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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Quick comparisons

    I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased an Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho. 

    O
    Om Bhatt
    On: Aug 09, 2023
  • Clear Online Application Process!

    I appreciate the convenience of applying for the Aditya Birla Sun Life Term Insurance Policy online through InsuranceDekho. The entire process was user-friendly and could be completed from the comfort of my home. Their website's interface was intuitive, making it easy to navigate and compare different plans. I completed the application in no time, and the policy was issued without any delays. Kudos to InsuranceDekho for simplifying the process.

    D
    Disha Parekh
    On: Jul 28, 2023
  • Timely Premium Payment Reminders

    InsuranceDekho's term insurance policies come with timely premium payment reminders. Their proactive approach ensures that I never miss a payment for my Aditya Birla Sun Life Term Insurance Policy, maintaining the continuity of my coverage.

    M
    Manisha Gupta
    On: Jul 18, 2023
  • A chat box's features

    On the InsuranceDekho website, there is a chat box function that is quite useful. I wasn't sure if the Aditya Birla Sun Life Term Insurance Policy would provide all of the benefits that I expected from a life insurance policy when I purchased it from their website. I used the chat box and received prompt responses to all of my questions. Fortunately, the plan includes all of the features and benefits I was looking for.

    T
    Taran Singh
    On: Jul 14, 2023
  • Amazed From Excellent Services

    InsuranceDekho is the perfect place to get financial security against unexpected critical illnesses. I bought the Aditya Birla Sun Life Term Insurance Policy from the company and it was a remarkable experience of buying a term insurance plan to date. I am happy that the company is fully working to benefit the customers in each and every way. Loving it! 

    I
    Ishita Jadav
    On: Jul 11, 2023
  • Got clear and precise answers to all my queries

    I had so many questions while I was buying the - from InsuranceDekho. But, thanks to the amazing team of InsuranceDekho who guided me and also answered my questions very promptly, buying the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho was no less than a cakewalk

    G
    Govind Shivkumar
    On: Jun 27, 2023
  • Online term calculator

    There was an additional feature of the premium term calculator available on InsuranceDekho that helped me calculate the premium for all the available plans. So, when I calculated the premium, I bought the Aditya Birla Sun Life Term Insurance Policy as it suited my budget. 

    R
    Rohit Narang
    On: Jun 22, 2023
  • The digital process

    I wanted to buy - from the comfort of my home. That’s why I decided to buy the Aditya Birla Sun Life Term Insurance Policy through an online process. The online process enabled me to buy the Aditya Birla Sun Life Term Insurance Policy without having to move out of my home

    D
    Devansh Kakri
    On: Jun 20, 2023
  • Online premium calculator made it easy

    I decided to buy the Aditya Birla Sun Life Term Insurance Policy plan long back. But, still, I wanted to compare it with other plans as well so that I have more clarity. I used InsuranceDekho's online premium calculator to explore the plans based on my budget and needs and the online tool provided multiple options that met my needs easily. 

    A
    Anjali Bajwa
    On: Jun 15, 2023
  • Useful information was available on the website

    The website of InsuranceDekho provided me with a lot of useful information that made it easier for me to buy an apt term plan. After exploring the benefits of each plan, I finally decided to buy the Aditya Birla Sun Life Term Insurance Policy and would say that it had been an amazing experience. 

    H
    Harpreet Diwan
    On: Jun 08, 2023

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.