ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Zero Cost Benefit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Special Exit Benefit

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
Tax Benefits
Terminal illness
Top insurance companies listed
I wanted to purchase a term insurance from an insurance company whom I can fully rely on. The InsuranceDekho website displayed insurance companies based on the incurred claim settlement ratio and I was able to find quality information about the companies. With the help of information provided on the website I purchased ICICI Pru IProtect Smart plan.
Read MoreTime-saving comparisons
InsuranceDekho helped me compare several term plans at once. It is very easy to compare term insurance plans on the website, which has resulted in time saving comparisons. You can compare several term insurance plans offered by leading insurance providers in India, under the same roof. I purchased the ICICI Pru IProtect Smart plan after comparing many plans.
Read MoreEasy premium calculation
The online term insurance premium calculator tool instantly displayed me several term insurance plans that fit in my budget but also fulfilled my requirements. The calculator was very easy to use, time saving, quick and made comparisons much easier. I compared and purchased the ICICI Pru IProtect Smart plan.
Read MoreBest insurance companies listed
When I landed on InsuranceDekho’s website, I browsed through the list of insurance companies that were displayed according to the incurred claim settlement ratio. The company and policy details amazed me. The list of companies displayed according to the claim settlement ratio, made choosing a company an easy task. I finally purchased the ICICI Pru IProtect Smart plan. ...
Read MorePurchased a good term plan
I bought ICICI Pru IProtect Smart plan which suited my requirements without bothering my pocket. It happened with the help of InsuranceDekho’s website, which let me compare several term insurance plans with the help of a premium calculator. My experience was hassle-free and I am extremely satisfied with my purchase.
Read MoreTime saving comparisons
I had great experience while purchasing ICICI Pru IProtect Smart term insurance policy from InsuranceDekho. I compared several term insurance plans before making a decision, comparing term insurance policies on InsuranceDekho is extremely easy and time saving. The premium calculator instantly displayed policies according to my budget and requirements.
Read MoreGreat information on the website
From the life insurance news section of the InsuranceDekho website, I learned a lot about term insurance plans. I got to know about a risk protection plan which can provide financial protection to my family in my absence. I chose ICICI Pru IProtect Smart plan because it fit my requirements and budget.
Read MoreFound the best insurance companies
At the InsuranceDekho website I found some of the best insurance companies. The organisation has a wide range of term insurance plans offered by some of the leading insurance companies in India. I compared several plans and purchased ICICI Pru IProtect Smart term insurance plan.
Read MoreHappy with my term plan
I was looking for a reliable, affordable term plan. Thanks to InsuranceDekho, I found ICICI Pru iProtect Smart. Must say that it fits my needs perfectly without any budget constraint.
Read MoreGot a term plan within my budget
At the InsuranceDekho website I was able to compare plans according to my budget and my requirements. The online premium calculator tool definitely helped me compare term plans according to my budget. I selected and purchased ICICI Pru IProtect Smart term insurance policy.
Read More
User Reviews on ICICI Prudential Term Insurance Alternatives
Max Term Insurance
Edelweiss Tokio Term Insurance
Canara HSBC Term Insurance
IndiaFirst Term Insurance
PNB MetLife Term Insurance
Kotak Term Insurance
Bharti AXA Term Insurance
Exide Term Insurance
HDFC Term Insurance
Aditya Birla Sun Term Insurance
Aegon Term Insurance
Pramerica Term Insurance
Reliance Nippon Term Life Insurance
LIC Term Insurance
Aviva Term Insurance
Shriram Term Insurance
SBI Life Term Insurance
Tata AIA Term Insurance
Bajaj Allianz Term Insurance
Ageas Federal Term Insurance
Star Union Dai-ichi Term Insurance
Future Generali Term Insurance
Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
Term Insurance Riders
Popularly Opted Term Insurance Sum Assured
Explore ICICI Prudential Term Insurance


Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
ICICI Term Insurance Contact Details
Claim Process at ICICI Term Insurance
Buy Insurance Plans - Compare & Save Big*
Best Insurance Advisors in Your City.
FAQ About ICICI Term Insurance
-
Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
-
How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
-
Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
-
Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
-
Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.