Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Home Life InsuranceTerm InsuranceICICI PrudentialUser Reviews

ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • Affordable plans

    InsuranceDekho's website offers affordable plans for its customers. This was the reason why I bought the ICICI Prudential IProtect term plan from their website. The plan has all the needful benefits and is a must-buy plan. Happy with the purchase. 

    Read More
    S
    Suraj Kumar
    On: Jan 31, 2022

  • Easy comparison

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs

    Read More
    S
    Sneha Singh
    On: Jan 28, 2022

  • Affordable plans

    I recently bought an ICICI Prudential IProtect term plan from the InsuranceDekho website. The plan was quite affordable and fitted my budget quite well. It also offered many benefits. I must say that it is worth buying a plan from the InsuranceDekho website. Also, I would recommend all of you to go with this plan.

    Read More
    T
    Tamanna Singh
    On: Jan 27, 2022

  • Dedicated support team

    InsuranceDekho has a knowledgeable customer support team that provides effective solutions for its customers. I had some queries related to my ICICI Pru IProtect Smart term plan and the customer support specialist helped me in purchasing it. 

    Read More
    S
    Satish Kumar
    On: Jan 20, 2022

  • Best term plans offered

    I wanted to purchase a term plan that fit my budget and provided me with good coverage. At InsuranceDekho I found some of the best term plans offered. I was able to compare several options at once. After comparing several term plans I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho. 

    Read More
    Y
    Yogesh Singh
    On: Jan 18, 2022

  • Time saver website

    All the time period insurance plan offerings such as renewal, claim settlement process, policy issuance is time-saving on InsuranceDekho’s website. By following the guidelines on the internet site it took me much less than 5 minutes to buy ICICI Pru IProtect Smart Plan. 

    Read More
    N
    Nayan Kumar
    On: Jan 17, 2022

  • Best term plans offered

    I wanted to purchase a term plan that fit my budget and provided me with good coverage. At InsuranceDekho I found some of the best term plans offered. I was able to compare several options at once. After comparing several term plans I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho. 

    Read More
    J
    Japesh Bisht
    On: Jan 13, 2022

  • Got an appropriate rider

    I had bought the ICICI Prudential IProtect time period format from InsuranceDekho 12 months in the past and I desired to adjust my time period design to enlarge the insurance of my time period sketch so I visited InsuranceDekho to be aware of about one-of-a-kind riders accessible underneath this plan. The records on the website I selected Accelerated Critical Illness rider with my time period insurance plan policy. 

    Read More
    S
    Sarvon Thakar
    On: Jan 12, 2022

  • Policy within minutes

    I wanted to purchase a term insurance policy without getting into hassles of paperwork so my friend suggested InsuranceDekho. I visited the website and purchased the ICICI Prudential IProtect Return of Premium term plan. Purchasing this plan from InsuranceDekho was a very task, no paperwork was required, the entire process was digital and time saving.

    Read More
    R
    Rahul Taneja
    On: Dec 30, 2021

  • Got a suitable rider

    I had purchased ICICI Prudential IProtect term plan from InsuranceDekho a year ago and I wanted to modify my term plan to increase the coverage of my term plan so I visited InsuranceDekho to know about different riders available under this plan. The information on the website I chose Accelerated Critical Illness rider with my term insurance policy.

    Read More
    K
    Kaushal Sahar
    On: Dec 28, 2021

User Reviews on ICICI Prudential Term Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Explore ICICI Prudential Term Insurance

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Term Insurance News

View All News

ICICI Term Insurance Contact Details

Reach us for help anytime

Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Buy Insurance Plans - Compare & Save Big*

View All Insurance Companies

Best Insurance Advisors in Your City.

FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

View All
Find the right ICICI Term Insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Insurance Calculators