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ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
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Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • The features are very distinctive

      The ICICI Prudential Term Insurance plan on InsuranceDekho offers various features that are accessible to the users without any hitch. All the information was gathered under one roof, so I didn't have to run around in search of different functions. 

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    M
    Misha Bajaj
    On: Mar 16, 2023

  • User-friendly website

      The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    Read More
    M
    Manya Mishra
    On: Mar 01, 2023

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    Read More
    M
    Manya Mishra
    On: Feb 16, 2023

  • Dedicated customer assistance

    I had purchased ICICI Prudential IProtect Return of Premium term insurance plan from InsuranceDekho. While paying the premium I was having difficulties so I contacted the InsuranceDekho’s team. They understood my problem and provided me with a good alternative payment method. The services provided by the InsuranceDekho teams are top notch.  

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    R
    Ravinder Kaur
    On: Feb 07, 2023

  • Wide variety of term plans

    At InsuranceDekho I found some of the best term insurance plans. InsuranceDekho offers some best term plans offered by some of the best insurance companies. I was able to compare different term plans according to my budget and requirements. I purchased ICICI Pru IProtect Smart Term Plan. 

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    N
    Nikita Arora
    On: Jan 31, 2023

  • Time saver website

    All the time period insurance plan offerings such as renewal, claim settlement process, and policy issuance is time-saving on InsuranceDekho’s website. By following the guidelines on the internet site it took me much less than 5 minutes to buy ICICI Pru IProtect Smart Plan.

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    N
    Nayan Kumar
    On: Jan 20, 2023

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.

    Read More
    M
    Manya Mishra
    On: Jan 11, 2023

  • User-friendly website

    The InsuranceDekho website is really user-friendly. I was able to easily search for numerous features, perks, and policy renewal information while purchasing the ICICI Prudential IProtect term plan. I purchased this term plan within a few minutes. I am glad I purchased this plan and would recommend it to anyone.

    Read More
    A
    Amit Singh
    On: Jan 04, 2023

  • Compared the plans at ease

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs. 

    Read More
    A
    Anushka S\ehra
    On: Dec 29, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    Read More
    M
    Manya Mishra
    On: Jun 23, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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