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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Secured payments

    Recently I bought an Aditya Birla digishield design from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the repayments are definitely impervious and encrypted. The repayments require two-step authentication. I am very comfortable with my purchase with InsuranceDekho. 

    P
    Poorav Maan
    On: Jan 12, 2022
  • Safe payment modes

    Recently I purchased Aditya Birla DigiShield from InsuranceDekho’s website. The payment procedure was safe and secured. I am very satisfied with my purchase with InsuranceDekho.

    A
    Avadhesh Diwan
    On: Jan 11, 2022
  • Helpful customer care services

    I had some queries related to my Aditya Birla DigiShield term plans which I had purchased from InsuranceDekho. So I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant listened to my queries and provided me with effective solutions. 

    V
    Vaibhav Kaamish
    On: Jan 10, 2022
  • Budget-friendly plans

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budgets and after comparing I purchased Aditya Birla digishield plan from InsuranceDekho without any hassles....

    T
    Tanvi Maurya
    On: Jan 10, 2022
  • So many good and big companies

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase Aditya Birla DigiShield Plan from InsuranceDekho. I am very happy with my purchase. ...

    N
    Nitin Sreekanth
    On: Jan 07, 2022
  • Secured payments

    Recently I purchased an Aditya Birla digishield plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho.

    Y
    Yatindra Pulkit
    On: Jan 07, 2022
  • Hassle free renewal

    I wanted to renew my Aditya Birla LifeShield Advantage plan so I visited InsuranceDekho’s website. The renewal process was mentioned on the website which really simplified the renewal process. I followed the instructions and was easily able to renew my term insurance policy within a few minutes.

    M
    Meher Nachiketa
    On: Jan 05, 2022
  • Received best advice

    Recently I talked to the customer care team of InsuranceDekho because I wanted to purchase a term plan that would not exceed my budget. The customer care executive who listened to my requirements suggested that I purchase the Aditya Birla LifeShield Advantage plan. I am very thankful for InsuranceDekho.

    K
    Kunal Hans
    On: Dec 30, 2021
  • Received best guidance

    I had some queries related to my Aditya Birla DigiShield term plans which I had purchased from InsuranceDekho. So I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant listened to my queries and provided me with effective solutions. Thanks to InsuranceDekho for helping me clear my doubts.

    H
    Hari Sarmad
    On: Dec 28, 2021
  • Got good advice

    I wanted to know how to file a claim for my Aditya Birla Life Shield Advantage plan. I used the chat box facility to get solutions, I got prompt replies and good advice from the chat box which helped to file a claim for my term insurance policy. I am satisfied with my experience with InsuranceDekho.

    P
    Priyanshu Gulati
    On: Dec 23, 2021

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.