Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
HomeTerm InsuranceTerm Insurance CompaniesICICI Term Insurance

ICICI Term Insurance User Reviews

151 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of ICICI Prudential
4.6
Based on
151 User reviews

  • High claim settlement ratios

    While conducting research to purchase a good term insurance plan I found a list of insurance companies based on the claim settlement ratios. This list helped me choose an insurance provider I can fully rely on. Finally, I purchased an ICICI Prudential Term Insurance Policy.

    K
    Kunal Thankur
    On: Jul 31, 2023

  • Prompt Policy Delivery

    When I purchased my ICICI Prudential Term Insurance Policy from InsuranceDekho, I was impressed by the promptness of policy delivery. After completing the application process, I received my policy documents within a short period. This efficient service ensured that I had the necessary coverage in place without any unnecessary delays.

    M
    Meena Thiyam
    On: Jul 19, 2023

  • Online Paperwork

    I am pleased with the services offered by InsuranceDekho. I bought the ICICI Prudential Term Insurance Policy from the company’s website. I loved this online way of purchasing a term insurance policy. All paperwork was done online. Thanks to the customer support executives for helping me get secured with the best health plan. Recommendable job done by you guys! 

    T
    Tavish Sharma
    On: Jul 17, 2023

  • Budget-Friendly Premiums

    If you're on a tight budget, the ICICI Prudential Term Insurance Policy from InsuranceDekho is an attractive choice. The premiums are generally more affordable compared to other types of term insurance. I appreciated the flexibility to choose a coverage amount and term length that fit my financial situation comfortably. This policy allowed me to protect my family without straining my budget.

    S
    Shivani Bansal
    On: Jun 28, 2023

  • Transparent and Comprehensive Coverage

    The ICICI Prudential Term Insurance Policy I chose from InsuranceDekho offers transparent and comprehensive coverage. The policy documents clearly outline the benefits leaving no room for confusion. It's reassuring to know that my family will be well taken care of if need be.

    P
    Priyanka Panka
    On: Jun 23, 2023

  • Unmatched features

    There is no doubt that theICICI Prudential Term Insurance Policy available on InsuranceDekho offers unmatched features. And the best part was that I was able to enjoy all the available benefits at a very affordable price. 

    N
    Naresh Chaupal
    On: Jun 21, 2023

  • I was able to compare the different plans

    On the website of InsuranceDekho, I was easily able to compare the different term plans. I eventually bought the ICICI Prudential Term Insurance Policy only after comparing all the term plans and understanding the pros and cons of each plan.

    S
    Saisha Atolia
    On: Jun 16, 2023

  • Easy Application Process

    The application process for the ICICI Prudential Term Insurance Policy was incredibly simple and hassle-free. I didn't have to go through extensive paperwork, and the online platform at InsuranceDekho made it convenient to complete the necessary formalities.

    M
    Mahir Jain
    On: Jun 14, 2023

  • No Hidden Fees or Surprises

    I am pleased that the ICICI Prudential Term Insurance Policy has no hidden fees or surprises. They are transparent about the costs involved, and I know exactly what I am paying for without any unexpected charges. Thanks to InsuarnceDekho for the wonderful policy.

    F
    Farida Khan
    On: Jun 07, 2023

  • Purchased at ease

    I bought the ICICI Prudential Term Insurance Policy from the InsuranceDekho website. I am happy that I bought this plan, now I feel secure for any future circumstances. It was easy to buy the plan. I just had to follow certain easy steps and complete the purchasing process. 

    R
    Rahul Jain
    On: May 31, 2023

User Reviews on ICICI Prudential Term Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

View All News

ICICI Term Insurance Contact Details

Reach us for help anytime

Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Buy Insurance Plans - Compare & Save Big*

View All Insurance Companies

Best Insurance Advisors in Your City.

FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

View All
Find the right ICICI Term Insurance for you
By clicking, I agree to *terms & conditions and privacy policy.

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Insurance Calculators