Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Pramerica
4.9
Based on
103 User reviews

  • Bought a good term plan

    Pramerica Life U-Protect plan is an amazing plan and I am very thankful to InsuranceDekho for providing me with such a good term plan that not only fits my budget but also fits all my requirements. I was able to purchase this plan without any hassle within a few minutes. I am genuinely happy and impressed with InsuranceDekho. Thanks to the team!. 

    N
    Niharika Verma
    On: May 23, 2022

  • A good plan, finally

    I had wasted far too much time seeking a viable long-term strategy. I'm overjoyed that I was able to find the Pramerica Life Family Income Term Insurance plan. I'm happy to report that I bought it after consulting the InsuranceDekho staff. For anyone searching for a great term plan at a cheap premium rate, I strongly recommend this plan. 

    B
    Bharti Kapoor
    On: May 20, 2022

  • Several plan choices

    On the InsuranceDekho website, you can choose from a variety of plan alternatives. I recently went to their website and chose the Pramerica Life Family Income Term Insurance plan. The plan is distinct in that it includes a variety of features and perks. The plan was fantastic. 

    N
    Natasha Soni
    On: May 10, 2022

  • Various companies and plans

    The best thing about InsuranceDekho is that I was able to compile a list of insurers depending on their claim settlement rates. The insurance information on the internet gave me the confidence to choose and buy the Pramerica Life Family Income Term Insurance Plan from InsuranceDekho. 

    A
    Avinash
    On: May 09, 2022

  • Bought it without hesitation.

    The purchasing process on the InsuranceDekho website is straightforward. I bought the Pramerica Life Family Income Term Insurance plan from their website. The surgery was straightforward and painless. In a short period of time, I was able to purchase it.

    R
    Radhika Goel
    On: May 05, 2022

  • A plan that is beneficial

    The Pramerica Life Family Income Term Insurance Plan is a wonderful option. The plan includes all of the necessary advantages and features. This is an approach that I would advise everyone to use. It's a reasonable strategy. 

    N
    Nimrita Gupta
    On: May 04, 2022

  • Various plans are available.

    On the InsuranceDekho website, there are numerous plans to choose from. I chose the Canara eSmart Term Plan out of all of them because it suited all of my demands and criteria. The purchase has made me happy and delighted. 

    A
    Aakansha Chauhan
    On: May 03, 2022

  • Content with the services

    I was always guided by the team at InsuranceDekho so I had no issues buying my Pramerica Life Pramerica Life Saral Jeevan Bima plan. Moreover, the process was easy to follow. Great experience! 

    V
    Vibha Anand
    On: Jul 22, 2021

  • Seamless claim settlement

    Settling a claim under Pramerica Life TruShield Term Plan was seamless on InsuranceDekho. I intimated my carrier about the claim type and submitted the necessary documents. After the approval of the documents, the claim got settled. 

    A
    Anuradha Pattanayek
    On: Jul 15, 2021

  • Best service provider

    If you are looking for gathering reliable policy information, documentation or claim settlement on an efficient digital platform, you can visit InsuranceDekho. The website is the best service provider when it comes to online policy services. I hold Pramerica Life Insurance plan. 

    S
    Satish  Nandy
    On: Jun 29, 2021

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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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