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ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
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Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • Unmatched features

    There is no doubt that theICICI Prudential Term Insurance Policy available on InsuranceDekho offers unmatched features. And the best part was that I was able to enjoy all the available benefits at a very affordable price. 

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    N
    Naresh Chaupal
    On: Jun 21, 2023

  • I was able to compare the different plans

    On the website of InsuranceDekho, I was easily able to compare the different term plans. I eventually bought the ICICI Prudential Term Insurance Policy only after comparing all the term plans and understanding the pros and cons of each plan.

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    S
    Saisha Atolia
    On: Jun 16, 2023

  • Easy Application Process

    The application process for the ICICI Prudential Term Insurance Policy was incredibly simple and hassle-free. I didn't have to go through extensive paperwork, and the online platform at InsuranceDekho made it convenient to complete the necessary formalities.

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    M
    Mahir Jain
    On: Jun 14, 2023

  • No Hidden Fees or Surprises

    I am pleased that the ICICI Prudential Term Insurance Policy has no hidden fees or surprises. They are transparent about the costs involved, and I know exactly what I am paying for without any unexpected charges. Thanks to InsuarnceDekho for the wonderful policy.

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    F
    Farida Khan
    On: Jun 07, 2023

  • Purchased at ease

    I bought the ICICI Prudential Term Insurance Policy from the InsuranceDekho website. I am happy that I bought this plan, now I feel secure for any future circumstances. It was easy to buy the plan. I just had to follow certain easy steps and complete the purchasing process. 

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    R
    Rahul Jain
    On: May 31, 2023

  • Substantial benefits

    The ICICI Prudential Term Insurance Policy has been a game-changer for me and my family. It offers substantial benefits at an affordable price, ensuring that my loved ones will be taken care of if anything happens to me. I appreciate the flexibility of the term length options. It's a practical and reliable solution that I'm glad I invested in.

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    S
    Sandeep Pujari
    On: May 29, 2023

  • Understood the benefits of a term plan

    With the help of the team members of InsuranceDekho, I was able to understand the benefits of different term plans easily. Upon understanding the benefits, I finally decided to buy the ICICI Prudential Term Insurance Policy from InsuranceDekho.

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    P
    Pankaj Dutta
    On: May 24, 2023

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected ICICI Prudential Term Insurance Policy from InsuranceDekho.

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    H
    Himanshi Solanki
    On: May 18, 2023

  • I got personalized advice at home

    The team of InsuranceDekho made a visit at home and helped me in selecting the desired term plan. So, I opted for personalized advice and bought the ICICI Prudential Term Insurance Policy from InsuranceDekho. 

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    M
    Mahima Joshi
    On: May 11, 2023

  • No need to do the paperwork

    I recently bought the ICICI Prudential Term Insurance policy from the InsuranceDekho website and I was very impressed to see that we did not have to do any paperwork.  I was able to upload the documents on the portal rather than submitting the paperwork. I was highly impressed by the paper-free policy issuance offered by InsuranceDekho. It is a very great initiative taken by the team to provide a seamless experience for everybody. 

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    S
    Suresh Tyagi
    On: May 08, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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