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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Easy comparisons

    I used the online term insurance premium calculator tool on the InsuranceDekho’s website to compare term insurance plans that fit in my budget. The premium calculator made comparison a very task. The calculator displayed several term insurance plans that fit in my budget. After comparing, I purchased the Aditya Birla DigiShield plan. 

    I
    Isha Gara
    On: Oct 27, 2021
  • Queries resolved easily

    InsuranceDekho’s customer care team is highly professional and understands the customers queries to provide an effective solution for the query. I had a few serious concerns regarding my Aditya Birla LifeShield Advantage. The executive resolved it with ease and in no time. 

    H
    Hetan Banik
    On: Oct 26, 2021
  • Easy comparisons

    At InsuranceDekho’s website I was able to compare several term insurance plans with the help of the premium calculator and information about different term plans available on the website. After comparing several term plans on the website I purchased the Aditya Birla DigiShield plan from InsuranceDekho. 

    U
    Uttkarsh Maggo
    On: Oct 20, 2021
  • Estimating premium made easy

    Estimating premium by using the online term insurance premium calculator has become a very easy task. By entering simple details such as name, gender, age, sum assured and personal habits like consuming alcohol/tobacco etc. I was able to easily estimate the premium. After calculating premium and comparing different plans I purchased the Aditya Birla LifeShield Advantage plan. ...

    P
    Purshottam Bisht
    On: Oct 19, 2021
  • Policy issued in 5 minutes

    I Purchased Aditya Birla LifeShield Advantage Plan from InsuranceDekho. The policy issuance was completely hassle-free and quick. The policy was issued within 5 minutes, the policy details and soft copy of policy documents was sent to my email ID as soon as I made the payment. 

    C
    Chinmay Tripathi
    On: Oct 13, 2021
  • Quick claim settlement

    I filed a claim for my Aditya Birla DigiShield Plan at InsuranceDekho’s website. It was very easy to file a claim at the website by following simple instructions mentioned on the website. The claim was settled on time and the process was hassle free. 

    J
    Jay Bansal
    On: Oct 12, 2021
  • Hassle-free claim settlement

    I had some problems while filing a claim for my Aditya Birla DigiShield term insurance plan. I contacted the helpline number of InsuranceDekho and the customer assistance executive and they helped file a claim on the website. I am extremely thankful and satisfied with the type of services provided to me. Would definitely recommend InsuranceDekho to friends and family. 

    J
    Jyoti Mittal
    On: Oct 06, 2021
  • Smooth payment process

    I was very skeptical about making a payment online for Aditya Birla LifeShield Advantage plan on the website. I noticed that while making payment I had the option to pay via Netbanking, Credit/Debit Card, UPI, E-wallets etc. I chose to pay via Credit card and noticed that two-step authentication was required which meant my payment was fully secured. I am happy with my purchase....

    O
    Omar Panchal
    On: Oct 05, 2021
  • Quick and hassle-free policy issuance

    I bought the Aditya Birla DigiShield plan from InsuranceDekho’s website and I must say that I am satisfied with the type of services that the organisation has offered me. The policy was issued within minutes of payments. Policy details and soft copy of the policy was issued and sent to my email ID instantly. 

    M
    Mehul Handa
    On: Sep 29, 2021
  • Dedicated customer assistance

    The customer assistance team at InsuranceDekho is very dedicated to provide effective solutions to its customers. I had difficulty purchasing a term insurance plan, so I contacted the helpdesk of InsuranceDekho. The customer care executive guided me to every step of the process and helped me purchase the Aditya Birla LifeShield Advantage plan. 

    A
    Anil Madan
    On: Sep 28, 2021

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.