ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Unmatched features
There is no doubt that theICICI Prudential Term Insurance Policy available on InsuranceDekho offers unmatched features. And the best part was that I was able to enjoy all the available benefits at a very affordable price.
Read MoreI was able to compare the different plans
On the website of InsuranceDekho, I was easily able to compare the different term plans. I eventually bought the ICICI Prudential Term Insurance Policy only after comparing all the term plans and understanding the pros and cons of each plan.
Read MoreEasy Application Process
The application process for the ICICI Prudential Term Insurance Policy was incredibly simple and hassle-free. I didn't have to go through extensive paperwork, and the online platform at InsuranceDekho made it convenient to complete the necessary formalities.
Read MoreNo Hidden Fees or Surprises
I am pleased that the ICICI Prudential Term Insurance Policy has no hidden fees or surprises. They are transparent about the costs involved, and I know exactly what I am paying for without any unexpected charges. Thanks to InsuarnceDekho for the wonderful policy.
Read MorePurchased at ease
I bought the ICICI Prudential Term Insurance Policy from the InsuranceDekho website. I am happy that I bought this plan, now I feel secure for any future circumstances. It was easy to buy the plan. I just had to follow certain easy steps and complete the purchasing process.
Read MoreSubstantial benefits
The ICICI Prudential Term Insurance Policy has been a game-changer for me and my family. It offers substantial benefits at an affordable price, ensuring that my loved ones will be taken care of if anything happens to me. I appreciate the flexibility of the term length options. It's a practical and reliable solution that I'm glad I invested in.
Read MoreUnderstood the benefits of a term plan
With the help of the team members of InsuranceDekho, I was able to understand the benefits of different term plans easily. Upon understanding the benefits, I finally decided to buy the ICICI Prudential Term Insurance Policy from InsuranceDekho.
Read MorePrice comparison
It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected ICICI Prudential Term Insurance Policy from InsuranceDekho.
Read MoreI got personalized advice at home
The team of InsuranceDekho made a visit at home and helped me in selecting the desired term plan. So, I opted for personalized advice and bought the ICICI Prudential Term Insurance Policy from InsuranceDekho.
Read MoreNo need to do the paperwork
I recently bought the ICICI Prudential Term Insurance policy from the InsuranceDekho website and I was very impressed to see that we did not have to do any paperwork. I was able to upload the documents on the portal rather than submitting the paperwork. I was highly impressed by the paper-free policy issuance offered by InsuranceDekho. It is a very great initiative taken by the team to provide a seamless experience for everybody.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About ICICI Term Insurance
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.