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IndiaFirst Life Term Insurance User Reviews

149 reviews Rate This
Highlights
Claim Settlement Ratio96.81%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2009
Presence4,800 branches
Total Death Benefit PaidRs. 310.71 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best IndiaFirst Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of IndiaFirst
4.9
Based on
149 User reviews
  • Intuitive website

    The website of InsuranceDekho is designed in a way that even as a beginner, I faced no problem in buying a term insurance plan. I explored the different sections of the InsuranceDekho website and ended up buying the IndiaFirst Life Term Insurance policy. 

    V
    Veenu Shinde
    On: Apr 25, 2023
  • Availability of riders

    On InsuranceDekho’s website, I found information on different term insurance riders that help in increasing the coverage of the term insurance policy. While purchasing IndiaFirst Life Term Insurance Policy from InsuranceDekho I added a suitable rider to my policy. It was very easy to opt for a rider while purchasing the plan from the website. 

    P
    Pulkit Punj
    On: Apr 21, 2023
  • Quick issuance of the policy

    The buying process of a plan from the InsuranceDekho website is quick and easy. I recently bought the IndiaFirst Life Term Insurance plan from their website. The process was quick and easy and had no complications involved. Loved the plan for all its features and benefits. I would recommend this plan to all.  

    S
    Seher
    On: Apr 13, 2023
  • Hassle-free process

    The overall process of buying the IndiaFirst Life Term Insurance plan from InsuranceDekho was highly convenient. Right from the time of selecting the desired life insurance plan to going through the complete process, everything happened in a breeze. Divya Patel

    D
    Divya Patel
    On: Apr 11, 2023
  • The policies are up-to-date

    All the policies and information on the InsuranceDekho website are up-to-date. While looking through their articles, I bought IndiaFirst Life Term Insurance Policy for myself and would recommend it highly to someone who is looking for a term policy. 

    R
    Radhika Juneja
    On: Apr 06, 2023
  • Comprehensive coverage for a range of unexpected events

             IndiaFirst Life Term Insurance policy promises to protect me against any unforeseen situation. I bought this policy from the InsuranceDekho website. Happy with the purchase. 

    M
    Maira Sachdeva
    On: Apr 05, 2023
  • Trustworthiness of Agents and Brokers:

    The agents on the InsuranceDekho are very trustworthy and professional. While looking for term insurance, they didn't pressure me into buying a policy. They took the time to explain everything to me in detail and let me decide. I finally took the IndiaFirst Life Term Insurance Policy from them and am very happy with the decision. 

    R
    Rishabh Shukla
    On: Apr 03, 2023
  • Different companies with different plans

    One of the best features of InsuranceDekho is that you can find a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase the IndiaFirst Life Term Insurance Plan from them. 

    N
    Nitya Sachdeva
    On: Mar 28, 2023
  • Premium calculation

      The InsuranceDekho website is quite easy to use. I found an online premium calculator tool on the portal to compare the plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the IndiaFirst Life Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website   

    J
    Jasbir Bawa
    On: Mar 24, 2023
  • Easy renewal of the plan

      I bought the IndiaFirst Life Term Insurance Plan from the InsuranceDekho website, sometime back and visited them again to get it renewed. The process to do the same was quick and easy. All I had to do was to follow some simple steps and it was all done. Thanks to the team for helping throughout. 

    R
    Ritika Joshi
    On: Mar 22, 2023

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IndiaFirst Life Term Insurance Contact Details

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Claim Process at IndiaFirst Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the maximum term insurance policy term offered by IndiaFirst Life Insurance?

    IndiaFirst Life Insurance offers a maximum policy term of 40 years in their IndiaFirst Life Plan.

  • Do the riders available in IndiaFirst Life Insurance come at a cost?

    Yes, the riders in IndiaFirst Life Insurance term insurance are optional. You have to pay an additional premium to avail the benefits.

  • Can you purchase the IndiaFirst Life Insurance term insurance plan online?

    Yes, two plans, IndiaFirst Life Guaranteed Protection Plan and IndiaFirst Online Term Plan, are available online.

  • What does the accidental death coverage rider in IndiaFirst Life Insurance term insurance provide?

    An additional payout is available in the case of unnatural death by accident during the policy term.

  • How does the IndiaFirst Life Insurance term insurance plan help during a critical illness?

    IndiaFirst Term Insurance offers a lump sum payout in the event of diagnosis of a critical illness.