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ICICI Term Insurance User Reviews

151 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

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1.5 Crore
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2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
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Rating of ICICI Prudential
4.6
Based on
151 User reviews

  • Dedicated customer assistance

    I had purchased ICICI Prudential IProtect Return of Premium term insurance plan from InsuranceDekho. While paying the premium I was having difficulties so I contacted the InsuranceDekho’s team. They understood my problem and provided me with a good alternative payment method. The services provided by the InsuranceDekho teams are top notch.  -

    R
    Ravinder Kaur
    On: Feb 05, 2022

  • Quick policy issuance

    I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits. 

    R
    Raj Aggarwal
    On: Feb 04, 2022

  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one.

    S
    Suraj Kumar
    On: Feb 03, 2022

  • Dedicated customer service

    The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase. 

    M
    Mitali Garg
    On: Feb 02, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.

    M
    Manya Mishra
    On: Feb 01, 2022

  • Affordable plans

    InsuranceDekho's website offers affordable plans for its customers. This was the reason why I bought the ICICI Prudential IProtect term plan from their website. The plan has all the needful benefits and is a must-buy plan. Happy with the purchase. 

    S
    Suraj Kumar
    On: Jan 31, 2022

  • Easy comparison

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs

    S
    Sneha Singh
    On: Jan 28, 2022

  • Affordable plans

    I recently bought an ICICI Prudential IProtect term plan from the InsuranceDekho website. The plan was quite affordable and fitted my budget quite well. It also offered many benefits. I must say that it is worth buying a plan from the InsuranceDekho website. Also, I would recommend all of you to go with this plan.

    T
    Tamanna Singh
    On: Jan 27, 2022

  • Dedicated support team

    InsuranceDekho has a knowledgeable customer support team that provides effective solutions for its customers. I had some queries related to my ICICI Pru IProtect Smart term plan and the customer support specialist helped me in purchasing it. 

    S
    Satish Kumar
    On: Jan 20, 2022

  • Best term plans offered

    I wanted to purchase a term plan that fit my budget and provided me with good coverage. At InsuranceDekho I found some of the best term plans offered. I was able to compare several options at once. After comparing several term plans I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho. 

    Y
    Yogesh Singh
    On: Jan 18, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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