ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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- Male
- Female
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
- Zero Cost Benefit
- Terminal Illness
- Nominee's Choice payout
- Voluntary Top Up
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹95.28%
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.39%
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Bough a good term plan
I wanted a term plan that was affordable and provided good coverage. After several term plans I purchased ICICI Pru IProtect Smart Term Insurance Plan from InsuranceDekho. I am extremely satisfied with my purchase.
Got to know about Claim Settlement Ratio
While purchasing ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about Claim Settlement Ratio and how important it is while choosing an insurance provider. On the basis of the claim settlement ratio I found a list of insurance companies to choose from.
Time saver website
All the term insurance policy services such as renewal, claim settlement process, policy issuance are time-saving on InsuranceDekho’s website. By following the instructions on the website it took me less than 5 minutes to purchase ICICI Pru IProtect Smart Plan.
Dedicated support team
InsuranceDekho has a knowledgeable customer support team which is dedicated to provide effective solutions for its customers. I had some queries related to my ICICI Pru IProtect Smart term plan and the customer support specialist answered my queries.
Got the best policy
I am new to the insurance world. Buying a good policy was the best challenge for me, but thankfully I found InsuranceDekho. The team helped me buy the best possible plan, i.e, ICICI Prudential iProtect Smart policy. I am so happy and relieved. I would recommend InsuranceDekho to all.
Paperless policy issuance
I bought ICICI Pru IProtect Smart term plan from InsuranceDekho. The policy issuance was quite easy. The policy was issued digitally, I received my policy documents on my E-mail ID after I made the payment. The organisation provides a seamless experience. I am extremely happy with my purchase with InsuranceDekho.
Hassle-free comparisons
Comparing term plans on InsuranceDekho’s website is quite an easy task. The premium calculator helps to an extent but information on the website about the plan that I wanted helped me make a purchasing decision. I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho after comparing several term plans.
Easy premium calculation
Online premium calculator on InsuranceDekho’s website helped me easily compare premiums for term insurance plans according to my age, preferred coverage amount, coverage tenure and personal habits like consumption of tobacco/alcohol. After estimating premiums and comparing several plans I purchased ICICI Pru IProtect Smart term plan.
Good quality customer assistance
I had some difficulties while purchasing the ICICI Pru IProtect Smart Term plan. I called the toll-free helpline number of InsuranceDekho. The customer care team of InsuranceDekho resolved my queries and guided me through every step. The executive helped purchase the plan easily.
Easy claim settlement
It was very easy to file a claim on InsuranceDekho’s website. I found the instructions on the website and followed them to file a claim for ICICI Pru IProtect Smart term plan on the website. The claim process was paperless, I uploaded all the supporting documents on the portal. The claim was settled without any hassles and quickly.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQs
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.