What are the sum insured options offered under Family Health Protector Policy?

The Family Health Protector plan offers a wide range of sum insured options from Rs. 1.5 Lakh to Rs. 30 Lakh. This helps in providing comprehensive coverage to the entire family without falling short of the sum insured.

What are the minimum and maximum entry age required to be covered under the plan?

People between the age group of 18 and 65 years are eligible to get covered under Family Health Protector Policy. Dependent kids are insured from Day 1 if one of the parents are covered.

Under Family Health Protector Plan, how many claims I can make in a policy year?

You can claim as many claims you require in a policy year. There is no prescribed limit, but the claims must be made within the limit of the sum insured.

Does the plan offer the coverage for domiciliary treatment?

Yes, domiciliary hospitalisation is covered up to 20% of the sum insured under Family Health Protector Plan.

How many network hospitals offer the cashless facility for Family Health Protector Policy?

Policyholders can avail the cashless facility option for Family Health Protector Plan at 4000+ network hospitals across the country.

If I purchase the Family Health Protector Plan, will I get any free look period?

Yes, a period of 15 days will be provided from the date of receipt of the plan to review the plan in terms of features, benefits, terms and conditions etc., and to return it citing the reason of doing so.

Is there any daily allowance given under the Family Health Protector Policy?

Yes, a daily allowance of 0.15% of the sum insured up to the limit of Rs. 1,000 is provided per day to lessen the burden of other expenses in addition to medical costs.

Will I get coverage for vaccination expenses for my baby under Family Health Protector Policy?

Yes, the maximum of 7.5% of the total premium paid in case of the individually insured person and a maximum of 15% for the entire family is provided for the vaccination expenses at the end of two continuous claim-free years with us.

Does the policy provide any coverage for a health check-up?

Yes, up to 1% of the basic sum insured is offered to cover the expenses of health check-up. This is offered after the block of four continuous claim-free years with us.

Can I earn any benefit related to tax on the purchase of Family Health Protector Policy?

Yes, you can avail income tax benefit of up to Rs. 55,000 on Family Health Protector Policy as per section 80D of the Income Tax Act.

IFFCO Tokio Family Health Protector Insurance Wordings

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Highlights

Claim Settlement Ratio	98.90%
Network Hospitals	7,400+
PED Waiting Period	3 years
Starting Premium (for 5L SI)	Rs. 584/month

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IFFCO Tokio Family Health Protector Brochure

4.14 MB
PDF Document
Jul 05, 2019

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IFFCO Tokio Health Insurance Plan List

Family (3)
Individual (5)
Woman (1)
Senior Citizen (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Family Health ProtectorMin: 1 Day; Max: 65 YearsPopular	1.5 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Individual PlanPopular		Check Premium
Individual Health Protector PolicyMin: 91 Days; Max: 65 YearsPopular	50 Thousand	Check Premium
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years	2 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years	2 Lakh	Check Premium
Individual Medishield PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

IFFCO Tokio Health Insurance Top Up List

Top-up (1)

Name of Plan	Sum Insured
Health Protector PlusMIn: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium

7357 IFFCO Tokio Cashless Network Hospitals in India

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FAQs on Family Health Protector Health Insurance Plan

What are the sum insured options offered under Family Health Protector Policy?
The Family Health Protector plan offers a wide range of sum insured options from Rs. 1.5 Lakh to Rs. 30 Lakh. This helps in providing comprehensive coverage to the entire family without falling short of the sum insured.
What are the minimum and maximum entry age required to be covered under the plan?
People between the age group of 18 and 65 years are eligible to get covered under Family Health Protector Policy. Dependent kids are insured from Day 1 if one of the parents are covered.
Under Family Health Protector Plan, how many claims I can make in a policy year?
You can claim as many claims you require in a policy year. There is no prescribed limit, but the claims must be made within the limit of the sum insured.
Does the plan offer the coverage for domiciliary treatment?
Yes, domiciliary hospitalisation is covered up to 20% of the sum insured under Family Health Protector Plan.
How many network hospitals offer the cashless facility for Family Health Protector Policy?
Policyholders can avail the cashless facility option for Family Health Protector Plan at 4000+ network hospitals across the country.
If I purchase the Family Health Protector Plan, will I get any free look period?
Yes, a period of 15 days will be provided from the date of receipt of the plan to review the plan in terms of features, benefits, terms and conditions etc., and to return it citing the reason of doing so.
Is there any daily allowance given under the Family Health Protector Policy?
Yes, a daily allowance of 0.15% of the sum insured up to the limit of Rs. 1,000 is provided per day to lessen the burden of other expenses in addition to medical costs.
Will I get coverage for vaccination expenses for my baby under Family Health Protector Policy?
Yes, the maximum of 7.5% of the total premium paid in case of the individually insured person and a maximum of 15% for the entire family is provided for the vaccination expenses at the end of two continuous claim-free years with us.
Does the policy provide any coverage for a health check-up?
Yes, up to 1% of the basic sum insured is offered to cover the expenses of health check-up. This is offered after the block of four continuous claim-free years with us.
Can I earn any benefit related to tax on the purchase of Family Health Protector Policy?
Yes, you can avail income tax benefit of up to Rs. 55,000 on Family Health Protector Policy as per section 80D of the Income Tax Act.

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Claim Process at IFFCO Tokio Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
IFFCO Tokio Health Insurance
1-800-103-549924*7
support@iffcotokio.com