IFFCO Tokio Family Health Protector Insurance Wordings

People between the age group of 18 and 65 years are eligible to get covered under Family Health Protector Policy. Dependent kids are insured from Day 1 if one of the parents are covered.

You can claim as many claims you require in a policy year. There is no prescribed limit, but the claims must be made within the limit of the sum insured.

Yes, domiciliary hospitalisation is covered up to 20% of the sum insured under Family Health Protector Plan.

Policyholders can avail the cashless facility option for Family Health Protector Plan at 4000+ network hospitals across the country. 

Yes, a period of 15 days will be provided from the date of receipt of the plan to review the plan in terms of features, benefits, terms and conditions etc., and to return it citing the reason of doing so.

Yes, a daily allowance of 0.15% of the sum insured up to the limit of Rs. 1,000 is provided per day to lessen the burden of other expenses in addition to medical costs.

Yes, the maximum of 7.5% of the total premium paid in case of the individually insured person and a maximum of 15% for the entire family is provided for the vaccination expenses at the end of two continuous claim-free years with us.

Yes, up to 1% of the basic sum insured is offered to cover the expenses of health check-up. This is offered after the block of four continuous claim-free years with us.

Yes, you can avail income tax benefit of up to Rs. 55,000 on Family Health Protector Policy as per section 80D of the Income Tax Act.